Whether you're a layman looking to understand your own transaction or a lawyer needing assistance with a client's conveyancing our step by step sale and purchase guides will lead you through the process while our mini guides will break the whole thing into manageable chunks and give a deep insight into the key issues and stages. Leasehold, freehold, unregistered, registered – we've got it all covered.
Need help with a remortgage or transfer of equity / deed of gift? Our guides will walk you through the process and highlight some of the common pitfalls. Mortgages and transfers can be very simple procedures but complex issues can sometimes arise and mistakes are easily made. These guides will help you deal with them.
So you want to have a go at your own conveyancing? First you should read about the risks, then if you're still happy to proceed, our guides will take you through each stage of the process telling you what to look out for and helping you avoid falling into expensive traps. Our subscription service will give you access to all of the documents you should need for your conveyancing and we can even supply you with the Land Registry Official Copies you'll need. Our general guides will cover all the obstacles you are likely to face and offer a practical solution. Have a look at our sale and purchase guides too.
A big part of the conveyancing process is the conveyancing searches. This section tells you all about them. What they are, how and when to order them and how to interpret the results. Each search has its own guide and you'll see they are separated into Standard (should be done in every case), Regional (area specific) and Optional (not essential but often useful tools for the would be purchaser). All buyers should beware that when you buy a property, the law assumes that you have seen the information that would have been revealed by searches whether or not you have actually carried them out, so you buy the property subject to the results.
Using a conveyancer to handle your conveyancing will greatly reduce the risk to you and sometimes, particularly if you are taking out a new mortgage, you will have no choice but to instruct a conveyancer. The good news is it doesn't have to break the bank. Get a free, instant quote here. We can also help with quick easy quotes for other moving related services.
Are you looking for the documents you'll need for your conveyancing transaction? Or official copies of the title or other documents from Land Registry. We can help you. Follow the links below.
Hi team, I'm trying to work out who goes where on the TR1 form if we're selling a 1/3rd of a property and adding that 3rd person to the title deeds. Do we put the original 2 owners in the Transferor box (section 4) and then all 3 owners (original 2, plus ...
DIY ConveyancingNeed a template please...
DIY ConveyancingTransfer of equity ...
Transfers & GiftsHello everyone my names are ALEX JACKSON from the UK, I want to use this golden medium to appreciate Doctor Abdul a great spell caster for helping me retrieving back my relationship with my ex lover when he ended and turned back on me for quite a long tim...
BlogMyself and my husband have a joint mortgage that needs renewing, I want to come off the deeds as we can get a better mortgage deal with just his wages because of my age. If we do that would we have to pay stamp duty again?...
Transfers & GiftsIs it advisable to pay for Missing or Illegible Deed Plan Insurance on a freehold property I'm selling when the deeds/plans are unclear? I'm somewhat perplexed because why would I need insurance on a residential property that I'm selling. In the 10 years ...
Legal Indemnity InsuranceMy cousin and I live a few doors from each other and both own our houses outright. My house is larger than hers and we would like to swap houses. Despite the size difference, my house is only worth £20-£30K more than hers and she has agreed to pay me ...
DIY ConveyancingMyself & my husband are buying my sister in laws half of the house they have inherited from their parents. Can the title be changed to our names prior to us putting a mortgage on the property to pay sister in law?...
Land RegistryMy neighbor persistently parks their vehicle on the shared pathway, obstructing access for all residents. Our restrictive covenant explicitly prohibits such impediments, clearly stating that pathways must remain unobstructed. The home builder, who estab...
Neighbour DisputesWhen we purchased our property we agreed to become a part of a neighbouring estate Property Management provision as we require rights of access to our property. Two years after completion no service charges or contact was made. Our developer eventually i...
Land RegistryApparently we have a clause from the management company that runs our estate of freehold houses that allows them to reposses our property if someone at the property causes a nuisance. And because of this our buyer was refused a mortgage and now we think o...
Sale/PurchaseI’m speaking to the seller of a 4 bed detached property with a leasehold tenure. The freehold owner is agreeing to sell the freehold for a fix price. He is not interested in buying as he said that will incur unnecessary costs to him now. The freehold o...
Sale/Purchaseif a couple split who bought under homebuy in 2003, and transfer equity 2-1 as divorce settlement, there is no mortgage, no buy out just a transfer, would they have to pay the 25% home buy back?...
Transfers & Giftswho can I get to help us complete the AP1 & Tr1 forms our area is Wimbledon ...
Land RegistryI own two properties, a flat which is rented out and a cottage which I live in. I paid the higher rate of SDLT when I bought the cottage. I am soon to marry. My finance owns a house. We want to sell the cottage and his house and buy just one property ...
Sale/Purchasewhen buying should a solicitor inform you if the lease is under 80 years on a long leasehold property...
Landlord & LeasesI am currently selling my property and have found out that my abusive ex partner has logged a UN1 notice. He has no rightful claim as his name is not on any legal deeds. What proof does he have to provide for the land registry to take his side so to speak...
Land RegistryI am in the process of selling my property which was purchased as a new build in January 2021. Initially there was supposed to be a management company over the estate, however this never happened and doesn’t exist. But as my solicitor has this informati...
Sale/PurchaseI own half a house with the other half owned by a family member. They want to own the whole house and I am happy to sell it. There is no mortgage on the property. Can we do this without a solicitor or conveyancer. ...
DIY ConveyancingI have been offered the right to buy my freehold by Persimmon properties at a set price. The leasehold title is subject to a mortgage. Can I buy the freehold without merging titles and involving my bank?...
MortgagesThe property I am selling is not registered with the Land Registry and I have just been told that the bedroom that overhangs the alleyway is not mentioned in the deeds. Therefore, before sale I will have to register the property and create a flying freeho...
Land Registrywe purchased a property in 2014 shared 50% / 50% by my 2 sons. one son vacated the property 4 years ago. my 2 sons have now agreed that the equity in the property should be 90% / 10% - so how do we do this...
Transfers & Gifts Lenders and their legal team would not have been able to contact the mortgagee to provide a financial statement on subsequent sale
of property.
...
I sold my company on 22/5/2014 but it went into liquidation recently but Bank contacted us saying we owe 18,000 on a charge against
my house how can I check if that had been cancelled or not?...
Hello, as a newbie to crypto i lost alot of money, I would like to express my gratitude to Expert Bernie Doran for their exceptional assistance in recovering my funds from a forex broker. Their expertise and professionalism in navigating the complex proce...
Bankruptcy/InsolvencyAt some time we are going to need to sell my mother in law's house to pay for her care home fees.
She bought the house as a new build for cash ie no mortgage in the 1970's it is unregistered.
We have the original title deed / conveyance plus searches fr...
If you have TA10 form and if the electrical equipment doesn't work when you buy the property whose liability is that...
Sale/PurchaseHi My draft TP1 has empty section 12, is that a problem?...
Land RegistryMy father died last year and left his property jointly to myself and my sister. She wishes to buy my half and we have agreed to use the valuation from a local estate agent as the price. She has been advised to use a solicitor to help with the land registr...
Land Registrywhen my conveyancer paid my completion funds to an unknown third party with out carrying out money laundering and due diligence checks...
CompletionI have read that a ‘notice’ cannot be obtained if the charging order is only against one joint-owner and the debt is only against this joint-owner and in this case only a ‘restriction’ can be obtained. However; I am in a special situation because...
Land RegistryI noticed that a TP1 application submitted to the land Registry by my family member who I am assisting, did not contain the buyers signature, even though there were restrictive and positive covenants attached to the buyer.
is that possible?...
THIS SITE IS A SCAM. DO NOT PART WITH YOUR MONEY. THE SITE OWNERS ARE NOT LLB. ...
Protocol FormsThis site is a SCAM. It is not an official site. It takes your money, but there is actually no help or response....
MortgagesI have a 25 year interest only mortgage at the end. I have remortgaged using Godiva Mortgages and Enact Conveyancing. Godiva have made a mortgage offer and Enact have requested the Title and discovered a Second Charge on my property, made in 2005 for £20...
Sale/PurchaseI need to ask about how capital gains would work with a low sell price to my daughter...
Sale/PurchaseMy father left me his share (50%) of house. My mother has the other half. Property was registered with HMLR. DJP form already submitted. Mum now wants to have my name on the register as well as hers. Besides AP1 and ID FORMS does she use TR1 or TP1...
DIY ConveyancingI have a freehold property I am selling which has a disolved management company in 2009 which covered the communal car park and paths I have removed restrictions from title is there and indemnity which would cover car park ...
Legal Indemnity InsuranceThis is the wording of Clause 2 of my TP1 between the original transferor and Transferee of my property in 1966. I think this does not create a service charge/rent charge or any other means for the current Transferor to ask for an annual lump sum that fa...
DIY ConveyancingHi, I’m buying an unregistered property and my solicitor is currently arguing with the sellers solicitors about the need for the seller to do an urgent first registration application as a copy of a grant of probate is missing and my solicitor wants them...
Land RegistryMortgage lender undervalued the property. Does the renegotiation of price happen via solicitor or estate agent...
MortgagesHi, I need a formal document that shows that an application for a deed of gift has been lodged with HM Land Registry. Is the OS1 form the right document to request that? Or do I simply need an official copy of the title register?
Thank you
MP...
I am buying an out building from a neighbour for £7,500. There is nothing registered with the land registry for his house or outbuilding these are held by his solicitor. The building is in a shared yard which I have rights of access to. Please can you t...
DIY ConveyancingI have a freehold property I am thinking of converting to 2 flats. Would the flats be leasehold and can they still be in my name as leasehold?...
Landlord & LeasesLooked at a house which think it's been built on sewer, it has had planning permission but the owner is not sure weather they were given a certificate from the water board allowing them to build, they assumed they had one with it passing building regulati...
Planning & Building RegsI'm looking to sellmy house that was built in 2000 but has no FENSA. Do I need the FENSA certification to sell it?...
Sale/PurchaseIf you are a Co executor with a sibling and are buying the remainder of the property outright with other family members - what are the confidentiality rules regarding who can see the Tr1 form? If you don't want your sibling to see the % shares of the pro...
Sale/PurchaseCan I submit a FR1 if my neighbour has already done so for the same piece of land?...
Land Registrythe property tilte deed mentioned the owner name and care of -the name of the company which manages the property, is this ok? will i have issue when selling out in the future?...
Land RegistryThere appears to be no way of cancelling my 3 monthly subscription but I do not need it any longer....
DIY ConveyancingI have cancelled my membership at the beginning of May but I am still able to log in and can see the account. Please confirm that the account is closed and no more money will be taken...
DIY ConveyancingI want to put my husband onto title deeds on my property. Some years ago we bought a very tiny piece of land from the neighbour, and now have an extra title for the 'land adjoining' our property. I make assumption that therefore we have to do the whole ...
Transfers & GiftsI'm a first time buyer, nearing completion on buying my first flat. However my conveyancers have emailed me to say that as the lease plan is missing and the seller will not enter into a Deed of Variation with the landlord, the indemnity policies are requi...
Legal Indemnity InsuranceI am selling a property and my solicitor has shared with the buyer detailed and untoward information about the property (obtained through a third party) He says he is bound by law to do so. He shared not a summary or a redacted version of the document b...
Sale/PurchaseDo these contracts and advice cover Wales?...
DIY ConveyancingCan I buy my parents house for under market value...
Sale/PurchaseWhat’s the risks of completing under this ? Many thanks ...
Land RegistryMy wife and I jointly own our house. I would like to gift my share of the house. The house is worth £149000 and there will be no transfer of money, no consideration, as this will be a gift. What are the fees payable to Land Registry by check and what kin...
Transfers & GiftsWho has responsibility and accountability for the request to hold a provional apportionment at the time of sale?...
CompletionOur home is considered one property as far as the council tax and all utilities are concerned.
We combined two properties into one detached house approx 10 years ago.
Unfortunately we did not request an amalgamation of titles at that point. We had a mor...
I have reveived a Entry of an agreed notice B132 ffrom a solicitor acting for a credit card debt for £5900 can you advise what to do I am in shock and panic?...
Land RegistryIf my children give me £75,000 each to pay off another debt. Is this a chargeable consideration for getting an equal share into my property worth £700,000. Is there SDLT? This is all our main residence....
Transfers & GiftsLooking to buy next door what is the process to purchase next door? ...
MortgagesCan I use the AS3 form to split a title deed between 2 beneficiaries? I assume a new title deed will be created for 1 beneficiary and I can use AS1 to change the ownership of the first title deed to the other beneficiary? Or is this the wrong way to go ab...
Land RegistryMy father "gifted" me a sum when I bought my ex out of my property and this was put as a charge on my property. He would now like the charge to be removed and the whole property to be in my name. What forms do we need to complete and do we need a conveyan...
Transfers & GiftsBack in 2012, the Financial Ombudsman Service ruled in my favour that my mortgage supplier at the time, Kensington, had acted inappropriate and unlawful and denied me access to an insurance taken out at conveyancing. On the mortgage document, Kensington h...
Mortgages...
Land RegistryMy son is moving in with me and wants to buy my house so that he can ensure my future care at home. My question is if he buys it outright what safeguard do I have or should we be tenants in common with him having the majority ...
Sale/PurchaseWe have been left property in a Will and would like to make a Deed of variation so that the property passes into a Limited company. Will this attract any stamp duty?...
Transfers & GiftsMy partner is being gift a house. We are not married and we would be getting an unencumbered mortgage jointly for the property to do repairs etc. When his parents first proposed the idea I said yes as long as my name was on the property to for security. N...
Transfers & GiftsWe are involved in a boundary dispute. There are 2 conveyances, one dates from June 1930 which whilst it shows the size of the land of property B it doesn't show any measurements that place it accurately on the ground. The second Conveyance dated December...
Neighbour DisputesThere is a charge on marital home for a loan from my mother. The property and the loan are in my husband and my names (tenants in common).
We are getting a consent order where I pay my husband a lump sum in return for the property being transferred into...
There is a loan charge on our property. We owe £65,000 to my mother. We want to remove the charge. I can either repay the loan or she is happy to dissolve it. Can I do this without involving a solicitor?...
DIY ConveyancingIn a nutshell, our building only has 2 flats (A and B), 50/50 share of the Freehold, and the roof had been flattened and converted into a terrace by the previous owners of Flat B (we own flat A). The roof is absent from the land registry Title, the outlin...
Landlord & LeasesDo the prices of the documents change once you subscribe? ...
DIY ConveyancingWhen I purchased my property in 2005, I was advised by my solicitor that the land to the front of my property was unregistered and therefore an Indemnity insurance was purchased. I fenced off this land, together with looking after this area for 13 years, ...
Land RegistryHow do I add a charge to my property for a loan from my parents without incurring legal fees?...
MortgagesHello - i am trying to register an overage clause relating to a small parcel of land i bought adjacent to my house and am struggling with section 9 of the RX1 form. i bought the land with conditions attached - e.g. if i build on it i have to give 50% of i...
Land RegistryA tenant has a business that is in a building leased from a landlord. The landlord wants to replace the tenant's building with a hotel. There is a covenant on the land forbidding its use for a hotel. Can the tenant enforce this covenant?...
Landlord & LeasesReplacement lean to conservatory less than 12 months old...
Legal Indemnity InsuranceI own a maisonette joining onto a side alley which I do not own. There is already a flying freehold created by having a flue outlet for my gas boiler on that wall.
I am renovating my kitchen and there's limited options for external venting other than t...
I am sending of HR4 form and need to know if I have to send certified copy of property deeds, if so how do I get certified copy? Do I have to go to a solicitor?...
Land Registryi have to transfer my grandads share of his home into my name (his grandson)
he has 50% of it, the other 50% is in a trust
it's his main and only home
it's my main home and i live there.
my dad transferred a flat to me years ago, but that was for re...
I am looking to transfer ownership of my flat (both freehold share and leasehold) to my brother. And we would like to do this without involving a solicitor, if it is simple enough.
The property has a Share of freehold and a 999 year leasehold. We have ...
I wish to lend my Sister in Law some money with a charge against her property. What Standard form of restriction should we use....
Land RegistryHi, I’m buying a flat and my solicitor has highlighted that there is no internal layout plan in the lease showing the flats and shared internal areas which they think there should be and in the definitions it refers to “shared internal areas shown on ...
Landlord & LeasesMy seller's conveyancer won't or can't provide my solicitor with a legal undertaking to supply the certificates for land registry on completion. All other work is done. could another solicitor pick it up & move it to exchange swiftly...
Sale/PurchaseThe bungalow is 17yrs old,I have an indemnity policy from when I bought the property in 2018, but that only covers breaches from when I purchased it. I'd appreciate any advice you can give me...
Legal Indemnity InsuranceIf two, unmarried people, jointly own 5 properties (each 50/50) and they wish to trade so 1 owns 3 properties and the other owns 2 properties with a c.£100k topup, could this be a simultaneous transaction without the need for stamp duty?...
Transfers & GiftsHi, My title deeds show I am responsible for maintenance of a piece of land that has subsequently been adopted as a public footpath and highway. How do I get my deeds amended please?...
Land RegistryWhen the property was bought twenty years ago just after it was built the TP1 document stipulated that no external building work could be done to the property within a 5 year period. We put in the offer based on the fact that we saw development potential ...
Sale/PurchaseIs AS1 form signed and witnessed proof of absolute title ...
Land RegistryI have inherited a house that is not registered. Another person has a right to reside in it - is that an overriding interest that I must disclose when I apply to register the property?...
Land RegistryA local building company that have plans for new local housing build have to put the main waste drain through my back garden under my drive and into the street at the front of my house. What rights do i have to contest this and what is reasonable for them...
Land RegistryWe have obtained Grant for our fathers estate in which he left his main residence to me and my sisters. What forms do we need to complete to transfer the property in our names. Many Thanks...
Transfers & GiftsWe have a husband who owns 100% beneficial and legal title of his main house, which has no mortgage.
He now wishes to transfer 50% beneficial interest to his spouse by treating this as a gift of his 50% beneficial interest.
Do we need to prepare a Dee...
We are in a 3 flat house and own the freehold through a limited company. 1 flat wants to extend the lease to 999 years. The flatowners are sole directors and all agree. Can the 1 flat use their solicitor to complete all the changes without their solicitor...
Landlord & Leaseswill not work in wordpad...
Sale/PurchaseDear Sir
We have a parent who wishes to gift her children 50% of her share in her primary residence. The property has a mortgage, and banks have a charge.
We are going to prepare a declaration of trust showing the beneficial ownership.
What forms...
Does a huge transaction in my bank account that came in and went out of my bank affect my Mortgage purchase? The huge transaction does not count toward the purchase of the property and the deposit too. My deposit is coming from my savings from my salary a...
Mortgagesthe we are trying to buy does not have any permission for the outbuilding and extension. we have been advised the have a Planning and Building Control Indemnity policy. after having that policy can we get lawful development certificate or do we lose o...
Planning & Building RegsWhat does “Rights granted over the property: none” mean...
Land RegistryIs it possible to carry out a Mining search without the land owners consent. And is it possible to build a temporary structure on land that has unfavorable mining search. Regards Paul Pibworth...
SearchesIt has come to light that the TP1 for my property was completed incorrectly. The schedule referring to the maintenance expenses states "the transferees proportion shall be 1/74" but the estate comprises of 64 chargeable properties. I am now in dispute wit...
Land RegistryWhat is the process for completing a deed of rectification...
Sale/PurchaseI am an executor & beneficiary of my late father's estate.
My father owned his house as a tenant in common with his cousin (2/3 ownership).
His cousin has moved out and wants to sell, as do all the beneficiaries.
Can I, as the executor, handle the sal...
We currently live in a house that I bought with my parents, we all own a percentage, can my parents transfer their share to me so I can take the mortgage on by myself?...
Transfers & GiftsIs an AST tenancy a disclosable overriding interest and if it is do I need to get the tenant to complete a personal verification form eg ID1 or 2. ...
DIY ConveyancingMy dad is downsizing, and we have discussed putting the new house in 3 daughters name to avoid probate when he dies, will we all have to pay stamp duty? And is there a 7 year issue...
Sale/PurchaseI'm preparing to apply for a mortgage, and I have a history of poor credit, including a past IVA registration that has since been removed. I'm curious if the solicitor's bankruptcy search will uncover my previous IVA details. Is it possible for me to obta...
Mortgagesso how do we transfer ownership?...
Sale/PurchaseI've registered, what do I do now?...
Sale/PurchaseHi if my sister is buying out her ex boyfriend from their main residence, the property is valued at £270,000 but she also has just inherited a 50:50 split of a second property from her late father, does she need to still pay the higher rate sdlt? There a...
Sale/PurchaseHello, we’ve been told that our lender (Halifax) won’t lend due to there being an absent management company for the external communal area. (They have agreed an Indemnity policy is okay for the absent landlord)...
Landlord & LeasesIs my new build conveyancing solicitor responsible for ensuring that planning permission requirements were met? And if later found to be that the solicitor missed a planning requirement leading to an enforcement notice being served on us a new owners - is...
Planning & Building RegsI own an unregistered property that was bought in 1980 and mortgage paid off in 1996, the lender was looking after the deeds but are now going to send them to me. How much would you charge to register the property that has no mortgage on it....
Land RegistryThe name on the land registry for the deceased proprietor is Middle Name, First Name compared to First Name, Middle Name on the Grant of Probate. Can it be changed on the Land Registry in the event of sale?...
Land RegistryI am selling property with floored attic. There were beams that were from the roof to nearly the middle of the attic floor. When these were taken away they were replaced by joists at the sides and at the top of the roof.
Thereby making walls and a ceili...
Hi, our TR1 form is a TIC with a 60/40 split. However I’ve been paying 50/50 on the mortgage. Will the 60/40 split only relate to the initial transfer price, so any profit after that amount will be split 50/50 or will it be the whole sale price of the p...
MortgagesWe sold my late grandparents house last year which had a restriction on it. The new owners want that removed and the solicitor has sent the form to us. we don't want to pay any solicitors fees and as far as we are concerned have nothing to do with the pro...
Land RegistryI am interested in a property which has been divided into 2 parts. Upstairs is freehold and downstairs is leasehold. Both parts are being sold, but I wondered who would own the lease and also, when buying the property would the leaseholder need to be no...
Sale/PurchaseI am executor of my father's estate where he and mum, who survives, are tenants in common of the house they lived in. Dad left his half of the house to my brother. So, in effect, the house transfers from my Mum and Dad to my Mum and brother. Do both my mu...
Land RegistryHi.. I would appreciate your guidance.
My buyer has identified a land charge against a previous owner of my unregistered property, a civ estate contract. The Charge relates to land affected in another parish, does not mention land in the parish where my ...
I have a 110 years lease with 85 years remaining at what stage. Should I extend the lease is it too early ...
DIY ConveyancingHI, I have a question regarding a notice to complete. Does a seller have a deadline in which to serve a notice to complete. We are in a nightmare scenario where the bank has refused to release funds under a power of attorney. Thank you...
Sale/PurchaseCan someone tell me what this means in relation to the price paid for a property registered on the Land Registry: This value covers more than just the land in this title. ...
Land Registry“The grantors hereby jointly and severally covenant with the Grantees that the Grantor will at all times hereafter keep in good order and condition the pump and any other necessary apparatus“ ...
Neighbour DisputesI have exchanged on a new build but now want another property on the same site can we just change property details on the exchange documents and mortgage documents? It’s only 2 doors up and same company ...
Sale/PurchaseHi, I live on a new build estate with 20 houses, the land was previously owned by the property developer and managed by a separate management company. The property developer has since been liquidated and the land passed to the crown as it was unowned, I b...
Land RegistryI’m purchasing a property - or trying to!
First hurdle - the house has 2 kitchens, so most lenders won’t touch it as residential. Also a current business on the property, business is not included in the sale. Again issues with lenders as they surv...
if my partner and I split and I buy him out does he have to receive 50% equity of the house or can we agree a different amount...
Transfers & GiftsOur property management company can only provide a partially completed LPE1 form and management pack, due to it only being recently discovered a service charge needs to be paid. What can I do to be able to sell my house without the full information? ...
Sale/PurchasePlanning to buy a flat in London. My wife has a property in India and I have never bought any real estate. The flat we purchased in India was ready to move (construction complete) after we moved to the UK. It was never our primary residence. We stayed wit...
Sale/PurchaseI am interested in a plot of land. The seller has given me an overview sheet of the parcel which includes title number, size (400m2) location, status (green belt agricultural) etc. I already downloaded title and register from LR, which states land subject...
DIY ConveyancingOur property comprises of our home and garages/premises from which my husband ran a small business for over 35 years. The property also has two title deeds. Our estate agent is recommending that we de-register the business side of the property as he thi...
MortgagesHello, we are looking to understand the overall process and likely cost to transfer the ownership of a private road from one person to all the residents (6 houses) and to place a covenant on each household for the cost and responsibility for upkeep of the...
Sale/PurchaseOver 10 years ago I took out a mortgage against my parents property (with my then partner) to release equity for them as they were considering using an equity release company. As part of the arrangement the solicitor we used at the time registered all fou...
Land RegistryCan I create a shared ownership contract to sell my house? ...
Sale/PurchaseThis is a regulated tenancy from 1971. The tenant has access to a shared garden, and has used and maintained it since he moved in. The garden is shared with the basement flat below.
The freeholder of the building is also his landlord. The garden in not...
Restriction on title on a freehold property...
Land RegistryI am in the process of selling my flat in Grade 2 listed building with a Superior Freeholder, intermediary Leaseholder and Tenants Association. The LPE1 form requires both Landlord and Leasehold Deed Certificates, I am informed by the Freeholder the Tenan...
Landlord & LeasesWe purchased our property 5 years ago and during the purchase I noticed we were required to pay a service fee to the local housing association. When I queried this our solicitor advised not to raise a query as it could cost us the house sale.
We rel...
The house I live in has a single storey ground floor extension that didn’t get final sign off in September 1984 (before I bought it) Now, 25 years on I’m selling house and it’s causing issue again! I can’t remember how it was resolved last time. D...
Planning & Building RegsHello. We have accepted an offer on our house, and are actively looking for another house to buy. Its been five weeks now, and the buyers are putting pressure on us to issue draft contracts, allow searches etc. Our solicitor is saying we don't have to do ...
Sale/PurchaseWe bought a house sold through probate in April 2023. Since moving in we have found the roof leak, which the seller told us had been fixed many years ago and the stain on the ceiling was just old water damage, is still very much leaking. It is leaking thr...
Sale/PurchaseLooking to buy our landlords house but currently just short of what she will accept.
We have discussed potential for her to keep the garage which she currently let's out. This would bring the price down to what we can afford. The garage is on a separa...
When our road was built back in 1999, there were 5 allocated parking spaces for general/visitor use etc BUT one of these spaces is directly next to our drive and is registered with Land Registry as the area being owned by us. Can we stop people from park...
Land RegistryOur neighbours have 2 allocated parking spots, but they've also converted their front garden into a 3rd space. They never use the 2 allocated ones but are always very quick to have ago at anyone using them, even delivery drivers. This week after one suc...
Land RegistryMy wife bought her first property over the last year as a buy to let in a Ltd company for which she paid stamp duty on. We are now looking to buy our first house as our first home, for which I will be a first time buyer. Do we still have to pay stamp duty...
Sale/PurchaseMy flat is registered to me but the lease is in the vendors name. The vendor (a temporary shell company) only existed a short time. My conveyancing solicitor/firm does not exist any more.
Will I be able sell my flat?...
My mother died 40 years when I was a child and left her half of the family home in a lifetime trust to myself which I would only benefit from on my fathers death. My father remarried and still lives in the house. I have recently found out that my father...
Land RegistryThe house is being bought out completely by my ex.
I have received a tr1 form from her conveyancing solicitors.
On it, it says I have been paid the sum of £*****. **, Which I haven't had yet.
Is this normal standard practice on these forms or should...
How do I remove a bankruptcy from my title deeds. I know nothing abut it
...
Hi, I represent a newly created block management company and we have been tasked with filling out a LPE1 form for a property sale. There are a few questions we're struggling to get answered, would anyone be able to assist?...
Landlord & LeasesWanting to add my wife to the property's title deeds though unequal shares in equity,
75% / 25%, no mortgage - which form TP1 or TR1?Is this possible to do without involving a solicitor? Scale 2 Land Registry fee? ...
We are buying a house that has completion certificates for 2bed extension and kitchen extension. Surveyor wanted to know about load bearing wall under bedrooms. There are no plans but certificates should we get a structural survey done too? Or would ...
Sale/PurchaseHow do I cancel my Subscription please?...
Completionwhat to look for when reading a search report....
SearchesOn selling our house we find there are two Cautions on land registry put on in 1985 b Barclays Bank, on contacting the bank they can find no trace of any account or charges. Nobody seems to know how to get these withdrawn so we can complete our sale. Hel...
Land RegistryCan I do this myself on gov uk...
DIY ConveyancingWe (my partner and I) are hoping to buy a freehold property this year, the deposit for which will be made up of the equity from our current home which will be sold, and some gifted money. The gifted money has been given to us by my partners father.
How...
We are at the point of setting a completion date and unsure of these searches have already been carried out. I don’t feel I have a need to worry but previously had financial issues due to redundancy and it took some time to get hired for another job and...
MortgagesHello. We live in a small development of 13 properties and have a Residents' Management Company that oversees the maintenance of our small joint sewerage plant as well as some landscaping maintenance within estate. The sewerage plant uses electricity to...
Land RegistryI would like to transfer the equity of a leasehold flat I own to my wife. I will in effect be gifting her the full 100%. Please can you advise if this process can be done without legal assistance and with your DIY pack? Many thanks...
Transfers & GiftsIS AP1 and TR1 needed on a new purchase?...
DIY ConveyancingMy house salecompleted, contracts exchanged, money in my bank account etc. but now the buyers solicitor is asking me to amend my Statement of Truth document. The amended version sates clearly that i understand the consequences of making a false statement....
CompletionHello. My husband and I own 2 properties, 1 is a holiday home the other is our home that is mortgage free. We want to sell our home and move into a new build. However, stamp duty is a difference of £12500 due to us owning our holiday home. What ways can ...
Sale/PurchaseI recently purchased a buy to let property and allowed the vendor to remain there for six months until her new property completed. The sale contract included a clause stating that she would be responsible for acquiring and paying for any relevant work in ...
CompletionHi. I'm in a process of buying a property with 'No Title Guarantee', as it was repossessed by the lender and selling it through a private firm or attorney. My solicitor is carrying a full check and we will also get indemnity insurance hopefully, however, ...
Sale/PurchaseWhen can a squatter fill in the ST1 and FR1 forms? Does it have to be after 12 years of adverse possession or can it be filled in and sent right away and then wait out/ live out until the 12 years have passed? ...
Land RegistryDoes the Solicitor Regulation Authority have any guidance or policy for solicitors dealing with a DIY conveyancer?...
DIY ConveyancingHi,
I was hoping you could give me some advice on my situation.
I purchased a property with my daughter in 2016. She was only 19 at the time and it was easier if we got a joint mortgage but I had to go on the deeds as a joint owner.
This is my da...
Hi Everyone, I’m having issues with the management company regarding the LPE1 form for the sale of my apartment. An apartment in the same block was sold back in Nov 22, would I be able to provide my solicitors with this? Or does it need to be specific t...
Landlord & LeasesAny help would be appreciated... I don't know who else to ask. Our solicitors keep talking about the TR1, but that has nothing to do with it....
Land RegistryI am buying a property off a parent and we are about to sign the TR1 Form. Am I right in thinking that the date on the TR1 Form is the date of completion? I will be signing and handing over the money for the purchase on the same day. There is no solicitor...
CompletionWhat are the appropriate conditions of sale forms to use for purchase of a small paddock for use as amenity/ agricultural land. This is a relatively low value transaction and solicitors fees being quoted are disproportionate to the value of the land. I’...
DIY ConveyancingWho prepares the AP1 form when no solicitors are involved? is it the seller or the buyer? it is regarding a piece of land...
Land RegistryMy conveyancer has requested four indemnity policies on my pending purchase. I note that the restrictions on cover on all the policies state "There is no cover if the property is being sold by a mortgagee in possession, a trustee in bankruptcy, personal r...
Legal Indemnity InsuranceDIY conveyancing
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Can my mum live with me after gifting me the deposit for the house?...
Transfers & GiftsI am currently sell my house to buy a shared ownership. The issue is that we have to exchange by April 11th. To sell my current house, we have to get a deed of variation from the management company. This is likely to take some time and possibly go over th...
Sale/PurchaseI have a unique situation for us, where my clients lender has lost all there rights and enforcement rights, as well as the third party who bought the security, in basic terms to keep matters simple. I have been advised by our legal team that my client now...
Land RegistryCan I register a new lease at the same time as a TR1 and Discharge? If so, what is the order of priority?...
Land RegistryHi I am looking to split a paddock off my title deed and gift to my son can you advise what the process is and what forms and fees are...
DIY ConveyancingMy mother died in 2017. The property was held as tenants in common with her spouse, with a Type A restriction on the proprietors register.
The will left her share of the house to her children but a deed of variation was used to divert it to her spouse to...
Im not sure which category...
Planning & Building RegsIs it possible to put my name on deeds of our home without me being on the mortgage? My husband says mortgage company won’t do this as I’m not on the mortgage/not currently earning. I did contribute my own money to the purchase of the home. ...
Transfers & GiftsHello, I am in the final stages of selling our house in England, but I live in France. The only bank accounts I have in teh UK are my off-shore account and a UK business account in my sole name. My conveyancer has refused to pay the house proceeds into...
CompletionDoes our daughter living in Scotland change our need to supply forms (AP1, TR1 and ID1) to Land Registry in Swansea? Is anything more needed for someone living in Scotland?...
DIY ConveyancingWe divided our bungalow into 2 separate semi detached properties, approved by the council under a CLU certificate of lawful use. Each half has separate name, council tax, utilities etc. Can we still get buildings insurance on the whole bungalow , in 2 nam...
Land RegistryCan my daughter transfer her buy to let property to her parents without using a solicitor. There is no mortgage and 0 payments....
DIY Conveyancingas per question...
MortgagesI have changed my Company name and need to update Land Registry for proeperty owned by the company - how do I do this ?...
Land RegistryIt is my understanding forms TA6, TA7 and TA10 form part of the contract for sale and are legally binding on the seller.
After completion I noticed there was no hot water or heating because the combination boiler was not working. The toilet cistern wou...
I am looking to obtain a joint borrowers sole proprietor mortgage with a family member however the sponsor is renting from a housing association. My question is will this affect their property in any way bearing in mind they will be liable for the mortgag...
MortgagesI am currently building my self build house can I get indemnity insurance...
MortgagesWHO PREPARES THE Draft tp1 for agreement the Buyer or the seller and is responsible for the inclusion of Transferor and Transferee covenants...
DIY ConveyancingMy parents told me they had arranged to be listed as tenants in common for their house but on getting the £3 copy of the title register this has both names as proprietors but goes on to say title absolute with no mention of a restriction that would make ...
DIY ConveyancingMy parents house has been left to me after their passing and i'm the the only beneficiary. The property is not yet registered with the land registry. The property is freehold and i only have the original deeds from the purchase in 1973.
I plan to submi...
As part of a debt resolution, I was granted a legal charge over someone's property until they could repay the debt to me. I never registered the charge at the land registry. The debt is now paid, and the debtor's solicitor says that they need to complete ...
Land RegistryWe are investigating any possible access rights (we may have), to a piece of land which would give us access to the rear of our property. On the title register SK211189 (Section C), there is reference to a paragraph stating:- "Subject to the rights of wa...
SearchesThe builder changed the plan TP1 document without the the purchasers consent that was filed with HM Land Registry, the conveyancing solicitor denies liability, as does the builder. The plan that was approved had the purchasers signature upon it, where as ...
Sale/PurchaseI have been left a 25% share in my deceased mothers property. I realise this 25% only when my sister, who lives in the property, either moves or passes on. We no longer communicate. How do I register my entitlement to the property?...
Land Registry
In the process of purchasing a property, when a brand new lease is drawn up (flat within converted house). In this process, are approvals of the lease or drafts of the lease to be consulted with the buyer (me) prior to stating approval to the sellers ...
Who will get the money if somone dies in service and there no beneficairy...
SearchesHow do we change the use and ownership of an unused old toilet block shared with neighbours...
Transfers & GiftsMy flat has been given notice that the landlord wishes to sell the leasehold. I was hoping to understand the potential benefits of buying the leasehold as well as the costs involved.
The valuation of the lease is £849,000 and there are 124 flats. At t...
Hi there, I recently purchases a property and noticed after completion that one of the windows is broken. This is not something we picked up during viewings or in the buildings survey. My question is whether the seller has a responsibility to disclose t...
Sale/PurchaseI am buying a house for £290k and selling my house for £250k. I am porting my existing mortgage and borrowing the extra with an extra small mortgage. My solicitor has said I need to pay a deposit on exchange of contracts to my purchaser, because my buye...
Sale/PurchaseWhat is covered by an indemnity policy and what are the conditions to get one?...
Landlord & LeasesI have a property without mortgage that my son has lived in since I bought it . I now wish to transfer the house into his name as a full and complete gift to avoid Death duties etc....
DIY ConveyancingMy brother has died (no dependants, lived on own) - we have found his flat on land registry.
He is down as Proprietor on the Title Deeds.
Farther down, his ex ex-partner is also shown as Proprietor.
There is a listing under Charges that says prop...
Please can I get a mortgage on Good Leasehold property....
MortgagesI have 2 semidetached houses with x1 BTL and the one I live in next door is on repayment mortgage with a different provider. HOw do I go about converting the 2 semi into a detached property?...
MortgagesI am buying a flat. The lease contains a restriction which is not on title. My solicitor is insisting that the sellers solicitors complete the RX1 form before completion. I am at risk of my mortgage offer expiring unless I complete soon. I believe I could...
Land RegistryIf a person has made a planning enquiry is the owner of the property entitled to know the identity of the person who made the planning enquiry
...
We have been in the process of buying our first home with no chain at either end since the end of June. It is a "second hand" new build property built in 2018 and comes with an estate rent charge which we were told would be around £140 a year which we th...
Legal Indemnity InsuranceI am named on a previous title deed with my now ex partner.. I have had nothing to do with the house for 12yrs and this was signed over to my ex-partner. I am now applying for a new mortgage for a new property but have been told I need to remove my name f...
MortgagesMy neighbour wants to give me a few square metres of ground to straighten an irregular boundary. There'll be no charge so can a deed of gift be used, and would this be acceptable to the Land Registry (i.e. no further documentation be needed)?...
Land RegistryI placed my property as security for my brother's invoice factoring arrangement for his business. They placed a charge on my property.
My brother has since moved his invoice factoring facility to a new factoring company who do not require my property ...
UNDER RESTRICTED COVENANTS IT SAY NO COMMERCIAL USE WHAT DOES THAT COVER ON LAND DEEDS...
Land Registryy name
By some generic wording, e.g. "the proprietor for the time being” of the landlord’s title
It is always better to refer to the property management company, rather than the landlord...
Really can anyone reply this...?...
SearchesI (with my late wife) purchased a 50% share of a Shared Ownership property. On the death of my wife, I staircased the said property to 100% ownership and have inherited the freehold of the property. The Land Registry shows 2 entries against the property...
Land RegistryHi, I'm required to get 2 sale packs,at £400 each,do I have any protection with the buyer if they pull out,? Thankyou...
Sale/PurchaseMy sister is gifting the deposit and solicitor sent me ID1 form and gift letter template to be completed by the giftor . But when I when to notary public for this they say she do not need to complete the ID1 form as she is not buying or selling the proper...
Transfers & GiftsHow can I get a copy of the SDLT1 that was submitted when I bought my latest property in Jan 2020? I need it to find the UTRN and the Effective Date of Purchase so that I can claim repayment of the SDLT supplement. There's no guidance about this on HMRC s...
Sale/PurchaseDo I have to have a deed of variation where the loft space is not included in the lease...
Landlord & LeasesIve found an online auction for an old, dilapidated property. While looking throught the documentation I found the SIM stated the above.
Many thanks
Dean...
My wife is going to be sending me money in order to help kickstart our mortgage before moving to the UK (she is from the Philippines) we are aware for legal reasons since it is over a certain amount of money she will have to fill in a "mortgage gifted dep...
MortgagesI have accepted a flat sale offer via email but might not sell the property now. I haven't signed any paperwork, and no contract papers have been sent. Where do I stand legally? Thanks....
CompletionIf the mortgage lender is registered with the FSA and is on the title deeds as the lender are there any additional actions by the conveyancer...
MortgagesI have a charge on my property which was paid in full in 2015 . The creditor has gone into liquidation in 2017 but did not remove the charge . I cannot seem to get any help from HSBC who took over from HFC . Please help I am at my wits end . Thank you ...
Land RegistryWe own an old farm house and the land was sold off to developers, apart from a small 10m x 6m wide section which was unregistered. We would like to bring this back under the farmhouse, is there anyway of doing this without occupying the land for 12 years...
Land RegistryWe own a property which once was a farm house and land. The land was sold off to a developer, however a small section was left as "shrub and turning point" but with no particular owner. We would like to bring it back under the land of the house, and won...
Land RegistryPlease can you tell me my buyer has signed contract and transfer deed how long after that for completion regards ...
Sale/PurchaseI have recently been added to my partner's mortgage as tenants in common, prior to me being added there was already a charge on the property and registered with land registry solely in my partner's name. Now that I am on the mortgage deeds am I now liable...
Land RegistryI have a joint mortgage with my brother. I am about to pay the mortgage off, he has never contributed to the mortgage and is happy to transfer his half to me. How di i go about this and will i need to pay stamp duty?...
Land RegistryWho can witness sign a TR1 and RX4 form, does it have to be a professional?...
Land RegistryWhether my solicitor is mandatory required to make twice Bankruptcy Checks and AML Checks, one before exchange contract and the other before Completion when I am going to buy a new built house ...
Sale/Purchasei have been asked by the lender for a Clear Desktop Environmental Report ...
SearchesI wish to conveyance to myself (Personally) a leasehold domestic Garage that I am purchasing from another party. It is not part of any other Property My Ltd Company is the Freeholder. Surely, this is an easy transaction. What Forms do I need Contract & La...
Land RegistryI've converted my loft to make my property 4 bedrooms instead of 3. I have the signed off building certificate from my local authority. Does the land registry show that the property is now 4 bedrooms. ...
Land RegistrySelling a jointly held property when a joint owner is dead. Can the remaining joint owner sell it with the death certificate of the joint owner who died. Is the death certificate sufficient when the new purchaser applies to register the property at land r...
Land RegistryWhat does UKFML 5.8.1 mean. I’m in the final stages of getting a lifetime mortgage. My flat (one of 5) is a conversion. The first conversation from the house Edwardian was in 1977 and the extension to accommodate a further 2 flats - including mine was i...
MortgagesA friendly solicitor in my small town (Nailsworth) has informed me that I can do the TR1 form without needing to appoint an expert. My late husband and I had mirrored trust wills and I understand that now his 50% of the property should be held in trust fo...
Land RegistryHello
My title plan documents do not state what side of the fence belongs to me. I have searched online for the neighbouring properties on each side and there is no indication. I have contacted the Land Registry to ask the same question and they advise...
I am adding my wife to my title deed (as joint tenants to the family home) and seek assistance in completing the TR1 form when my freehold title is subject to 2 registered Charges - one relating to restrictive covenants (regarding use and development of l...
Land RegistryI am adding my wife to my title deed and seek assistance in completing the TR1 form when my freehold title is subject to 2 registered Charges - one relating to restrictive covenants (regarding use and development of land) and the other relating to rentcha...
DIY ConveyancingIf title deeds (Scotland) state ‘no further buildings shall be erected on the subjects here disponed’ does this include sheds/huts/outbuildings?
Common interest land shared by four properties....
There's a charge on the deeds of the property which we need to remove however the creditor (who was paid in full) died in 2006 in British Columbia. Her executor (her son) agrees that the debt has been repaid in full. The house in question is being sold so...
Land RegistryWe are in the process of buying a property that has no completion certificate for a loft conversion that is a office/storage room. We have asked the buyer to obtain one but he is hesitant and we feel this is because he has altered original plans. Our surv...
Legal Indemnity InsuranceThere is a charge on my late mother’s house in favour of a company which was dissolved in 2011. There is no info on what it was for or that anything is owed. The Treasury solicitor was happy for the charge to be removed, but the Land Registry disagreed ...
Land RegistryWe own land on which a neighbour claims a right of way. Should this be on our Deed or theirs? We seem to have no documentation....
Land RegistryTitle ...
Land RegistryI am looking to sell my primary residence that I have lived in for 4 years, I own a second house that has been rented for the past 9 years but has become vacant, if I was to move into this property after sale of the house we reside in now, would I have to...
Sale/PurchaseI am in a row of terraces - with a right of way over the back of the two others for taking bins out etc . . The end terrace has a historic carriageway (now their drive) and on the deeds show a toilet block, one toilet that belonged to my house . When thes...
Land Registryhello my brother and i have inherited my mums house although i am buying his share via a joint mortgage with my partner who's not a beneficiary but he has a number of properties in his own name what form do i need as1 tr1?...
Transfers & GiftsI was hoping to exchange on a property last week until our solicitor found an additional (second) charge on the property we're looking to purchase; said solicitor was already aware of one mortgage, but not the other. This additional mortgage dates to the ...
Land RegistryI am the beneficiary of my house as ex went bankrupt so he has no financial interest in my property but he won’t sign the tR1, how do I get it done as trying to remortgage ...
Land RegistryMy daughter and boyfriend want to buy a home which has the conditions of only being available to first time buyers, which they are, and can only sell to other first time buyers. In a few years, they want to move to new house but want to let his Mum move i...
Transfers & GiftsI have a small area of land that connects my drive to the street which does not show up on mine or my neighbours title deeds. How do I go about registering it so that I can have it properly maintained by having it completely tarmacked. I originally used t...
Land RegistryOur solicitor won’t exchange contracts with our housing association until she sees proof that they are legally bound to buy the property from the developer.
We can’t wait until ownership has passed to them because the property will be re marketed by...
Hi,
I currently own a property that was in part funded by a deposit contribution from my father. At the time, it was decided that this would be protected for him by setting up a second legal charge that is registered on the land registry. I am currentl...
Hello.
Can anyone tell me if the following is possible:
I own a house in England, I am the sole name on the deeds and bought the house before I met my wife.
We are tying to buy a new house.
She has never owned property before.
I would ...
Hi,
I'm looking to buy a home in the UK that I will use as my primary residence, but I currently own a 50% share in an overseas residential property my sister lives in. My share is worth 25000£. My understanding is that this means I would not be require...
i am selling my house and need to know this thank you....
Planning & Building RegsWe're trying to sell our property which is freehold with a service charge for the area ground maintenance. We've been told that we have to add a deed of variation which is going to cost us £2,600. Is this right? We don't feel we should have to pay this, ...
Landlord & LeasesPlease may I have all the indemnity covenants which can be entered into a TR1 and TP1 for leasehold properties...
Transfers & GiftsHello. I live overseas. In 1986 I drew up a deed of trust with my parents. This was related to my helping in the purchase of their home, and in particular, the placing of a Restriction on UK Land register. Title number GM282134
Since the death of both my...
Does this mean its not valid anymore? ...
Land RegistryBeing a first time buyer please guide me as I am under the conveyancing process of buying a house. My agent referred conveyancer is not very responsive to my queries. I have been informed after I put an offer the following issues
The property is with tru...
Trying to remortgage our property and the lender's solicitors have rejected the mortgage on the basis of two valid titles being registered with The Land Registry. One indicates there is a land rentcharge in place since the property was built in 1906, and ...
MortgagesHello can you tell me for the purposes of resolving a possible property dispute, I am refinancing my property and will release equity to pay out to my ex husband for his financial contribution to the property mortgage payments etc - Should our property ev...
Sale/PurchaseMy fathers house was purchased solely in 1968 he changed his first name by deed poll in the 1970s EVERYTHING is in his new name except house but we cannot find any proof of change to back it up HELP...
Land RegistryPlease help! We’re moving from NI to England. Completion is in 12 days. Today we learned that because the property (freehold) is in two title deeds. (A ~15sq ft part of the garden is a separate title) that the lender (YBS) won’t mortgage for this. It ...
Land Registrymother in law died and her new house hasn't been registered with land registry, as we are in the queue, caan you sell the property whilst in this position...
Land RegistryWe are buying a property with a mortgage. The lenders solicitors have requirements with regard to the property which seem standard however we don't know what they are... Is it standard practice for our solicitor NOT to copy us in on correspondence between...
Sale/PurchaseI am buying the lease of the land (I bought a leasehold property) from the local council. I have received back the completed TP1. I know I have to register the form with the LR. How do I do this, is it in person, by post? The LR website seems to assume t...
Land RegistryI have been in occupation of residential garden land attached to my property since Spring/Summer 1991. A neighbour in our close purchased a strip of land which was already divided into 4 parcels in 2016. Have now received a Possession Claim (Trespasser) f...
Sale/PurchaseIn your 6.8 you say that on service of a completion notice the buyer must immediately pay the balance of any amount of the deposit if 10% has not been paid in full. However can the contract be rescinded by hte seller if that does happen? If not then the b...
CompletionI am at the process of buying a 2-3 years old house, this property has a 10 years build market cover insurance by NHBC, But the property does not have certificate of completion for building regulations from LABC, the sellers solicitor has said the NHBC co...
CompletionFollowing my divorce my ex wife wanted no interest in the property and a financial order was signed and agreed by a judge saying she had no financial agreement. Three years later after making no payments and seeing the value go up after improvements and p...
Land RegistryI have agreed with my neighbour to exchange a small piece of my field (part of a registered plot) for a small piece of their field (part of a registered plot). Each plot is around 320 square meters. The value of each is the same and small (so no stamp dut...
Sale/Purchasewhen can this be requested...
Sale/PurchaseI'm recently divorced and looking to buy a new home. It's a little complicated, as when dividing assets we didn't go down the route of selling our home and splitting the proceeds. My ex and I owned our home together as well as a buy-to-let (which was our ...
Sale/PurchaseMy father, who has passed away, owned the freehold to a block of flats and charged ground rents to the leaseholders of each flat. My sons have inherited the freehold but how do I change the ownership?...
Transfers & GiftsCan i complete forms TR1,AP1 myself and take ID1 to solicitor to gift my residence to daughter and son in law....
Transfers & GiftsOur property was taken by lenders, Receivers. We believe our loan was mis-sold, breach of contract with Mortgage Advisor, Broker, Solicitor and Lenders. All parties are aware of us investigating this matter and we have contacted various Obudsmans, SRA, c...
CompletionHi, I’m buying my first home and we’re almost at completion however the solicitors said there is a restriction on the house from the CPS and this needs to be lifted before we can buy it. I’m getting abit worried as it’s been 3 weeks now and no cha...
Sale/PurchaseFor anyone needing a solicitor to complete an ID1 Form (or ID2 Form) check out land-reg-id.co.uk
There's also solicitors listed offering it by video call using the ID5 Form....
I am looking to purchase a property which has an additional .25 of an acre on a peppercorn rent which runs for 500 years and due to finish in 50 years I have informed that I can apply for a possession title with the current owner reference. who has lived ...
Land RegistryI am buying out my half share in my late/ex-wives home as they have now died. The house was only in her name but half is mine under our divorce settlement.The solicitor acting for his estate have accepted an offer from me and I am paying cash, need no sea...
DIY ConveyancingWe are looking to sale our property and move in with my parents, we would use the equity from our sale to build an extension at my parents to enable us all to live together, can my wife and I be added to my parents deeds and then a secured loan be obtaine...
Transfers & GiftsCurrently my mother-in-law’s holiday lodge at Hollicarrs is in her name but she wants to change it to be in two grandchildren’s name. Is a conveyancer or solicitor required?...
CompletionI purchased a house two years ago and the previous owner had applied for planning permission to buid an expension showing his ground plot bounded in red to the local authority.Based on that plan I wnated to build a wooden fence to hide very overgrown fre...
Land RegistryTR1 deed signed in way of gift but the person giving the land as a gift was blind ...
Land RegistryI no longer require the services of "Free Conveyencing Adivce" and wish to cancel my membership. How do I do this?...
DIY ConveyancingI see other people have asked for the TA6 form but no replies and neither of my questions have been answered...
DIY ConveyancingI am selling and doing my own conveyancing...
DIY Conveyancingi have copied the deeds with DN numbers ...
DIY ConveyancingIf I purchase a leasehold property can the landlord evict me or take possesion under section 8 or 21?...
Landlord & LeasesHi, im in the process of selling a flat but the lease is not in existence at Land Registry or anywhere else. Its registered and has 930 years left on it. Its in a block with 37 other flats and the management company has told me the leases are generic. The...
Landlord & LeasesWe are struggling to remortgage our place bought two years ago in Edinburgh because a charge from 2004 is shown on the title which isn’t acceptable for the new lenders.
The solicitor used for the flat’s purchase advised me that the old charge co...
We are selling a house and separate but adjoining piece of land in 2 separate transactions to 2 separate buyers. Our solicitor wants to put a restriction on tp1 meaning as far as I can tell that he would need a certificate of compliance in order to sell i...
Land RegistryWe have to sell a house for a deceased aunt. It is a semi wth a small single storey extension built 12 years ago and in excellent condition with no problems. The local authority say that no approval was given in 2010 and now say the only way forward is to...
CompletionCurrently how long does it take for the UK Land Registry to add a UN1 (unilateral notice) to a Title Deed? ...
Land RegistryDear Sir/Madam,
I came across your services whilst looking for a conveyancing lawyer. I am a first time buyer and have secured a mortgage in principle. I am currently looking to buy a flat in London.
I travel regularly with my work and I wanted to k...
how yo complete the land registry identification without a current passport...
Transfers & GiftsI am interested in a vacancy whom has been served a administrative search warrant but not sure how to go about this...
Neighbour DisputesHello, I need to sign my transfer deed but the other applicants solicitor has put in the additional provisions section ‘in addition to the consideration referred to above the transfer also made in consideration of the existing charge dated 28/08/2020 in...
Transfers & GiftsI am selling my main residence and Purchasing another main residence. My wife and I own another house which we bought just to let out and is still let out. Will I have to pay the additional 3% on my purchase of my new house we intend to live in?
...
My father and his brother jointly own a flat. Unfortunately our dad passed away last year and we are looking for our uncle to purchase our father's half of the property from us (in our role as Executors of the will). Would a conveyancer complete this tran...
Transfers & GiftsI am selling and agreed to pay half the extension but my conveyancer wants me to put the money upfront before contracts have been signed and have stated that if the sale falls through that there are no refunds...
Sale/PurchaseHi,
I have a property I wish to sell. This property is owned with my husband but I now wish to sell it which he has agreed to and also the equity split based on the below comments. I have an issue with how the equity will be distributed from the sale...
Could a fraudster, having stolen a property owner's identity, get around a Land Registry Form L restriction (where a conveyancer has to certify to LR that the seller is indeed the legal owner) by simply doing the conveyancing themselves?...
Land RegistryCant find any help anywhere from the Land Registry website...
Land RegistryIs it a simple form to complete ? ...
Land RegistryMy mother passed away 2 years ago. She lived in a 50% shared ownership apartment. A purchaser for the sale of the property has to be sought from the Trafford Housing Trust, to meet their criteria. Is it the case that my mother, although deceased, has to ...
Sale/PurchaseI would like to add my fiancé to the mortgage and title deeds of my house. He is a first time buyer. The property value is 430,000. The outstanding mortgage is roughly 300,000. Does he have to pay stamp duty and if so how much?
Thanks...
Why does the Transfer of Equity Guidance that I have just paid for and downloaded not contain reference to forms TP1 and ID1? Only form that I have read about that you mention is the form AP1....
DIY Conveyancingwe had a mortgage on a property in my husbands and my name for a house where my daughter and granddaughter live, my daughter contributed to the deposit and paid half the mortgage each month, then came into an inheritance and paid off the mortgage complete...
Transfers & GiftsMy share of freehold flat has on the title deed a 1977 Option for the former GLC to buy back the freehold. It no longer applies but effectively makes the title defective & is causing a problem for a buyer of the flat. My conveyancers cannot help. Can it b...
Land RegistryCan i download this form ...
Sale/PurchaseI have purchased a house and have discovered that the previous owners have breached a restrictive convenant without having indemnity insurance in place. They did not mention the breech before sale. Who is liable? ...
Sale/PurchaseHi I am buying a new build and have exchanged contracts the house is not going to be ready to complete until May 2022.My question is, am I able to add another purchaser on with me to buy it. I realise i will have to change the mortgage. Also the new buyer...
Sale/PurchaseI DO NOT WANT TO CONTINUE PAST MY 3 MONTHS MEMBERSHIP - HOW DO I CANCEL THE SUBSCRIPTION...
DIY ConveyancingWHAT IS THE FFC...
Sale/PurchaseFor a new-build property is it sufficient to have a building control certificate to confirm everything has been installed correctly or are individual competent person certificates required for the original electrical work and original oil-fired central he...
Sale/PurchaseI want to purchase a small piece of land at the bottom of my garden from a neighbour. It is part of their registered title. Which contract form do I use?...
Sale/Purchase
Hi could someone please explain simply if the right of way includes vehicles and if they can park their cars on this right of way?
There is reserved unto the Transferors for the benefit of the retained
land a right of way at all times and...
I am looking for a solicitor to submit an AP1 form to land registry...
Land RegistryPanel 2 in AP1, I am the purchaser of a a small track beside a field. In panel 2 do I put my title number of the field I already owned as want the track included as part of that title or/and the title number of my neighbour's land the track was part of? ...
Land RegistryDo you have a sample/template for a Certificate of Compliance relating to a land registry restriction of title? I am part of the Management Company and I need to issue one to the buyers solicitors....
Landlord & LeasesDO NATIONWIDE BUILDING SOCIETY ACCEPT FLYING FREEHOLDS...
DIY Conveyancingfreehold
...
I am looking to sell a house and I need to ensure that all of the relevant documents will be available should I subscribe? Please confirm that the subscription includes, inter alia, contract, TA6, TA10, standard replies to enquiries and includes a draft I...
DIY Conveyancingnone...
MortgagesI have recently purchased a property with an allocated parking space that is shown on the deed as being part of the property. Sine moving in I have been made aware that there has been problems with this parking space. Mt next door Neighbour says it belong...
Neighbour DisputesThe Land Registry are not able to process our application to change from Tenants in Common back to Joint Tenants as they require a Statement of Truth. I completed a RX3 and ST5 and thought I had entered sufficient information. Please can you help with th...
Land Registryhow do I unsubscribe from the service...
Protocol Formshi, i am a QLTS student so more than the forms i would like some step by step guide in how to interpret or amend/fill the the conveyancing forms. is this provided with the memmbership?...
Sale/Purchasei have a buyer and we are unable to exchange untik this is removed...
Land RegistryHi, if I complained to my local council about my neighbours making noise in 2016 do I need to disclose this now on my conveyancing paperwork now as I have just started the process of selling my house?...
Sale/PurchaseI was the director of the RTM company for my block until the end of August. The new directors do not live in the block, they only own property in the block. They don't know any information so are refusing to sign the LPE1- this is essentially making my pr...
Sale/PurchaseI had a dispute with a credit card company over 10 years ago and they placed a equitable charge on my property.My mortgage I have been paying was interest only and now I need too change it back to repayment they are saying the debut must be paid in full s...
MortgagesI live in scotland. I have a garage/lock I don't use 50m along the street from my house. Is there a way to have it taken off my deeds to sell?...
Land RegistryHi, My mother in law held a disposition restriction on a property, when she died her will stated that the restricion would be lifted on payment of a sum to her other sons. Now she has passed away as executor of her will I would like the contact details on...
Land RegistryI am a first time buyer and this process is driving me nuts...
Land RegistryCan my ex-husband apply for planning permission on land I own without my consent...
Planning & Building RegsValuations ...
Land RegistryHi, had an offer accepted on a property and have done my own digging to find there is a bankruptcy notice, and thus a bankruptcy restriction on the proprietorship register. It states no disposition of the registered estate… until the trustee of the bank...
Bankruptcy/InsolvencyProbate has already been granted and the property is to be split unequally between 4 beneficiaries....
Transfers & Giftswhat does it mean...
Land RegistryDo you have to change the Land Registry to the beneficiaries on the will before the property is sold?...
Land RegistryHi, a bit of a long shot this I know,but was wondering if there was any way I can get someone to look at an auction legal pack for a property I am interested in thats going to auction in a couple of weeks. Ideally for free because I dont know if I will be...
Land RegistryMy vendor stated on the property information forms that no breach of lease had occurred when it later transpired it had (owner before them got new windows without permission from freeholder) so when I came to sell the property I was liable for the cost of...
Landlord & LeasesQ...
Land RegistryOn diet exchange there was an indemnity on my Partners ex house so I had to get an extra £10,000 but my mortgage but my solicitor do not change The TR one as must be aware that the house did not go through at time of handover keys...
Land Registry
The Transferee hereby covenants with the Transferor by way of indemnity but only
so far as the covenants and provisions referred to in the Charges Register of the
title above mentioned are still subsisting and capable of taking effect and affect the...
I purchased a new build house in Dec 2019, and now the road network is being completed it appears that my road is a us route. Is the developer legally obliged to disclose this information at the time of the sale? ...
Sale/PurchaseJust bought the freehold of our house or land how do I register it now...
Land Registrydo not reply, this is a test question...
CompletionI cannot sell my home due to a charge that is from before we purchased the property, how do we get it removed...
Sale/PurchaseGood afternoon,
I am hoping to purchase a Shared Ownership property [house] for a larger percentage share than was originally advertised for sale. I have been told by the Housing Association responsible that this is possible, but that the way it would ...
...
CompletionWe wish to remove the garage on our title deeds to our property - how do we go about doing this?...
DIY Conveyancing...
MortgagesHello
We are in the process of buying a property where the previous owners adopted some waste land into their garden. It was a large piece of inaccessible land that was seemingly divided up between neighbours circa 35 years ago. Some of the neighbours ha...
Hi i wish to register beneficial interest in a property and have been advised to complete an rx1 form. i understand the wording has to be in a particular way can some one advise all solicitors i contact are too busy and the property concerned is for sale...
Land RegistryWe are purchasing a house, there was a management company set up by the home owners to manage the surrounding common areas, the land now belongs to, and is managed by the local council, who has to dis apply the restriction? Is it the vendor or purchaser?...
Land RegistryHi in a divorce settlement I was granted by the judge all equity but when I came to remortgage I discovered there was a restriction on the land registry because my ex husband had been taken to court for not paying his credit card debit , I need to know wh...
Land RegistryThere's a rentcharge on my flat title and the housing association have admitted not paying it can I charge them for the policy costs...
Legal Indemnity InsuranceMy daughter has a charge on my house and there is no debt involved how do I get this removed?...
Land RegistryI paid for my house in 1994 cash. I never knew the man I bought the property of had not taken the charge of until now 2021...
Land RegistryIf i repair a neighbours fence do i assume responsibility...
Neighbour DisputesI've recently just paid £15 to use the template for the fifth edition contract of sale but this is wrong and now I ahve wasted £15. Can you please refund me and cancel any subscription I may have been added to.
Thank you...
Can we mortgage a house that currently has a defective title? Extension built in 1970’ with full approved planning. However, deeds show a public footpath runs right the through the extension. Applications have been made to rectify but in the meantime co...
MortgagesHi,
I recently discovered that 50% of my garden is on unregistered land. It has been this way since I moved here in 2007. It is walled in and very private.
Google map historical images show it walled in as far back as 2002.
I know I can claim ...
We now have a memorandum of Sale for our share if a shared ownership house. Our buyers are ready to go but we haven't found a house ... estate agents were blocking us until we had a buyer. Do we start the sale side before founding a house for ourselves?...
Sale/PurchaseWhere can I locate the 'Seller’s Property Information' for my property?...
SearchesI live and own a terraced house with joint gutter to next door's and the only downpipe is in their front garden. We both own & live in the terraced houses. This area is full of terraced houses from the 1930's where sharing gutters and downpipes is the nor...
Neighbour Disputesi bought my flat 100% ownership in 2012. I am now selling my flat and there is a query of where is the memorandum of final stair-casing.
where do i get this document. Am i responsible for providing this even if i did not staircase? should this document d...
Just over ten years ago, we had an en-suite fitted. It's on "the wrong side of the house" in that our drains run down the opposite side. Various options were considered for the drainage from the new en-suite and we ended up agreeing with our co-operativ...
Neighbour DisputesI own a farmhouse and outbuildings. barn burnt down so a new one was built 1983. now the company that owns the land next to it want rent as they say part was built on their land. they have never contacted me over this matter in all the years it was built....
Neighbour DisputesI am trying to sell my property but there is a charge still on the register from Santander (who took over Alliance & Leicester) but I paid my mortgage off in 1997 and they haven’t notified Land Registry. Please can you advise me what to do ?...
Land RegistryOur neighbouring house is empty and we don't have any contact details for the owner,any ideas how to search for this information...
Land RegistryI live in a terraced house with an alley way front to back with our adjoining neighbour. The party wall adjoining the two houses over the alley is half from my side and half from the neighbour. We have been struggling to sell as it isn't stated on our dee...
Land Registryif you put a 50% share into a property in the way of a gift can a claim 50% ownership on the property...
Sale/PurchasePlease let me no which fences are mine ...
Neighbour Disputesif I am doing my own conveyancing, I wont have a solicitor to hold the deposit on my behalf. does this matter?...
DIY ConveyancingHave you a precedent suitable for use on sale of land with existing planning for commercial use with overage payable if unit sale price exceeds an agreed value? ...
Sale/PurchaseMy Cash buyer has requested a leasehold deed variation and/or Indemnity Indurance. Is this required or just for mortgages?...
Legal Indemnity InsuranceShould a house buyers solicitor send the actual house deeds with AP1 to the LR when applying to transfer after completion of sale. The property was already registered with LR so had a title No.
...
question: I would like to buy a property as BTL being a first-time home owner (130-150K) . Next year I would like to buy a residential property where I will be living...Around 700-800K , what would be my stamp duty on the residential property ?...
DIY ConveyancingAsking for a worried relative. Deceased husband handled purchase of a house in 2005, during the searches it was discovered the land previously belonged to the church and there maybe a liability for repairs and he was advised to take out indemnity insuranc...
Legal Indemnity InsuranceI have a questions regarding a small gift amount we are giving to our daughter and future son in law to help along with the deposit of their first home and have been asked for paperwork as if we are buying it.
Do we have to produce 3 month banks state...
I live in a ground floor council flat and the flat above has been recently sold again. The new owner states on her deeds that she has use to our courtyard opposite entrance from our flat but council have stated that is council property and when the origin...
Land RegistryI am a cash buyer buying a mortgage free, freehold house, with vacant possession. The seller and I have agreed to "Exchange and Complete" simultaneously. Is there any point in filling in a "Contract" as there is no deposit - the seller will get all his mo...
DIY ConveyancingI want to buy the land, an unused layby adjacent A1. I can not make contact with owners who are on land registry. What do i do?...
Land RegistryIf I use a solicitor to buy a property, do they have a responsibility to the lender in accordance to the Mortgage lenders handbook. They are my conveyancing solicitor, not the lenders solicitor....
Sale/PurchaseWe are trying to sell our commercial property to a new Buyer (Party A) but the deeds have an Option to Purchase charge in favour of a different party (Party B). Party B is a company that has now been dissolved, so my question is, can we remove the OtP cha...
Sale/PurchasePls help with ap1...
Land RegistryMy partner and I are separating, he says he will gift me his half of the house so our kids home is safe. How can we do this?...
Transfers & GiftsDuring my divorce my husband was granted a second charge (after my mortgage) on my property. I am now in the position to pay him back, how do I get the second charge removed?...
Land RegistryOur garage was built back in 2004 and we are about to sell our property. At the time we did not get planning approval but we did get building approval. The garage is just over 1.1m from our boundary to the neighbour. Are we in trouble also as the height i...
Planning & Building RegsIn 2013 I agreed to buy a freehold property from the owner. A contract was drawn up and and signed by both parties. Both parties names were registered with Land Registry as the legal proprietors. The buyer paid the agreed price over 2 years, the seller wa...
Land RegistryHi. We got a conservatory built in 2019, at the time we started with building regulations involved but my builder said that building regs definitely wasn't needed and we just needed permitted development which we done.
It's over two years since it was co...
In a 2 to 1 TR1 transfer does the Transferor box need to be completed with both joint owners...
Transfers & Giftswe have many documents but dont know which are to be submitted with the FR1 form, what to list on the DL form and if any other forms need to be completed ...
Land RegistryHi, could you confirm if the information below is correct please?
If your property is jointly owned a creditor will not be able to obtain a CO against you, they can only get what is called a restriction.
The laws on Restrictions are totally differen...
I don’t understand the transferor has received the sum .... when I haven’t actually received it yet it feels like I am signing away my home...
Land RegistryMy husband and I recently bought a leasehold flat (in March 2021), our circumstances have now changed and it would be beneficial to us if the property was owned by an SPV instead of privately by us. We have no mortgage on the property. Can we do a simple ...
DIY ConveyancingHi
I am the executor for a friend who died a year ago. I am transferring his house, which is leasehold, to the beneficiaries under the will. On the Notice of Assignment, do I sign this as Assignor, or do they sign it as assignees?...
Hi
i am currently living with my mother who is secure tenant on her council house. we are thinking of purchasing the property but unsure where to start.
do i just get a mortgage for my self in my name? apply in my name? im not named on the tenancy.
Do ...
What does the attached clause mean please - included in a TR1 at section 11.
Additional provisions
(a) The Transferee hereby covenants with the Transferors by way of indemnity only so far as the covenants and provisions referred to in the Charges Regi...
Hi
We have had a dispute with a neighbour which settled out of court with a Tomlin Order. The Tomlin Order stated that our neighbour should draw up a new deed and lodge it with Land Registry. We have signed the deed but the neighbour has not and not l...
Dear Team,
I would need some clarifications on how to find out if information provided by previous seller on TA6 form is untrue. The seller has declared nothing on the form, however an illegit B&B is operating since when we moved in this property. I a...
Hi there,
I own a property with my ex-husband. Back in 2009 I obtained Court Order stating that my ex-husband "shall transfer his legal estate and beneficial interest in the former matrimonial home into my name. In the event that my ex-husband fail to c...
I own a freehold property but there is a communal footpath and allocated parking spaces for some of the properties in the Close. There was a Management Company in force at the time of purchase some 10 years ago but on completion of the development the Man...
Legal Indemnity InsuranceCan you answer this question please...
Transfers & GiftsI am purchasing a property and the local searches have come back including a Highways Act Section 74 Building Line but no detail as to where this line sits on the property. Could you let me know where I can obtain this informaion please?...
DIY ConveyancingHi all, I hope someone can help with this, I'm being run round in circles by my current solicitor.
The background to this is, I was made bankrupt in 2003. In 2004 I purchased the interest in the property. I have a letter from my trustee saying they had...
How do I cancel the subscription to this site?...
DIY ConveyancingDoes your DIY kit allow for the transfer of equity from me to 2 of our children...
DIY ConveyancingI’m looking to buy my freehold freeholder has agreed to sell informally do I need a solicitor ...
Landlord & LeasesHi. My mum is trying to put her house into a family trust but the form ap1 seems a little complicated for us. Can a conveyancing solicitor help us filling it out? We have filled in tr1 forms but am a bit stumped as to what to do next?...
Land RegistryWas Planning permission needed in 1971 to convert a house into separate flats
...
If the seller fails to provide evidence of service charges having been paid and the seller's solicitor sends a completion statement at 8pm the night before completion, can the seller solicitor refuse to complete after receiving £2.5 million completion mo...
Sale/PurchaseHi. What is the best way to merge our property's title with land that we have purchased, and is it a straightforward process?!?. The land is adjoining the property. ...
Land RegistryI wish to make available to my son,aged 44, £29000 towards a house purchase, which is beneficial by way of a loan or gift ?...
Transfers & GiftsMyself and partner are first time property buyers who saw and liked a new completed build freehold terrace house (London). The sale was through an agent and they explained the seller is a Receiver appointment. I have done some digging through local counci...
Bankruptcy/InsolvencyProprietorship Register states RESTRICTION No disposition of the registered estate by the proprietor of the registered estate is to be registered without a written consent signed by the proprietor for the time being of the charge dated 27 October 2011 in ...
Sale/PurchaseThe procedure to merge/amalgamate 2 freehold title numbers at the Land Registry...
Land RegistryMy mother is selling her home but under the land registry it is stated as both lease hold and free hold at the same time?...
Land RegistryGood morning. I was wondering if after a parent dies and leaves a gift of their half of a house to their children if you have to actually change the title deeds to add/remove the parent/children?
My mother recently passed away and we have been through ...
We are just buying a small piece of garden land, all the solictors are busy and not interested. We're trying to fill in the TP1 and AP1 forms ourselves but want to make sure we're doing it correctly. Our neighbour did the same a few years ago and a solict...
DIY ConveyancingContext : My sister is selling her flat in London which is covered by a joint freehold agreement with the other freeholder flat owner downstairs. The other freeholder is a UK citizen who lives in Australia. The other freeholder has completed all the neces...
Land RegistryHello. We have received a notice of rejection from the Council to our offer of first refusal to them under the right to buy scheme. Can we now sell on the open market?...
Sale/PurchaseWelcome to the world of adult Dating loveawake.ru...
Legal Indemnity Insurancei am applying to transfer some of the neighbours land to my ownership and to add to my garden. i am completing the ordenance survey map. Whos title do i confirm on the form my neighbours or mine ? i am buying the land from my neighbour. Also i have co...
Land RegistryMy buyers solicitors have asked for a copy of the building regs cert for a conservatory that is open to the house that was built in 2001, when I bought the property in 2011 this has not been provided to me and there seems to be made request made by my sol...
Sale/PurchaseIf selling as an administrator, does this have to be reflected in the contract?...
Sale/PurchaseWithin my title deeds it states front garden is to remain open plan and no fence is to be erected, can this be amended as have dogs and would like to put picket fence around lawn ...
DIY ConveyancingIf two trustees hold an estate in fee simple absolute in possession in equal shares can they gift by deed the legal estate for the purposes of s62 LPA 1925 to operate ? Conveyance can include a gift under LPA 1925 s.205 and a legal estate is fee simple a...
Transfers & GiftsI completed a land registry search which shows only one entry - DF270/5/H - Erection of a conservatory. DOR: 02.12.2002. I cant tell if this is an approval or refusal of an application to build a conservatory. This is a property I’m about to purchase wh...
Land RegistryCan a declaraton of Trust be drawn up for Joint Tenants?...
Transfers & GiftsIf I inherited a house from parents as a gift, and they are still alive but I now need to sell the home. do I have to pay inheritance tax as they are still alive now or when both my parents die. the house was gifted to me 3 years ago and I believe they ha...
Transfers & GiftsWe bought a new house that had chimney breasts removed years ago. The chimney is supported by a timber lintel. We have been advised this is insufficient and a steel beam needs installing to make it safe. Our neighbours have been given all this information...
Neighbour Disputesmy dad gave my brother 20000 pounds he then passed away 9 months later we are both equal executors of his will, woul the 20000 he was given come out of his share of the estate...
Transfers & GiftsI am being asked to have an ID1 witnessed as my joint freeholder wants to add his spouse. Am I responsible for the costs of this? ...
Land RegistryHow do I inform the freeholder when doing a transfer of equity on a leasehold flat?...
DIY ConveyancingWe are selling our property and require a DOV to reflect new layout of our flat which was completed with all relevant permissions, our co-freeholder does not respond to communications and gives no reason after 10 months for not signing the doc. What can w...
Land RegistryI want to transfer by the way of gift a flat to my daughter. Is it necessary to have documentary evidence on the valuation of the flat? ...
Land RegistryDoes anything extra have to be put into the contract if the seller is adninistrator of the estate?...
DIY ConveyancingIn 1971 a loft conversion with a staircase was built. The property is now being sold and we have been asked if we had planning permission for the conversion and stairs. Can you tell me where I can check the 1971 building regulations? ...
Planning & Building Regs
We are currently in the process of selling my deceased mother's home as part of the estate for which we have probate and are at the point of exchange on a sale. My deceased brother was on the deeds of the property and not removed after he died. He died ...
Hi I need to change the Company Name and Registered Address for my Freehold Title at land registry can a conveyancer do this for me and at what cost thank you...
Land RegistryPlease can you confirm if the CML accept electronic ID checks and document verification such as the Thridfort system?...
MortgagesCan I appoint Power of Attorney to sign mortgage agreement in my absence as I work overseas ?...
MortgagesI have a house with two flats attached to one side that we built and i want to officially divide the house from the flats on the land registry...
Land RegistryWe purchased a small piece of land, enough to park two cars, from a neighbour, only to now find after accepting an offer on our house that the land was covered by a restriction to prevent him from reselling any part of it. The original owner now refuses t...
Sale/PurchaseWe are in the process of buying a shared ownership property, there are currently land registry delays which have been going on for just over 1 month, how long will it take to resolve? ...
Land RegistryI instructed a solicitor only after exchanging at post auction. They are now telling me that I can’t insist on getting a management pack. Is this correct?...
DIY ConveyancingIf a tp1 exists will it show up in house buyers searches
...
We are due to complete in the next few weeks, but have been informed by our solicitor that we require indemnity insurance policy for an internal garage that was converted to a dining room in approximately 1984. I have looked at the Mortgage Lenders Handbo...
Legal Indemnity InsuranceI moved onto a new estate and have a TP1 relating to service charge and maintenance of communal areas, there are 4 social units on the estate and after 18 months we were informed that the social units had a cap in their TP1 set at £260 per annum in perpe...
Neighbour DisputesHi. I have had an offer accepted for a property and information provided by my conveyancing solicitors has shown the property has two land registration titles.
Looking at the plans, originally the house was freehold. Then the vendors granted a leasehol...
We are in the process of buying a bungalow that had an conservatory built in 2000. Our mortgage company are asking for documentation for the conservatory before we can exchange. The bungalow is part of a deceased's estate and the executor of the will has ...
Planning & Building Regswhat is required for a telephone exchange of contracts by DIY conveyancer?...
DIY ConveyancingI am selling a property to a cash buyer but two solicitors he has approached say they will not deal with an unrepresented party. Is this legal or are they inciting a breach of contract?...
DIY ConveyancingMy wife and I recently executed a deed of gift transfer of a buy to let property to our daughters and submitted all the relevant forms to HM Land Registry. At present there are 10 month delays in registering changes at HM Land Registry.
Is the legal t...
I have set up a bare trust to hold the property until her 18th birthday in June...
Transfers & GiftsMy question relates to the difference in dates and the reference to ‘further advances’ in the following:
4 (09.08.1996) REGISTERED CHARGE dated 26 July 1996 to secure the moneys
including the further advances therein mentioned.
5 (...
Hi there, we are transferring our house from my partner's name into joint names. We completed the transfer and ID3 forms and submitted to HM Land Registry but they have come back saying this "Please comply with the following restriction in the Proprietors...
DIY Conveyancingwho informs land registry of my extension ?...
Land RegistryHi, we are purchasing a property with leasehold solar panels which are owned by ASG. The seller has taken out 2 indemnity policies because the seller didn’t have paper work for the building regs or transfer deed but will we still need a deed of variati...
Legal Indemnity InsuranceI own one of two flats in a house that has shared freehold/leasehold. My fellow freeholder/leaseholder is selling her flat and her solicitor has asked to complete the TR1. She has been an absolute nightmare and has broken the lease repeatedly, including p...
Landlord & LeasesHi, I am buying a property, that has recent planning permission granted for an extension. Does the sale agreement need to include any specific wording to say the that property 'has the benefit of planning permission', or can I just start the building wor...
Sale/PurchaseContract is ready for exchange but my funds are to be transferred from France . With strong sterling I am short of funding. Can I borrow money from my mother to help ma be able to have sufficient funds?...
Sale/PurchaseA trust was taken on a property in 2014. After moving to a new address the trust was not updated with land registry with the new address. Can we still do it and which form of restriction do we need....
Land RegistryWhat is Rx1 restriction compared to B restriction on a property...
Land RegistryVery close to exchange. We have a tiled inspection cover in floor of lean to conservatory. Conservatory originally constructed 60s/70s/80s (not sure, was here before we bought house, we refurbished it in 2018). Inspection cover not shown on CON29DW form a...
Planning & Building RegsPrescribed clause L6 has not completed properly. What entries are needed on AP1 and documents required...
DIY ConveyancingWe are in the process of buying a new self build house. The drains are connected to the neighbours property (private drains). There are no rights granted to access these or maintain these. What do I need to do?...
Neighbour DisputesI no long need conveyancing advice, how do I cancel my subscription?...
DIY ConveyancingI have been told the house i wish to purchase is being sold with limited title after Probate has been granted to the executor, could someone claim interest in the property between exchange of contract and Land Registry deeds being received or at any time ...
Sale/PurchaseI live in England and I have recently inherited a leasehold flat.I want up to date information re Management rules and regulations, fees etc concerning the property. Can I just ask for these and they have to let me have it, or do I have to gain this via a...
Protocol FormsDo you paid GCT if you buy a property and sell it within the year?...
Sale/PurchasePrevious freeholder forgot to include 2 months electricity bill in final completion statement when she sold freehold. 8 months later she is demanding we (new freeholders who own the 6 flats) pay this for her. Are we legally obliged to?...
CompletionI have been renting a property on an historical estate owned by the same family since 1500. The property is now going through solicitors and the sellers solicitor realised (after 8 weeks) that there is a small section of land that they are selling, that i...
Sale/PurchaseGood evening, we own a flat which we originally bought as 50percent shared ownership, a few years later we then bought the remaining shares so now own 100percent of the leasehold. We are in the process of selling and our buyers solicitor is refusing to pr...
Land RegistryOur deeds still show lenders as our parents whom borrowed us money to buy the house with the mortgage company, the mortgage is now paid & removed as charges but the parents remain as charges but have since died. How can we remove them as charges?...
Land RegistryLong story short: I tried to purchase a house, in freehold, and the garage was a peppercorn rent. My solicitors went on a crusade asking for a deed of variation about the garage, which for whatever reason the sellers didn't want to go through. Indeminty i...
Legal Indemnity InsuranceHi, I currently own 5 properties, 3 are let out, one is my main residence and the other is a second home. I am thinking of selling my main home and my second home and replacing with one new main home. I know I will have to pay CGT on the second home but w...
Sale/PurchaseOur vendors onward purchase is a leasehold property and we were informed that their solicitors were reviewing a management pack.. we have been told that additional enquiries may/may not need to be raised. How likely is it that additional enquiries will be...
Sale/PurchaseI have had a dormer built mid terrace when the guttering is fitted it hangs over the centre line where the house s join my neighbor is arguing that it cannot be fitted is this a problem....
Neighbour DisputesNeed 2nd advice on the register of title as the covenants are quite onerous. And what is the consequences in case I go ahead with this property purchase ? Local authority / council will not remove all the covenants. I can provide the full documents for re...
Land RegistryWe have just inherited a rental property due for change over in the next 2 weeks .I will inherit this along with my 2 sisters we are thinking of continuing to rent but transfer this to a limited company .Will we incur capital gains and stamp duty on this ...
Landlord & LeasesMy lease says carpet only and i have laminate flooring in some rooms, my solicitor has recommended an indemnity insurance how does this cover it and is it expensive?...
Legal Indemnity InsuranceI already own my principle home and I have another property that I rent out, on receipt of the then Gifted property from my father, would I still have to pay Stamp Duty of 3 % ?...
Transfers & GiftsI am submitting Form TR1 to HM Land Registry to have a name removed from a leasehold deed. The HM Land Registry entry contains 1 restriction:
"Except under an order of the registrar no transfer by the proprietor of the land is to be registered unless th...
Will the council tax go up if I am buying a property extended by the current owners...
Sale/PurchaseToday just before exchange our buyers solicitor refused to proceed as the wording in the TP1 refers to a coloured area of green rather than a hatched area of green on a drawing.
I must state that is is the only green on the drawing but they are expecti...
After registering lease extension do I make entries in landlords register...
DIY ConveyancingCan you help with this matter...
Sale/Purchasemixed tenure estate: in the absence of a management company (2 years) what do you suggest I do to ease the selling of my 2-bed freehold property on the estate ...
Sale/PurchaseI had to pay my ex husband a large sum - £45000 which I have paid in full except for the £845 of my costs for which I have a court order for, but after 7 years he has still refused to pay. He has now got his solicitor to register a charge against my pro...
Land RegistryWe live in a Victorian terrace which has a shared side and rear alley which gives us ( and our neighbours) access to our back garden gate. Our buyers are requesting that we provide legal indemnity insurance to cover this. Is this correct as we and our ...
Legal Indemnity InsuranceToday just before exchange our buyers solicitor refused to proceed as the wording in the TP1 refers to a coloured area of green rather than a hatched area of green on a drawing.
I must state that is is the only green on the drawing but they are expect...
If a Management Company is party to the lease do we need to include their details on the AP1 form when apply to register at Land Registry?...
Land RegistryAP1 application does not seems easy to navigate or do the required change when it comes to changing my name. Is there a guide to check which parts i would need to update along with the information required? Is this something that can be performed by a con...
Land RegistryHi,
We are buying a property (we wil be the third owner). But TP1 form has a few pages missing and registered with that missing pages to Land Registry. The contruction comopany couldnot produce them. We would like to know what is the effect to whole p...
There is a restrictive covenant on my piece of land made at the time of the initial sale between the then farmer and the person we bought it from since we bought the land the farmer has sold his retaining land on to another farmer. The covenant states exc...
Land RegistryThere is a restrictive covenant in our deeds which seem to restrict us extending the house to the front, but the drafting is unclear. How can we gain clarity on the restriction?...
Planning & Building RegsLooking to working from home, but covenant on deeds stating not permitted. How easy, and costly is the process to change?...
Land RegistryHi,
My aunt submitted an rx4 form to remove a restriction.
She heard nothing back for a while and so sent an email and they have responded saying the application was received however the case worker deemed it appropriate to issue a B2-1 notice which...
Hi - I am to be a transferee of a small plot. Will I submit the forms to the LR, and if so is it just TP1 and AP1? (Land worth less than £6k, no payment or mortgage) Thanks....
Land RegistryHi,we are helping our daughter buy a property and want to put a charge against the property. Can we lodge a CH1?...
Land RegistryI bought my house which was advertised as 2 bed with attic. I have looked at the sold prices via Rightmove on our street and all the others say 3 or 4 bed apart from ours which says 2. They were all built at the same time, have exact layout the only diffe...
Land RegistryMy partner wishes to gift 25% of the value to me, no consideration. I own three properties all rented out will I need to pay Stamp duty. Thsnk you. ...
Transfers & GiftsDeceased parent property is not registered with HM Land Registry, as an executor (1 of 2) hich form do I need to complete to register in joint names. Thankyou...
Land RegistryHello
Please can I ask you to help me with information on ‘Gifting’ my house jointly to my two sons, aged 37yrs & 35yrs. Both Single.
The house is in the UK & is worth approximately £400,000 with no mortgage or loans attached.
It was my main res...
I was planning to buy CASH a property. upper floor maisonette with front drive, detached back garden and detached garage. The garage is Freehold Title, the maisonette and most of front drive is Absolute Lease, a small triangular section of front garden th...
Sale/PurchaseWhat are my options...
Neighbour DisputesDo I need a solicitor to complete a DS1 form? How much would you expect to pay for a DS1 form completion?
I am due to pay an amount back to my Harron Homes, who part paid some of my deposit when I bought a new build off them 10 years ago, and they have a...
Managing agents...
Sale/PurchaseI have searched the land registry and there is no registered title ? ...
Land RegistryHello hope everyone is well.
I live in a maisonette first floor the neighbours underneath us are complaining about the impact noise. So I’ve ohad the whole flat layed with noise and impact reduction underlay and carpet. But they still complaining and ...
I have accessed my title from Land registry for my leasehold terraced house and it lists 3 other properties in the same row of terraces (none of which are joined to my property) under the schedule of leases section. Does this mean I own the leases to the ...
Land RegistryI live in a ground floor flat. I own two titles lease and freehold. Flat above me recently put their property up for sale. The new buyer requested that they merged their lease and freehold which they did and I was asked to sign. Next they rang and said th...
MortgagesI bought 2 garages, which had each one a separate title from land registry, I managed to get a planning permission to demolish them and build a new dwelling house, which I did recently, how can I change the old titles (which are still shown as garages) to...
Land RegistryMy partner and I are both mortgage free and wish to complete transfers of equity on both properties so that one property has 50/50 split and the other a 75/25 split. If we purchase your (3 month) product does this cover two properties or just one ?...
Land RegistryRight of Parking Easement can my 3 previous house & garage owners periods 8.09.1972 to 29.01.2002, be added to my 18yrs tenure and my parking outside of my freehold garage, on the other freeholders carpark land, with the combined use of the carpark space ...
Land RegistryI'm selling my mother's masionette. My father had a porch built about 30 years ago, but cowboy builders built over the water meter. Can we just purchase an indemnity insurance or would we have to knock it down...
Landlord & Leasescan I sell my house without using a conveyancer...
DIY ConveyancingMy lean to conservatory was built 24 years ago. It was built over a sewer pipe which is approx 1 metre deep, the inspection cover/access to the sewer is approx 1 metre away from the conservatory. This pipe is parallel to the back of my property and also a...
Planning & Building RegsShould I expect a building control inspection certificate to be in place for a dorma extension completed in July 1984...
Planning & Building Regswe are trying to sell ou house, but teh buyer is asking for an idemnity isnurence for the sheds we ahve at the bottom of the graden. Our deeds written in 1923 state that no hut or caravan can be sited on the land. No house shall be built for disrepute or ...
Legal Indemnity Insurance (07.08.2007) RESTRICTION: No disposition of the registered estate by
the proprietor of the registered estate is to be registered without a
written consent signed by the proprietor for the time being of the
Charge dated 3 August 20...
My lean to conservatory was built 24 years ago. It was built over a sewer pipe which is approx 1 metre deep, the inspection cover/access to the sewer is approx 1 metre away from the conservatory. This pipe is parallel to the back of my property and also a...
Planning & Building RegsWe had a kitchen installed in what was the old dining room 25 years ago. All the plumbing was carried out by a qualified CORGi plumber, which involved installing/re routing the water and gas. The waste water discharge was re routed without having to make ...
Planning & Building RegsWe had a kitchen installed in what was the old dining room 25 years ago. All the plumbing was carried out by a qualified CORGi plumber, which involved installing/re routing the water and gas. The waste water discharge was re routed without having to mak...
Planning & Building RegsWill your Statutory Delaration form be suitable for this?
_________________________________________________________________An issue has come to light, that Bungalow Road is not a public highway and there are no rights granted to the property to use the r...
septic tank issues
...
f these forms are have" not been authorised or approved by the Law Society of England and Wales"as it states on them where do I get forms that can be used?...
DIY ConveyancingIf the conveyance contract is dependent on the approval of planning permission would this be a specified incumbrance for the purpose of the contract or be dealt with in the special conditions? ...
Sale/PurchaseMy TP1 states " To pay the Management Company the Transferees Proportion on demand....". In the definitions, "the Transferees Proportion shall mean 1/74 of the management expenses". I am actually being billed for 1/64 of the expenses. I think that the pro...
Land RegistryShould getting an indemnity insurance for rentcharge be sufficient for sellers solicitor and lendor for the sale of a house to proceed. Even when solicitor is asking to change rent clauses. Can we refuse this and just get indemnity insurance? ...
Sale/PurchaseWe had a lean to conservatory built on to our dining room at the rear of our bungalow in 1996. At the same time the fitters removed the door and window between the two rooms. We also had a kitchen fitted in lieu of the dining room which is now open to the...
Planning & Building RegsWe had a stud partition wall built in our front room 25 years ago. This provided a smaller room and a hallway, both have sufficient lighting, ventilation, access etc. As far as I am aware this wasn’t subject to building regs approval at the time. But i...
Planning & Building RegsHi,
Could you please advise after purchasing a property at Scotland what is the expected time to have a property registered and the new title deeds issued if the property is still in the old Sasine Register?
Many thanks...
Purchased a house in 2017 with a professional consultant certificate of a company who has now gone into liquidation. Trying to borrow against the property and can't as the insurance certificate shows its dated until May 2018,what do I do now? ...
CompletionSelling house week away from completion buyers solicitor says flying freehold not on searches we have contacted neighbour owner but she still hasn’t signed relevant paperwork what are our rights over her not signing as our sale is in jeopardy ...
Neighbour Disputesunder which scenarios/circumstances we need to select panel 11 of AP1...
Land Registrywe want to purchase a property which was put in trust as there are 6 beneficiaries, there is also a proprietor on the land registry.The trust company are insisting they have authority to sell in there name only,wihout the proprietor named on the the sale ...
Sale/PurchaseGood Afternoon
I am selling my mothers house under probate and am very close to completion. The property has been in my families possession for 4 generations and was actually built by my Great Grandfather on his farm land. The lease mentioned is betwee...
Good Day,
We are in the process of buying a new build flat in London (help to buy scheme). We have not exchanged yet. Our conveyancer has raised the issue of part of the plot being on unregistered land (it's around 1m). Three flats are built above this u...
The mortgage is in my husband's name and wants to give me a PoA ...
MortgagesMy husband inherited 50% share in a property. if we now sell our main residence, and buy another property will we have to pay stamp duty?...
Transfers & GiftsI’ve owned a property since 2005, am trying to remortgage it (not for the first time) and the solicitor acting on behalf of the broker has spotted that only the ground and first floor are included in the land registry’s title document.
The attic only...
I filled out quote request form but phone call received to verify telephone number stated "application error" occurred and no code given. Please advise....
Transfers & GiftsI have purchased the leasehold to a plot of land which I wish to develop, however the land has a freeholder who is demanding an extortionate amount of money for permission. I believe the lease contains a restrictive covenant which seeks to restrict buildi...
Legal Indemnity InsuranceMy brother and I bought a plot of land for cash some years ago and have now got planning permission to build a house on it .We have set up a company to deal with the build and wish to know if we can sell the land to the company, again for cash ,funded by ...
DIY ConveyancingWe are selling a property without a solicitor. We are about to Exchange Contracts. There will be the usual 10% deposit. Who can act as Stakeholder for us? Our Estate Agent?...
Sale/PurchaseI have been sent a demand for a relatively small amount of outstanding ground rent but how do I prove it is legitimate? ...
Landlord & LeasesHi, my Dad wants to release some equity from his property that he owns outright so I can purchase a property for myself. ...
Transfers & GiftsHello,
I have a joint mortgage on a property with my sister, it is a sole-proprietor joint-borrower mortgage whereby my sister is the only legally registered owner.
We contributed to the property equally in terms of deposit etc so financially spea...
My now deceased ex-husband sold a plot of land that is still on my deeds.how canal find out if this was done legally...
Land RegistryI am in the process of selling a lease hold flat.
It was purchased as a new build in 2016. I have a buyer who is not part of a chain and I am purchasing a new build house.
- The current ground rent is over £250/year (outside London). It states in...
Hi,
I am looking to transfer my freehold second property with no mortgage over to my wife in order to pay lower rate tax on income generated from rental. Can you please advise if I would be liable to pay any stamp duty or any other charges when I tran...
We are selling our house that we've owned for five years and we have just found out that a tiny section of our back garden, approx four square feet, is unregistered land. This is the first we've learned of this and the unregistered section is right in the...
Land RegistryWhen there is a title restriction but managenment company is dissolve, then how to remove that restriction? And how long does it take to remove the restriction?
Is it a good idea to buy such house at all?...
Hi All,
I'm looking to purchase a probate where the deeds were lost and the son only has possessory title. I have done a lot of research and even my estate agent/solicitor are confused as to how to proceed. The seller is providing indemnity insurance f...
is this arranged via a surveyor ?...
Planning & Building RegsHi my brother is giving me his share of the house by transfer of equity as our re-mortgage is coming to end of term and i want to move to new lender. I have a mortgage offer but on the conditions it ask of any adult occupier will be in property and that i...
CompletionWhat would be the easiest and cheapest way of transferring a property of my son and d-in-laws into my name that I currently live in? There is no mortgage on the property, it is valued approx 200k ...
DIY ConveyancingI have signed up for a 3 month membership but do not ant to renew after this period. How can I cancel my membership?...
SearchesIs an EWS 1 form required for a block of flats under 18 metres in height...
Planning & Building RegsCan you find an example of draft sale of contract for a freehold prooerty....
DIY ConveyancingHow much will it cost to instigate/generate a restriction and how long before it is active on the title deeds?...
Land RegistryI have a policy in place but am trying to sell my flat. I am seeking to increase cover to pass over to the purchaser. Is this possible or now we have contacted the freeholder we have to get a deed of variation? Please help!...
Legal Indemnity InsuranceMy daughter is getting divorced, and we as her parents wish to gift her the money left on the mortgage so she can stay in the home with their daughter. It is all going through the courts at the moment, and has been agreed by her husband. What do we do n...
Transfers & GiftsI am executor of my late dads estate. I have received the grant of probate and now need to enter a restriction on the house that him and my mum owned as tenants in common and remove his name from the title deeds. I am not sure how to complete the form RX1...
Land RegistryI have purchase by 75% share of staircasing and now full 100%. I have received memorandum of staircase from landlord. What application do i make at Land Registry?...
Land RegistryGood morning I am in the process of selling my flat that is a share of freehold. My neighbour upstairs that is the co freeholder is delaying the process by not signing the TR1 and ID1 form. He said he wants to get legal advise on that but I needed to pay ...
Sale/PurchaseI am looking to buy a property which is being sold by the deceased owners relatives.
The title deeds are lost / unregistered title and their solicitor is in the process of submitting an application for first registration - my understanding is to obtain ...
I need help in filling in an AP1 splitting off portion of property we own with new covenants. Can you point me in right direction please....
DIY ConveyancingOur property is a buy to let and is held 50/50 in joint names. I want to remove my name completely and leave her name on the the deeds alone 100% , there is NO mortgage I can confirm we are married living together and the property we want to change owner...
Transfers & GiftsI have a Restriction on my property and a charging order from the same creditor. The charging order has been identified with a redemption figure to be paid. However, the creditor is claiming a substantial amount of money for the lift the Restriction but t...
Land RegistryLeasehold flat is currently owned Mother(20%), Daughter (40%) and Daughter in law (40%). Mother and daughter would like to gift their share. After the gift Flat will be owned by Son (50%) and Daughter in Law (50%). Please advise costs involved in doing th...
Land RegistryWhat searches to I need to undertake on unregistered land...
SearchesMy solicitor cant find copy of lease of my house need to sell my house by 2nd nov can the solicitor applyfor indeminity insurance the land registry dont have a copy as well...
Legal Indemnity InsuranceWhat entries are required on panel 4 for surrender and Grant of new lease by deed of variation...
Land RegistryLooking to acquire environmental search, chancel repair liability search and highway searches. ...
Searcheswhich contract is used for sale of Freehold land...
Sale/PurchaseIn place of the OS1 land registry search fee of £3 my solicitor purports to charge me £20 plus vat for the service of obtaining the search and says that new rules permit this . Is this correct....
Land RegistryOur solicitor tells us there is no reason for deposits not to be paid which is normal practice ...
Sale/PurchaseCan I write to the Vendor’s Solicitor to remove an item on the Fixtures & fittings under Comments, whereby the Vendor’s selling agent Bridgfords confirmed that all the deceased belongings will be removed before completion, yet the Contract says “No ...
DIY ConveyancingMy deeds state that a detached house and garage should be on the plot. Do they have to be kept separate or can the garage be joined on to the house?...
Land RegistryI am buying freehold of my leasehold house, why am I only getting limited title gaurantee?...
Land RegistryHi, bought a 1st floor leasehold flat 7 yrs ago. New refurb, high quality laminate and limestone floors with underfloor heating. New freeholder takes over (moves in downstairs) and says lease states we need to carpet throughout (meaning removing built-in ...
Landlord & LeasesHi,
I am interested in an opinion of what to do, without going into grave detail I was party to an action against a creditor at the time. In the end my claim was dismissed and the creditor was awarded a costs order for a third of their costs. The val...
At the point of selling our property, we have found an old extension is currently unregistered with Land Registry. If we decide not to continue to prove undisputed ownership, is Legal indemnity insurance a valid solution to allow us to proceed?...
Legal Indemnity Insurance
I have a final charging order (against the wife of a property) and I am looking for a Conveyancer to register the RX1. I already have a charging order against the Husband that is registered.
Just to add to the complexity they are in bankruptcy, they...
We have been offered the search details from another plot for a fee of roughly £30 with indemnity insurance or a full search on our specific plot for the sum of £250 plus vat. We are unsure of the best route being first time buyers and it being a new b...
SearchesI had a home buyers Report Survey done on a property i was keen to purchase in 2017, House was given a healthy report so the purchase went forward, 3 years later i have been told that it has no Wallplates in the attic, Apparently it is a building defect a...
Planning & Building RegsWhen does a solicitor carry out a land Registry search? Is it normal not to find out there is a charge on a property until the day exchange is meant to happen? ...
Land RegistryWhat i need to do for joint name property complete ...
Land RegistryHi, I had an offer accepted on a property I established myself was unregistered, vendors solicitor (probate sale) advised 2 months ago they would register it. Getting suspicious, I called Land Registry myself to find no application has been made. Vendor...
Land RegistryHi, me and my partner own a property our names are under the owners on the Land register my parents put money into the house so they are named under our Bank has lenders on the Land register. What rights do they have on the property has lenders? ...
Land RegistryWas ask to supply the following while transferring land from me to my mother but I am not sure how to go around it, could you please help me:
-Please comply with the term of the following restriction in the Proprietorship Register, by supplying the req...
I need your advice to resolve a dispute regarding a charge that has arisen because of a clause in my TP1 document. During the process of acquiring my property in June 2017, the developer i.e. Kier Homes were building a block of flats adjacent to the pr...
Land RegistryRent charge
...
We have just been asked to do a TR1 form from our solicitors. The house is sold and completed and has been for a coupole of weeks. Should this have not been done prior to completion?...
CompletionPart of our title, which includes a barn with planning permission to convert to a 2 bed holiday let is not covered by the current lenders registered charge but sits in the property title plan.
Questions
- can I remortgage the part not covered by the r...
Search not to erect any buildings on the property hereby conveyed conveyed or to alter the exterior appearance of the existing dwelling thereon without the consent of the vendor such consent not to be unreasonably withheld...
Land RegistryNot to erect any buildings on the property hereby conveyed or to alter the exterior appearance of the existing dwelling thereon without the consent of the vendor such content not to be unreasonably withheld...
Land RegistryHi As a group we purchased land at the back of our houses which have become gardens. We purchased the land with Overage and claw back obligations attached for 50yrs with 50% payment. We decided to put restrictive covenants on the land. Although I relucta...
DIY Conveyancing4 years ago I bought a 999 year leasehold flat for my son to live in as he could not get a mortgage. He has now paid me the the value of the flat so I wish to complete the sale to him. All the searches etc do not need to be repeated.I understand I need to...
DIY ConveyancingHow do I change 3 title numbers into 1...
Land RegistryLike other commenters, we bought a leasehold house. Semi with large garden. We have made changes to it with a very small extension to replace basic lean too and also painted the exterior and added double glazing and sky lights. However, I know that we sho...
Legal Indemnity InsuranceBungalow owned by housing association placed on the market, our offer was accepted (cash purchase) but there is a hold up due to information in the deeds naming a gentleman who owned the property having the right to purchase the land back.The gentleman in...
Land RegistryWe are in the process of selling our late parents house. Dad was a builder and added a 2vstorey extension in 1976. The land is unregistered and there is no planning permission with the deeds. Will this be a problem?...
Planning & Building RegsAs stated in the consent order my ex is buying me out in two instalments one now and one in 4 years time. In the TR 1 section 8 should I put the full amount even though i wont get that straight away or the 50% amount? ...
DIY ConveyancingI would like to take out insurance to cover the value of the unowned property I have taken charge off....
Legal Indemnity InsuranceWe have had a Completion statement thorugh but I think there may be 2 mistakes. The sale took place in January 2020. There are 2 Charging orders (mine: interim 21 Oct 2019, final 6 Dec 2019). The other order (Judgement Feb 2019) is from the creditor (say,...
CompletionI’ve just got a mortgage in my sole name, is the house I’m purchasing be able to be in joint names mine and my wife or would it just be mine?...
Land RegistryWe've had information from our solicitor that the house we are looking to buy is both registered as freehold and leasehold. We are told this is common practice in the area we are to live. Is it common and what does it mean?
The only conditions we can s...
We have been told we need to take out an indemnity policy by our buyers solicitor at our cost we have spoken to land registry who say there is not one with our deeds so we do we need to have one ...
Sale/PurchaseHi, We own a portion of a field with 3 others and want to sell our share. There are no covenants etc, so irs it simply a TR1 between us and the buyer? Do the other owners need to sign anything?...
Land RegistryHi, we put our property up for sale, a prospective buyers solicitor has raised concerns regarding a close/pend in common ownership. the issue is the fact that a small section of our living room sits over the close/pend, because the title for several prope...
Sale/PurchaseWe have a brick wall dividing the front and back gardens in our property. The back garden belongs to us and the front belongs to the housing association. We have recently staircases to 100% freehold. We have been told the dividing wall I our demise. Does ...
Land RegistryI have a large house that I want to convert into two single dwellings. I have a 40% mortgage currently but need to know if the mortgage company have to give permission for me to undertake the work. Thanks...
MortgagesI own outright a property which my son and partner would like to purchase to the value of 50%. They will require a mortgage for the purchase of the 50%. Would this be possible from a mortgage and legal perspective? ...
Sale/PurchaseHello I have a business to which I rent the building from our local council , my question is that when we have tried to improve the business ie building extension ,alcohol license the local council has stated we need permission and consent from the Deed h...
Landlord & LeasesMy brother and I plan to pay off our fathers Life Time mortgage. in turn he would gift us the property which is leasehold. We would like some advice on how to proceed. ...
Transfers & GiftsI have lived in my house for 19 years and have proof of a tiny piece of land joining it (with it's own title number) through undisputed possesion should now be registered to my main residence. How do I go about it please. ...
Transfers & GiftsMy father has a Lifetime mortgage with AVIA on his flat which is now £61000 that can only be paid off in full as they would not allow monthly payments
Can both myself and my brother settle his mortgage and having the flat signed over to both of u...
After my divorce a charging order was placed for my ex. My ex died 5 years ago can I remove the charge as my house will be left to our children who were his beneficiaries...
Land Registryi need to know whether my house is connected to mains sewerage and what type it is, however I have no idea. Are you able to help? thank you ...
Sale/PurchaseHi, I have a property (mortgaged in my name) that I am forced to rent as we are moving homes. I lived in the flat with my wife and 2 children. Now, we have moved to another place and currently renting.
Since I fall under high income tax bracket, I wo...
We own a property in Cyprus, we believe they follow UK property law. We have encumbrances against our title because the developer did not finish a road which was in the original planning application adjacent to the houses. The title is going to be issued ...
Land Registryi have built a property in my parents' garden, how can i put it in my name...
Land RegistryI have been sent a contract(5th ed) to sign but it has my name typed with my middle name added in pen and the purchase price was incorrect so has been crossed out and re-typed. Should I sign it or ask for a new one to be sent with the correct information ...
Sale/PurchaseHave you advice on 'lost' unregistered deeds, where the trail (after redemption of the mortgage circa 1994) ends in the solicitors strong room.
The solictors 'merged' and the new company state the deeds are no longer there, but they cannot confirm whe...
Do I need a certificate...
Planning & Building RegsI am looking to buy a house with my husband. I will be paying the deposit (let’s say it equates to 20% of the purchase price). We will then both pay equal shares of the mortgage and other costs. If we came to sell, how would you advise us to split the p...
Sale/PurchaseI have asked for the transfer deeds for a property from an online land registry, but have been told that they are not available.What does this mean?...
Protocol FormsIs there any way of overturning an historic (2008) B136(CO)? The charge should have been contested at the time but because of other things happening this was not done and now as we come to sell the property the charge remains. The charge is around £140...
Land RegistryLooking to buy house where the back garden boundary is the rendered wall of next doors garage that has a utility room on the end with a frosted window in it. This is the original design of the whole estate built late 60s. Neighbour would have a right of...
Planning & Building Regsregister a lease...
Landlord & LeasesPlease could you let me know whether the solicitor lodging the Land Registry transfer of equity can also sign an ID1 for the other party?...
Land RegistryHi we have a flat the lease terms has been identified as onerous as they go up 8% a year.
The management company Pier has offered to do a deed of variation free of charge to put this to the RPI, we are wondering if mortgage lenders are in favour of the ...
My wife and I are Tenants in Common of 2 properties - one we live in and the other our daughter lives in. If one of us dies within 7 years of the gift, is IHT liable only on half of the property's value? Or on the the whole value of the property?...
Transfers & GiftsI built my home in 1985, I own the road which goes down past my home, I was doing some work and a neighbor asked why I had not asked his permission to which I answered it's my road. It seems that in 2010 when he bought his home my road was included in hi...
Land Registryneed advice oon how to change deeds o=into my name after mother died...
Land RegistryMy mum was the previous owner of the property which was gifted to me in April 2011 on the land registry documents I am the sole proprietor since then.no mention of my mum or any other name, so why does my local council say the documents they have from lan...
Land RegistryHi,
Thank you in advance for any advice. We have the prospect of being gifted a second home by a very dear friend who wishes us to enjoy it while she is still alive. We are in Scotland, so I'm not sure if the rules are UK wide. The actual house is a log ...
I’m looking to buy a house (built 2004) where the current owner removed the only downstairs toilet to make the kitchen larger. They didn’t realise this would need building regs approval and therefore didn’t get it - and from research I don’t think...
Planning & Building RegsHi, My mother recently died and the property has been left to me and I have probate, but there is an equity release charge on the property. I have a mortgage offer to pay this back, but the equity release say they won't allow the charge in my name until ...
Land RegistryGiven that I am selling land without an existing mortgage, freehold and in my sole name is there any good reason why I should not just download the relevant form and do the conveyancing myself?...
Sale/PurchaseMy property was first registered in 1995. My title register contains nothing other than basic details/property address & mortgage.
From sarching the Register of Deeds, the previous owners deeds states:
ALL that messuage or dwellinghouse and garden wi...
Survey sheet showing house looks like it has a tiny box beside house might mean garage...
Land RegistryWe are selling a property which we carried out works on ourselves 5 years ago to knock through two load bearing walls. The buyers Solicitors have asked do we have building regs for the works, I advised no. They have now asked if the works included walls w...
Legal Indemnity InsuranceEveryone in our chain has suceessfully exchanged. However, there is a discepancy in our buyer's financials, meaning that their mortgage is for 535k instead of the agreed 533k. As exchange has happened, are we able to amend the contracts to reflect the hig...
Sale/PurchaseMy house was built in 1931 and is a midterrace consisting of four houses and there are four of these mid terrace blocks next to each other. The original conveyance has a picture of an alleyway running along the back of all the houses leading to a road eit...
DIY ConveyancingWhat are the legal implications in regards his right to stay in property? Or will I have to sell and give him a proportion back?...
Transfers & GiftsASSIGNOR OF A LEAVE SAID THE LEASE WAS UNAVAILABLE...
Landlord & LeasesMy wife and I recently separated. I thought the house was owned as joint tenants but the title deed has the phrase RESTRICTION: No disposition by a sole proprietor or the registered estate (except a trust corporation) under which capital money arises is ...
Land RegistryWe are selling a property that has ground mounted PV solar system. it has been in situ for around 3 years and has just been flagged up on buyers solicitors questions. It is more than 9m2 and consists of 22 standard size panels. Mt question is can we get a...
Legal Indemnity InsuranceWhat official forms do I need for removing my mother and sisters name from a house we jointly own 3 ways. I am paying them the market value so all above board and adding my husband to be joint owner with me. We are cash buyers so no mortgage required. ...
DIY ConveyancingPlease help...
Land RegistryI have a mortgage offer and I’m looking to complete in Nov 2020, however, I have been approached by my old manager for opportunity in his firm, is it best I wait to complete before considering a change it will be higher salary and he would be willing to...
Mortgagesis indemnity insurance bad? does this mean the house could have something wrong with it ? ...
Legal Indemnity InsuranceI have a property which is worth around 1 Million which I do not reside in. I would like my brother or Father to become a joint tenant in the property as my health has deteriorated. The property is not mortgaged, I would like to know if CGT and Inheritanc...
Transfers & Giftsproprietor of charge dead,loan repaid many years ago,no discharge filed at time,no probate or letters of admin.,How can the charge be vacated?...
Land RegistryCan a shared garden be purchased by 1 person if all owners of the houses agree...
Land RegistryI live in Scotland ...
Land RegistryWe've recently had our property converted from a large single house into two smaller dwellings. To do this we received planning permission and arranged for one side of the property to be completely renovated and re-built. The 'new build' has got separate ...
DIY ConveyancingWe are buying a property with an extended garden, the garden has a separate Title Plan to the house. Can the two Title Plans be combined into one?...
Land RegistryMy mother in law owns the deed to a piece of land she bought that already had planning permission. is the planning permission automatically in her name or is this completely separate from the ownership of the land itself?...
Planning & Building RegsWho is responsible to check and register the transfer of titles in a house purchase .. the buyers or sellers solicitor ? When my partner purchased his property there were two titles, only one was transferred into his name ...
Completionwhen we purchased d a new build property from the builder on our title deeds under "protected strip" - means that strip of land (if any) shown on Plan 1 and thereon hatched green and being 6 metres wide and unless the contrary shall be stipulated or be c...
Sale/PurchaseMy neighbour has very kindly moved the boundary fence to give us about a foot wide strip of land so that we can park our car and open the doors on our drive. How do we register this and how much will it cost? I have looked on GOV web site but find the inf...
Transfers & GiftsWe want to purchase a property that has two kitchens. This is making it difficult to find a mortgage provider. How could we go about splitting the title of the property so we could get a mortgage on a property with just one kitchen? Many many thanks for a...
MortgagesMy landlord (housing association) has listed fees of over £2000 for me to sell my flat. Please can you tell me if they are all necessary and if they can charge that much?
- If Network Homes is the managing agent, please note that our Sales Management P...
Elderly couple rent out loft extension to a man for 30 years. Elderly couple have died and man will not vacate premises stating he has a secure tenancy. House is worth £2 million. He has offered £670,000. House has been left to charities. He can lo...
Landlord & LeasesOur land registry clearly shows that the front garden of two teraaced houses is split directly down the middle. Both gardens have front walls and exactly in the middle is a wide opening to the pavement with a front gate. Both parties can walk out the gate...
Legal Indemnity InsuranceHad a loft conversion done in 2004 to building regs at the time but did not get final certification - now selling house and getting a retrospective cert but should it be done to the regs at the time of the build (early 2004) or to current regs?...
Sale/PurchaseMy daughter is currently named on the title deed of the family home.
We are planning to take her name off the title deed (no mortgage)
She then intends to purchase a property with her husband.
Is there any implications of doing this? I understa...
Hi, I own and live in a freehold property in a small estate of 23 houses and 3 blocks of flats. The estate road is adopted by the local authority but the area is covered by a management company to which I pay a small annual fee. The only purpose of the ma...
Land RegistryI'm in the process of buying a house but I can't find any building regulations relating to open plan conservatories.
(An external wall has been knocked down to create the conservatory and there is no separation between it and the house). ...
garage with apartment not got red line around it...
Land RegistryI'm looking at a house and land with possessory title and wondered if it would be possible to sell part of the land to a developer once purchased? ...
Land RegistryHi, I own and live in a freehold property in a small estate of 23 houses and 3 blocks of flats. The estate road is adopted by the local authority but the area is covered by a management company to which I pay a small annual fee. The only purpose of the ma...
Neighbour DisputesMy neighbours declare they bought a piece of my property but we cannot find any such transfer of sale. What proof do they need to provide?...
Land RegistryI own a 1 Tenth share in a plot of land as a director of a Ltd company, i want to transfer my plot to to me Inivisualy, which has been agreed is this a simple process....
Transfers & GiftsI own two bungalows at the end of a close. Bungalow A is rented with 4 acres of Land registered to that property.I live in the other bungalow with part of the land forming part of my garden. I want to apply for a certificate of Lawfulness for a caravan in...
Land RegistryWould you be able to tell me what access rights someone has to/from an unadopted road from their title ?...
Neighbour DisputesI bought from new had conservatory on 2 months after moveing in ...
Landlord & LeasesHas the cost of obtaining a LPE1 Form been passed into legislation...
Landlord & LeasesOur remortgage solicitor has asked us about an old lease on the land registry, we purchase the property 25 years ago and it was never mentioned, is this something I should be worried about or not? Looking through all the old documents including the origin...
Land RegistryWe brought a new build house in the close of 4 new houses. We are no.2 and front onto road leading up to their houses. They have told us that we and no. 1 are not allowed on the road or park our car outside our homes. There is nothing in the deeds to s...
Neighbour DisputesI have agreed the sale of my freehold and mortgage free house to a third party. I am acting for myself in the sale and am not yet seeking to buy another property. Do I need to have in place an ID1 signed by a Solicitor to verify who I am ?...
Sale/PurchaseWhen purchasing our house in 2011 the conveyancing agent recommended we do so as ‘tenants in common’. Now years later, when looking at creating our wills, it appears the relevant box wasn’t ticket and therefore it completed as ‘joint tenants. How ...
Land RegistryThis is preventing us from getting equity release. Can it be removed?...
Land RegistryTHE COUNCIL HAVE TOLD ME I WOULD NEED TO APPLY FOR PLANNING PERMISSION FOR CHANGE OF USE BUT WONT BE GRANTED AS IT IS IN A HOLIDAY ZONE AREA. THE PROPERTY HOWEVER HADN'T BEEN USED AS A GUEST HOUSE SINCE 2013 WHEN I BOUGHT IT...
Land RegistryActing for the lender who has loaned a company funds. The loan is guranteed by the director in his personal capacity against his home address which has nothing to do with the company. Do I have to register this charge at Companies house?...
MortgagesMy husband and I are divorcing and selling our property, but his parents now want to move in as their rental property has fallen through and they cant find anything suitable. If they move in will this affect the sale and will they have a claim on the pro...
Sale/PurchaseThanks in anticipation...
Land RegistryI am selling a property that has a restriction on the proprietorship register 'No disposition by the proprietors of the registered estate is to be registered unless one or more of them makes a statutory declaration or statement of truth, or their conveyan...
Land RegistryM’y Mum required someone on her deeds at the time of purchase . My sister is on the deeds but I am not. Will says 50/50 if my sister dies does this go to her family ? ...
Transfers & Giftswhere do I sign?...
DIY Conveyancingwhat happens if one parent dies before 7 years after gifting?...
Transfers & Giftsgood afternoon, I am looking to purchase a plot of land but have found out that someone has applied to register it using adverse possession. There is also a caution against first registration placed on by the same party. The land is currently unregistered...
Sale/PurchaseFollowing a divorce my ex was awarded the marital home and I signed a TR1 to transfer my share of the property to him. Land registry issued a restriction which required an ST5 to be signed . My ex husband has not signed this so I am having to pay second ...
Land RegistryHello, Iam trying to complete on a house purchase and it has come to light that there is an equity charge prior to the current owners time still on the deeds, current owners purchased 2007 and charge made 2005. Clearly should have been removed 2007. How...
Land RegistryHow do I obtain an Official Copy of the Title Register as opposed to an extract?...
DIY ConveyancingMy parents have said that I can build a house on the land they own next to their house. What do I need to do? ...
Land RegistryThe above was put on the property to not change the colour of the house for three years after the aquisition from thr transferee. It is now nearly 5 years so can i now change the colour. The property is not listed etc...
Land RegistryCan my X change details on land registry without my permission. Even tho she is not on the Deeds...
Land RegistryI already own 30/95 of the property as tenant in common with my daughter, ex-wife and my daughter's ex-boyfriend. I want to "buy out" the ex-boyfriend, thus increasing my equity holding 52.5/95. What transfer form do I use please?...
DIY Conveyancingdo you have a lay out for a certificate of compliance relating to receiving a deed of covenant to positive covenants for land to give the land registry to then allow a transfer of the property and new register...
Land RegistryI already own a 25% share as a "tenant in common" with my daughter, her mum, and her ex. I want to buy out the ex. What forms do I need?...
DIY Conveyancing
Dear team, I have learning difficulties so sorry if anything is not clear. I am hoping that you can help me understand a big tax worry.
My sister and I own a leasehold flat (joint owners, no mortgage). She wants to gift me her 50% share. She and her...
Are you able to advise on problems arising aftr a rebuild of a property and who is liable for these problems? Briefly, my ex-neighbour and co-freeholder applied for planning permission to convert/rebuild his part of the building, which after completion he...
Planning & Building Regscannot open unreg freehold or leasehold contracts.Help....
DIY ConveyancingWhat do I send if asked for a filed plan?...
DIY ConveyancingHas anyone ever come across a Tyneside lease where they have to get a joint insurance policy with the other party they hate the freehold with? Trying to find out if it has to be joint or if I have the option of taking out a single policy. Other party is r...
Landlord & LeasesIs there another process I have to do...
Land RegistryShared ownership sub leaseholder trying to sell but Head leaseholder (Housing association ) is at risk of forfeiture...
Landlord & LeasesPlease can you explain in plan english what this clause means in my Conveyance:
TOGETHER WITH the right of way for all purposes and at all times with or without vehicles and animals for the purchasers and their successors in title the owners or occupiers...
Hello, we recently moved into a property and a small section of our garden was being used by our neighbour. We didn’t realise it was our land until several months after. The neighbour has been using it and thought it was his for the last 13 years. After...
Neighbour DisputesI am in process of purchasing a property, I have a gifted deposit coming from my partner and now the lender is insisting I take out this policy which I will have to, but my solicitor is asking hoe long me and my partner have been together? Is this relevan...
MortgagesHi
I'm looking to sell my property and on re reading my lease I see that I'm not even allowed to put a shelf up without consulting the freeholder, which in this case is Southwark Council. I have over the years put in place 2 x built in wardrobes and cha...
Hello, I am looking to buy a house. I currently own 1% of another house valued at £4000. Will I need to pay 2nd home stamp duty on the house I am buying or is the £4000 share in another house exempt? Thank you....
Land RegistryI have a few questions in regards to transferring a property and buying a new as main residence property.
I currently own a property valued between 360-400k, it has a consent to let, the rental income covers the mortgage.
I am a high income tax payer,...
My parents built an extension on the boundary line some 20 years ago, will this cause an issue if we come to sell the house my dad is in his 80s- we currently own the land next to it with his cousins children but they are being difficult. please advise on...
Planning & Building RegsWe had a main mortgage with Halifax which was paid up in 2013. I addition we also had a small mortgage of £6,000 with Skiptons which was cleared at the same time in 2013. Our title deeds were held in the Halifax deed store for a small retention of the mo...
Land RegistryWhat evidence is required with RX3 form in order to remove a deed of trust/form B restriciton? ...
Land RegistryCurrently going through the legal route in settling an estate following the death of a family number. It was assumed that the house was divided between family members years ago however no documentation can be found to support this. The land registry doesn...
Land RegistryHow do I transfer the deeds of a flat into someone else name ...
DIY ConveyancingLooking for an example of a an overage clause to prevent development of the land subject to a clawback if planning permission is approved
...
another question when doing the land search (os1) box 10 signature does this have to be signed by all legal owners or the applicant submitting to the land registry
in other words
those in box 8 must sign box 10 or is it just those in box 6
than...
I would like to ask you for some help, please.
I live in a flat on the ground floor with my own entrance in Council Housing managed by Pinnacle.I am secure tenant. I sent a letter to Pinnacle asking permission to build a conservatory due to my health con...
A legal easement has been created over unregistered servient land which is unregistered. Land registration protection, seems to suggest that legal easements are overriding and therefore do not need to be registered at the Land Charges Department however i...
Land RegistryAmong my deeds I have found a conveyance dated 1949 confirming the purchase of a parcel of land separate from my property. When searching the Land Registry map, this land has no registration number or boundary shown. How do I establish title to this land?...
Land RegistryHi, I have a property that I live in and I want to purchase a new property to become my main residence, but want to keep my existing one and turn it into a rental property.
My understanding is that there is no SDLT on a gift without consideration, so c...
Hi,
Trying to fill out a FR1 form. I'm confused with panel 16. It's a voluntary application on a freehold with no mortgage. There is no tranfer, lease or charge. It's only to register the property for the first time. I have the deeds.
Thanks...
Looking for a simple contract for the sale of a piece of land behind my property to extend the garden...
DIY Conveyancingsee above ...
DIY ConveyancingOn a simultaneous exchange and completion what is the order of proceedings? Should the whole chain exchange before any completions happen? Or is it that the exchanges can happen in any order but the completions have to start at the bottom of the chain? ...
CompletionThe alley is being sold by the existing owner, a house renovator, who lives elsewhere. Can any new owner alter or interfere in anyway with our R of Ws all are written clearly in our title deeds. There is no mention in the current owners title deeds of h...
Landlord & LeasesMyself and my neighbour swapped a small piece of land to put our garages on Over 30 years ago I am now selling my house I employed a surveyor To draw up a new map for the land registry I have filled in my part TP1 form in I have asked my neighbour to fil...
Land RegistryHello. My mother would like to gift me the family home which is unregistered. Do we need to first register it in her name (voluntary registration) and then transfer it into my name? And at what point in this process would we need to complete a Deed of Gif...
Transfers & GiftsThere is a restriction on a leasehold title in favour of a Management Company. The Management Company have dissolved. What action would you expect the Seller’s Solicitors to take, to resolve this matter?...
Landlord & LeasesMy freehold title absolute has an old underlease which should have been removed when the freehold was bought in 1965 when the lease was merged into the freehold title.The land registry will not delete it the tenant of 1942 died years ago and it has been ...
DIY ConveyancingIs it possible to gift a property that is under leasehold? there is no mortgage on the property. ...
Transfers & GiftsMy ex going to sale the house it's on her sole name .we already divorced.she never work only me work and pay money to her account by cash that time also she she didn't give my belongings at all so now is there any advice for me.can I get anything from the...
Land RegistryI have a freehold title absolute. Freehold was bought in 1965 but there is an old underlease with 10 years to go. the land registry will not take this off automatically as thought they should as it appears they should have cancelled it when the lease was...
DIY ConveyancingI am drafting a contract for the sale of unregistered land. I can find a clause dealing with specified incumbrances for registered land but not for unregistered. Do you have a precedent?...
DIY ConveyancingHi, I am remortgaging and going throgh conveyancing. I had new windows and boiler installed about 5 years ago. I dont have certificate for either of them as the windows were imported from Norway. Can I use indemnity insurance for a remortgage or would a s...
Legal Indemnity InsuranceI would like to know which side of the fence is mine...
Planning & Building RegsAn Access Agreement was granted over the property I now own for the neighboring property, All originally owned by one person.
The agreement was registered in 2002 on a TP1 Form when the neighbors land was sold and 1st registered and the agreement shows ...
I am carrying out a transfer of equity background: my mother gifted me a quarter of her house in 2016, however this is hampering my purchase of a property for myself and family due to the rules of forces help to buy (FHTB) rules. Currently makes me ine...
DIY ConveyancingI'm being made by ( my estranged husband agreeing to a single remortgage with santander) forced to sign over my ENTITLMENT by a TR1 and RX 3 form and all rights and equity because the offer they made to him is running out and he feels hell not get another...
DIY ConveyancingShould an overriding interest created in 2002 have been noted on the first registration title in 2004 or even subsequently on a new owner transfer in 2011
if not is the agreement Binding? ...
I have converted a property from 1 bed to 2 beds
...
My parents are joint owners of their property (no mortgage). My dad has dementia. My mum would like my brother and I to be added to the title deeds. Can this be done without my dad's consent?...
Land RegistryMy register of title has a restriction on section B: title absolute: (No disposition of the registered estate by
the proprietor of the registered estate is to be registered without a
written consent signed by the proprietor for the time being of the
Ch...
If a single plot is subdivided into several houses all next to each other with the same postcode, does each purchase need to get separate searches if a single solicitor/conveyancer is working on the purchases (although for different end clients)? Can they...
SearchesWhat does this mean please? The land is subject to the rights granted by a Transfer of
The Limes dated 9 March 2006 made between (1) John Joseph Boyd and
Elizabeth Ann Boyd and (2) Colin David Harbach and Pamela Dawn Harbach....
I am buying a house that is in probate and the deceased person used the address as 5heur registered business address. The company is being wound up but should I wait until this is completed before I exchanged contracts?...
Sale/PurchaseI am not sure you are the right people to ask but is it possible to sell a house before the (accepted) claim for subsidence has been completed or do we have to hve the building returned to stability before selling?...
Sale/PurchaseIf i brought a house in December 2008, then transferred it to my wife in June 2011. She then sells it 2020 what value for CGT does she enter for transfer date (06-2011)....
Transfers & GiftsI paid for a 1 month subscription yesterday and have been trying to access your forms but keep on being prompted to pay. Are the conveyancing forms included in the membership fee or not?...
DIY ConveyancingOur property title says we have a garage but we can't find it....
Neighbour DisputesMy sister and I own 50% of our late father's property. We are named under a restriction but we are both moving - how will we be found when our step-mother passes and we are due that 50%? We are not in contact with her but one of us holds a copy of the T...
Sale/PurchaseAs above ...
Planning & Building RegsHow do I cancell a One month subcribtion....
DIY Conveyancingi've got one month subscribtion, why am i still asked to pay a fee to dowload a document...
DIY Conveyancingparents divorced in 1995. the court required my father to commit to an undertaking that he would leave his interest in his will to his 3 children . he placed a charge on the house for his 20%. He died but had not left his share to his children in his will...
Land RegistryThe small bit of road I have to use to drive away from my house is owned by a neighbour with right of access for myself, visitors and tradesmen and has not been a problem during the 40 odd years I have lived here. The owner's house is now being sold and ...
Land RegistryI’m buying a house which was converted from a village hall planning was granted on condition it had 2 off street parking it doesn’t have the parking on the deeds this was 12 years ago can the planning dept stop occupation ...
Planning & Building RegsWe bought a property recently, among 4 family members each owning 25% of ownership. I no longer want to be part of this ownership and gift my share, we have bought the property in January this year. what is the easiest way to do this? Will remortgaging ne...
Transfers & GiftsCan a house be rented out if the ground and first floor extensions don’t have building regulation certificates?
Planning permission was granted and work was undertaken 15 years ago...
If I purchase a contract for the sale of registered land (National Conditions of Sale 5th Edit.) as a single document, can you please confirm that it will be received in a format which allows me to readily edit and insert the appropriate content relevant ...
DIY ConveyancingWe have obtained planning consent to convert an outbuilding to a dwelling and wish to split the title. Can the land registry levy a charge on the uplift of value ....
Land RegistryHi, I have some charges on the charges register against my property. I am thinking of selling. As such how do i find out the amount of the charges. Furthermore these are over 8 years old. Will these be enforced on sale?...
Sale/PurchaseIf I purchase a plot of Land from a Seller who has Registered the whole, is the new plot then classed as Unregistered? ...
Land RegistryI arranged under this legislation to have my freeholder buy my Leasehold flat as soon as tenants voted yes for this company acting as an authority,took over three East India estates, to run as a social housing landlord,as Leaseholders could not vote.
Wha...
WE would like to replace our windows with cream instead of the brown that we have. we have been told we dont need planning and can replace like for like. our neighbour said we have to have brown and keep the lead. |We wanted clear glass. ?...
Planning & Building RegsThe LA placed a charge against the house [jointly owned by me & Father] in 2007 shortly before my Father died while I was pursuing a NHS Continuing Care case.
If I sell the house, how much will a conveyancer charge me to discharge the charge with the LA...
We are a group of 5 residents There is a parcel of land situated across the road in front of our properties this land is currently under one single land title. We want to purchase our individual plots and register a new title for each. plots have been mea...
DIY ConveyancingI own a house in my name. Value of house is £310k and outstanding mortgage is £160k. My wife lives in the house with me and she completes the sale of her house in 4 days. We wish to use some of the net proceeds from her sale to pay off the mortgage on m...
DIY ConveyancingHi how can I tell what exactly are the rights reserved by a conveyance of land in the title dated 1948 actually are? Is it legally enforceable? It is a end terraced cottage, originally access to the rear of the terraces was via each end but the end cottag...
DIY ConveyancingHi a good family friend has gifted me a small piece of land with a barn on and I believe we need to do a transfer of deed we are looking for a solicitor to help us is this something you can do we are based in Pembrokeshire South Wales ? ...
Land RegistryWhen I purchased my bungalow which was a new build the builder kept ownership of the drive and gave myself and one neighbor the rights to use it .As the builder has never used the drive and there is no access to anything else can we claim ownership as we ...
Planning & Building RegsHave signed missives on new build 2 weeks before lock down mortgage offer agreed and valid until August 12th moving in date 12th July , lockdown occurred house will not be ready until at least late September , doubt will get mortgage extension as mortgage...
CompletionThere is no conflict with neighbours but we want to change it ...
Neighbour Disputesneighbour smoking/dealing/supplying smell in my house next door overwhelming from 9am till 11pm affecting my health developed a cough. can I get it stopped....
Neighbour DisputesSo purchasers solicitor says he cannot advise his client to buy my house with this and I must contaqct the land registry to hve it removedc. Spoke to Land Registry they say, as I thought, you cannot have it removed as it has not expired. So is the answer ...
Land RegistryHi I am trying to sell my leasehold maisonette, which occupies the first and second floss of a converted house. The ground floor flat is owned by the freeholder with no lease in place. Our buyers solicitor says this arrangement, along with various other p...
Legal Indemnity InsuranceHi. I current own two properties, one is jointly owned with my mum and the second property is my main residence. I am considering moving from my current property but I am aware I will have stamp duty to pay again, with the additional 3%.
If I transferred...
divorced in 2017 home transferred solely into my name, court order (2017) gave a charge to my ex, I am now selling as he broke our maintenance agreement, only to find he never registered his charge, do I still have to pay him?...
Land RegistryIf I gift my sibling half of the house we have shared for decades, will either of us have to pay Capital_Gains_Tax or Stamp_Duty ?...
Transfers & GiftsI'm in abit of dilemma and needs advise. I'm supposed to have completed my move today but the removal company rang half way and said there was a fault with the wagon and will need to deliver some other time. The problem is now I've realised I have no offi...
CompletionIs it possible to purchase a right to buy property with a business loan?...
Sale/PurchaseIf a friend and I purchase a buy-to-let residential property through a limited company, would we still be deemed "first-time buyers" for stamp duty purposes when we come to buy our own residential properties in the future? And how can we be sure that advi...
Sale/PurchaseI am separated from my spouse and am in the early stages of divorce. I wish to buy a new property with my new partner which will be our main residence. I still own a property with my x- spouse which will be sold. What level of stamp duty am I expected to ...
Sale/PurchaseHi,
My mother is looking to gift her inherited property to me. I want to accept this gift into a limited company. Can you please advice on the process and fees involved. ...
An interesting question.
I bought a flat in 2014. The original leaseholder had not paid ground rent since the development was built, because the freeholder never demanded payment, so there was no debt. Freehold was sold to a new company. They demanded fr...
In 1999 my mum wanted to buy a house but didn't have enough money so my sister and I each supplied one sixth of the purchase price. The house was registered in my name and my sisters name only.This was to protect our investment if the house had to be sold...
Transfers & GiftsMy son wants to transfer his house to me without any money being involved...
Transfers & GiftsHi, we purchased our freehold from a holding company in 2018 without using a solicitor. We paid for the freehold and received back both copies of TP1 from them but dis not realise these should then have been forwarded to Land Registry along with AP1. Wil...
Land RegistryI was made bankrupt 7 years ago, lived out of the uk but I’ve been sold a house which I can buy cash, do I need the searches ...
Bankruptcy/InsolvencyCan my income drawdown pension pot be considered in my overall income to get a mortgage on a second property?...
Mortgagesis there anything legal that can be done to make him return it or can the information be got by another way ie local council? Thanks...
Landlord & LeasesI own 8 acres of agricultural land and want to transfer a 1 acre plot to my son's name. The land is worth about £5,000. He will apply for permission on the plot for 4 houses once in his name. If he succeeds, will I be responsible for any retrospective ca...
Land RegistryI have lived in a house 14 years and never asked for Rentcharge. I am now remortgaging and the lender is insistent I take out an indemnity policy? Can i still be asked for the Rentcharge even after the 12 year time has elapsed?...
Land RegistryI am divorcing and have consent order in place - we have agreed that I will transfer a property from my sole name to my soon to be ex husbands sole name. There is no outstanding mortgage and property is leashold with about 155 yrs left. I am told I can do...
Transfers & GiftsHi, i would like to sell my Buy- to - Let property to purchase a residential property for my self. the property has gained in value since i bought it. will i have to pay CGT on this. is there anything that i can do to save on this amount...
Sale/PurchaseWe want to buy a property with our son (3 way ownership). We would be cash buyers for two thirds of the price and our son would have a mortgage for one third of the price. Is this straight forward and possible....
Sale/PurchaseIf I buy a property and transfer 50% equity to my son in two years time would this be classed as a gift of transfer...
Transfers & Giftsmy original conveyancing document confirmed 2 allocated parking spaces at time of purchase how do i prove this...
SearchesCan I send a land registry form PX4 for my solicitor to fill and remove the charge. ...
Sale/PurchaseI am in the process of remortgaging my property, the bank solicitor has confirmed there is a bankruptcy notice in the name of the previous owner on the deeds. I cannot proceed with my remortgage until this is removed. How can i get this removed?...
Bankruptcy/InsolvencyIf I built a house for what reason would I have to live in it for at least a year before I sold it?
...
I am a joint executor of a estate where one of the properties is a leasehold appartment. both myself and the other executor had our names put onto the lease. the other executor has sold the property without telling me. should I have been consulted I have ...
Landlord & LeasesWhat would be the process and cost of a simple transfer of a freehold house no mortgage in my sole name to my brother via a tr1 and ap1. How would the id check be carried out due to the current coronavirus situation and the fact that I am shielding. Tha...
Transfers & GiftsIs there a way to force a beneficiary to do probate/letters of administration?...
Land RegistryI'm purchasing a property which has turned out has a 2nd deed for the garage/garden. The solicitor fees have increased by £450 and i have affordability issues. The seller won't reduce so will be withdrawing from the sale. I will still incur costs, would ...
Sale/PurchaseRe rentcharges on a freehold property. The property is outlined in red and numbered 17
"NOTE 3: There are excepted from the effect of registration all estates
rights and interests affecting or in derogation of the title of the
transferees to grant the...
Hi, I have beneficial interest in a property (I inherited a share of the property, along with the legal owner). I am not listed as owner in the register, however I have a restriction in my favour. The legal owner is selling the house, please can you advis...
DIY ConveyancingI bought my house 15 year ago and the land at the bottom of the garden has a big bank then the land beyond that goes for about another 3 hundred yards.my neighbour says who ever lived here before sold this land too her father. since we moved in 15 year ag...
Transfers & GiftsWhich lender will lend against two properties one deed or how does the vendor obtain deed for 2nd property which is two storey no bathroom or kitchen but water and electricity ...
MortgagesWe have a picket fence at the front of our property, the posts are on our side of the boundary and the front face of the picket fence is the boundary line (as agreed with a land surveyor). The plans have no T or H marks on any of the boundary fences so I ...
Land RegistryIm looking to have free initial advise or aska question regarding property purchase ...
Sale/PurchaseI have recently sold my flat subject to contract but the solicitor has found that the below flats title deeds arent correct and need amended which will effect my sale. Sadly while the owner was in the process of sorting this he has passed away. Is there a...
Land RegistryCan I add a name to my freehold purchase at the same time as completion?...
MortgagesHello,
My 2 brothers and I have placed a restriction on a property in our favour years ago. We now wish to withdraw a restriction, however my brothers are not in the country. I have a power of attorney for them. Can I sign on their behalf in the 'Consent...
A new house built circa 2006 had 'full plans building control approval' and the local authority building control department carried out most of the site inspections including foundations, drainage, damp courses etc. but were never called back to carryout ...
Sale/PurchaseMy house is one of three which share a driveway and each has an allocated parking space, then there is a visitor marked parking bay which has been commonly agreed to be mine to use by the 3 house owners but now I wish to make this a permanent change so th...
Land RegistryWe own a one bedroom flat in a converted house. We recently discover that the freeholder of the property had made changes to the demise moving a stair case. While this Is not an issue for us the freeholder has not regularised the lease plan for our flat t...
Landlord & LeasesI have extended a property with planning permission for an extension and now wish to separate the title on the land to create two separate titles. The property has a mortgage of 150,000 and is valued at 500,000. Is this possible ? ...
Land RegistryWhat do I need to do to transfer a freehold...
Transfers & Giftsstatement of truth required for remortgage...
MortgagesI bought my flat from the council I have the only entrance to the loft through my flat I was never told before buying it that it wasn't mine the previous tenant floored the loft moved beams without permission but I did get it done up and there are two vel...
Sale/Purchasehow many days the land register will take to change my name in the deeds
...
Our searches have expired due to delays on completion of new build. Solicitors have advised they can re apply or we take out an indemnity policy. We ste not sure which to do ...
Land RegistryI sold some land and the buyer is claiming more than I was selling.
The plan I obtained from land registry was the first time I saw it. Apparently the first map submitted was not accepted (it had been altered, defaced and scribbled on) As I have discover...
If a CH1 form dated 2004 was not sent to land registry can the charge still be acted on ...
Land Registrypurchasing the freehold on my leasehold property, who has to send the completed TP1 form to the Land Registry, me or the existing freeholder?...
Land RegistryHi,
My parents have just purchased their council house and want to transfer it to me.
- is this allowed?
- do they have to own it for a certain length of time to remortgage?
- will they have to pay back some of the discount they got as it is before ...
Our builder has started work on a permitted building one room extension on the back of our bungalow. We have just realised that neither him or i have done anything to do with building regs, what are my options now the work has started....
Planning & Building RegsI have 'Title Absolute' on my property;In the 'charges' section it states that a bank is the "Proprietor'.My mortgage is long settled (A decade)so why does the bank still have 'Proprietor' against the property?...
Land RegistryMyself and neighbours have bought our houses from the council, new mapping took place which has given my neighbours a shared path underneath our roof part of my loft space is included in this, all along the council said that the loft space would be mine b...
Land RegistryThink an LPE1 is only valid 6 years from date of signing. Is this correct....
Landlord & LeasesHello
My parents have their second home with a large side plot of land which I was granted by the planning department to build a house on its half way through the build and I’m wondering how I have the land /deeds for my half (where the house is built)...
If we have a covenant on our house can we forego doing a retrospective buildings regs on removal of load bearing wall? I understand if we didn't sell for 20 years or more, not even mortgage companies would have an issue, but worried about covenant and cau...
Planning & Building RegsThank you for all your advice on DIY conveyancing. Do you have a certificate of compliance template/example I could see?...
DIY ConveyancingI would greatly appreciate some advice regarding how to manage my property.
The property is a new build leasehold flat in Sale M33 7JW recently valued at £185-190K and was bought 2 years ago using a 20% loan from the Help to Buy scheme.
At the momen...
How do I complete the 'Panel 5' on the OC1 form? I am only completing this form in order to update my new private address on an existing registry for my sub-leased flat. What is the key number? It is indicated that this 'Panel' must be completed. A solic...
Land Registry10 years ago I bought a flat with a lease that expires in August 2081. I recently found out that the management company that owned the lease had been set up under “collective enfranchisement”. I also found out that a previous owner of my flat owns a s...
Landlord & LeasesHi I am in the process of buying a farm with the intent of creating a 1acre pond/lake but there is a restrictive covenant in place on the land stating that the previous owner has minerial rights, in this situation if I dug a lake and kept the spoil on sit...
Land RegistryCan I swop garages with my neighbor as his garage backs onto my garden?...
Transfers & Giftsi am in process of selling my house im told probate is difficult after 8 years...
Land RegistryWe are the owners of a strip of woodland, and there are six other properties which also own strips of this woodland. However there is one strip, adjacent to our property, which does not appear to be registered and no one is accepting ownership. We would...
DIY ConveyancingWhose responsibility is it to fill up LPE1 form...
Landlord & LeasesWhose responsibility is it to fill up the LPE2 form and should the solicitor fill up the form on his own accord or should be advised by someone...
Landlord & LeasesI own a home and have a mortgage on that home. If i wanted to add someone to the deed as a tenant in common, how does this effect the mortgage? Note: The person wouldn't be on the mortgage....
Land RegistryRestrictive covenant on a new build house we are buying states, we are "Not permitted to hard landscape any areas of the garden which are soft landscaped". The developer only provides two block paving slabs in the rear garden. So this would prevent us fro...
Land RegistryHi, My partner and I are thinking of buying a property around Cambridge. However, the property has a separate piece of land attached to the band with a 'buy back clause in favour of ____(a particular individual)'. This individual is not the person who cur...
Sale/PurchaseThe house I live in, has me and my husband name aswell as our oldest son name on it. I want this changed to have only mine and my husbands name only.
Is this done via a AP1 form?...
If a company that has the company number on the wrong deeds are they entiltialled to the property...
Land RegistryHi, I am in the process of re-mortgaging and the Land Registry search has come back with the following: B4 - (10.03.2010) RESTRICTION: No disposition by a sole proprietor of the registered estate (except a trust corporation) under which capital money aris...
Land RegistryHello. We purchased a freehold house 4 years ago with a restrictive covenant preventing us from keeping poultry or livestock. We would like to have 3 pet chickens in our garden. Is it possible that this covenant could be lifted for a reasonable charge or ...
DIY ConveyancingI own a 50% share of a property along with 50% owned by a housing association. How can I find out if I have a 'tenants in common' agreement with them, please? My lease doesn't seem to detail anything about this and when asking the housing association, th...
SearchesThis relates to the grant of an easement...
Land RegistryI had a lodge built on a holiday park which was registered freehold.New owners changed the boundaries when they added further properties. They promised to rectify the deeds but after 10 years have not done so.It is now proving difficult to sell the proper...
Planning & Building RegsWanting to buy a flat but the deeds are in black and white.no colour markings around garden area just edged in black ...
Land RegistryWhat are rights of maintenance?...
DIY ConveyancingHello. I want to add my two brothers to the land register for my home in England. If I do so and then I die, will the property still be subjected to inheritance tax?...
Land Registrywe want to sepperate the main house and the annex ,so annex has own legel title...
Planning & Building RegsThere is a Form K Restriction on my property in relation to a Court Order - my ex husband's debt. House is now in my sole name following Consent Order. Land Registry say they can't remove it even though my ex has no legal or beneficial interest in the p...
Land RegistryI and the other leaseholders in my building have been served a section 5A notice offering us the freehold. This fact is great, the premium figure acceptable and the terms are fine. The problem is that my flat's notice has been addressed to the previous ow...
Landlord & LeasesHi, please help me, i really need to know the answer but can't afford a solicitor right now. I got divorced but didn't agree a financial settlement, we own a house jointly with a mortgage. I am going to sever the joint tenancy. My question is, can we agre...
Transfers & GiftsWhen we bought our house we were issued with a TP1 which amongst other things showed the land which we would have to contribute towards the cost of maintaining. It also stated that on completion of the estate the land would be transferred to a company wh...
Land RegistryDoes a TP1 with a restriction/rights agreement have to be registered on both affected properties title deeds? and if so will it show on the official title deeds of each property? ...
Land RegistryTr1 has been sent to remove my name from marital home, but I am wondering can I pull out, I am waiting for an ID1 form, if I dont fill this in will the process collapse? ...
DIY ConveyancingI own a house and garden, but included in the title is a small area of land (not attached to house and garden) which currently has a forfeit lease on it. (I own the freehold of the patch of land). There are issues around removing the lease - which caused ...
Land RegistryPorch is 5m2, installed in 2004. Should i have got planning permission?...
Planning & Building RegsIf I become a member and there are things I do do not understand in the process of the transfer of equity.is it possible for me to ask for help with it....
DIY ConveyancingParking
5. The right to park one car that is owned by the Transferee only in one of the spaces in the area hatched black on the plan until such time that the Transferor serves notice in writing on the Transferee that the land hatched black is to be devel...
My wife has died and we jointly owned the house. Her will transfers 50% to a trust...
Land RegistryBought a house in 1994 with my husband. We later divorced and I bought him out and took on the motgage in my sole name which has now finished. Lender has now sent me charge certificate which still has my ex husbands name on. Do I need to do anything?...
Land RegistryWhat can a buyer do if proprietorship found not shown in the official land registry after 10 months of the completion date?...
Sale/PurchaseI purchased half the boundry hedge between my property and the adjoining field from the owner in order to widen my driveway. We made out a letter between ourselves and signed it, with details of price, date and names on it but we didnt put it on our deeds...
Land RegistryI had a load bearing wall removed in my house 10 years ago. My builder correctly filed with local authority all forms and I still have the plans and calculations for the beams that were used. I vaguely remember the beam when in place being inspected. But ...
Planning & Building RegsHi can anyone help
Parents left house to myself and sibling Brought brother out so property is in my name only eg I own it
Now in middle of Selling house & just found out that my old solicitor never took his name off as a trustee on deeds-land registe...
I am a freeholder/landlord and my leaseholder is selling her flat. I have agreed to extend her lease for a fee plus increase in ground rent. Her solicitor has sent me the LPE1 form to complete but nothing with regards to extend the lease. I'm thinking the...
DIY ConveyancingHi,
I gifted my son the deposit on his house and signed a document to say that this does not need to repaid. I was wondering is there a legal document that will state that the loan will only be repaid back on sale of the property?...
Could it be shared Freehold or would this be detailed on the deed? A surveyor has visited the property and suggested that it is a leasehold tenure or shared Freehold, however the deeds do not state this. It states it is Freehold ...
MortgagesMine is possibly an unusual but hopefully simple case...
DIY ConveyancingHello.
Our local housing association are planning to build an 8m high dwelling on there land at the bottom of our garden and have denied us access to the adjoining land but for a fee of £102 per annum would allow us access. Our Land Registry states we g...
hi, I am investigating a fraudulent inter family transaction Property was transferred from parents to company owned by my half brother. solicitor has since been struck off. transfer was dated 26/11/2004 and a mortgage was drawn down exactly a week after t...
MortgagesHi should an RX1 form be submitted in order to protect my beneficial interest in my flat I have been paying deposit, mortgage service charge, ground rent and all bills, repairs etc for the past 9 years?...
Land RegistryHi, I was wondering if it is possible to waive an exchange deposit?...
Transfers & GiftsMy ex wife has remarried and now has a different surname from the registration. On form TR1, part 4, transferor - which surname do I use for her?. Name as per registration or new married name....
Transfers & GiftsWhat would it cost to extend a lease on a shared freehold flat with 4 directors to the Freehold company....
Land RegistryI have a long term contact that wishes to move in to the property on the rent a room scheme, pay rent and then purchase the property while in situ. They are waiting for their employment probation period to end to secure a mortgage to enable them to buy t...
Sale/PurchaseHow can I find out if the property I am purchasing is affected by Chancel liability?...
Legal Indemnity Insurancethere is no house number on the demise on title plan and no house numbers anywhere else on the road on the title plan, to enable us to count houses and check demise is in the right place as shown. The title plan does have same title number as land registr...
Land RegistryI have a detached garage at the rear of my garden which I would like to sell. How do I go about registering it separately at the Land Registry so that I can sell it as freehold?...
Land RegistryMy land registry states that i have access to ajoining land: the right with workmen and others and with ladders and other equipment at reasonable times and on reasonable previous notice being given to the owners and occupiers therefor to enter the adjoini...
Land Registrymy father passed away 2012 and is assets whent to his wife,
my mother transferred the house to me and my wife in 2013 are names are on the deeds but she passed away 2019 dose the house still belong to use ? ...
I wanted the up to date TA6 law society property Information Form -can you asend this?...
Sale/PurchaseI live in a new build estate which is part of a bigger bit of land owned by the developer. I am a director of the management company and after asking was supplied with a TP1 for the communal land within and around the estate. I initially received an incom...
Land RegistryLooking at purchasing a House that has an Agricultural Lien on it. The property has not been used for the last 10years plus due to it having a lien on it. Is there any way i can get this removed so i can get a clear title?
... Sale/PurchaseWhat does the following mean in plain English please? The property is freehold but there is this entry on the charges register. "Reserving out of this demise the passage of water and soil front the neighbouring lands of the Lessors and their tenants an...
Landlord & LeasesMy neighbour's bedroom overhangs my ground floor toilet. She has discovered a damp patch which is caused by water seeping through poor brickwork on the exterior wall outside her bedroom. I currently don't have damp in my toilet. She would need to acces...
Neighbour DisputesI have just found out that my property is not registered (I bought it in 1962) I would like to register it, would this be a voluntary registration? If it is voluntary, do I need to send proof of ID with my application. Are there reduced fees for volunt...
Land RegistryI’m planning to buy a property with cash. Most of the money is from my own savings, and a portion will be a loan from a relative. What proof do I need to supply that my funds are legitimate?...
Sale/PurchaseHi there. I'm currently in the process of negotiations for the purchase of a freehold so that I may be able to (with the joint authority of my fellow lessees) be able to perform some alterations on my flat. One of the lessees is stipulating that in ord...
Landlord & LeasesI am purchasing a leasehold with the following ground rent clause: 125 year lease, 93 years left. Current ground rent = £350p/a (currently 0.1% of property value) Increases every 25 years either by doubling itself or by 0.1% of the property market val...
MortgagesMy parents are looking to release equity from their property. The mortgage is paid but there is a small secured loan against the property. Would it be possible for me to mortgage the property if they sign it over to me? Is this a better/ or even viable...
MortgagesI would like to purchase a property with my son. I will provide the majority of the purchase price 76 percent deposit and we will then jointly apply for the remaking sum as a mortgage. My question is, can I draw up a will or agreement deed to leave my ...
Sale/PurchaseMy soon to be ex husband sold his share of the marital home a few years ago, now we are divorcing, can he make a claim for a share of my half? Will my share be viewed as marital assets?...
Land RegistryI’m currently trying to renew the lease on my ground floor flat and the solicitors fees are horrific, my dad is the freeholder and owner of the top flat, he has offered to give this too me, what do we need to do for this to complete without the expen...
Landlord & LeasesI need to register my lease with land registry how do I go about doing this and what documents would I need
... Land RegistryI could also use Form LL, but Form A seems more relevant and simpler because the court order creates a trust implicitly.
... Land Registryif I request a copy of TR1 from Land Registry, will it give me a full copy including % of shares to each the respective tenants in common?
... Land RegistryWe bought property together as joint owners, Husband sold his interest in said property to his father for fair market value and it was then tenants in common. We are now getting divorced, can my husband still make a claim for a share in my half?...
Land RegistryMe and my brother inherited two properties from our grandparents 6 years ago. At the time before there deaths when the wills were being made out I was young and very reckless so I wanted both properties put into my brothers name and my share held in tr...
Land RegistryHi there,i bought a downstairs freehold flat 5 yrs ago.Took me two years to know the owner of upstairs owns the upstairs flat.They refuse to communicate with me,ive had nothing off them and ive suffered with bad damp.She keeps saying a friend wants to buy...
Landlord & LeasesMy wife owns an investment property but we are remortgaging and at the same time considering a Transfer of Equity whereby my wife gifts me 50% of the property for no consideration and we then have a joint mortgage. The existing mortgage on the property...
Transfers & GiftsDO I NEED TO RENEW LAND CHARGES SEARCH PRE-COMPLETION ON UNREGISTERED LAND
... Land RegistryHi
I am in the process of selling a property and it has come to light that the bottom half of my garden is on a separate deed and is still in previous owners names (these were the previous owners to who I bought off!). The couple have been sent forms to...
Hi I own 50% of property as tenant in common. I want to transfer 25% to my wife. Do I use form TR1 or TP1? And do I submit !D1 for new owner only or both of us? thanks D
... Land Registryhello guys really needing some advice 2009 i had car accident very serious one, i was deemed to be liable and had a ccj for 34k years later a interim charging order was put on my property, i went bank rupt 5th nov, final charging order as 3 days later but...
Land RegistryI am selling a leasehold flat and I have been asked to pay £185 for the contingent buildings insurance indemnity - why do I have to buy this and not the buyer?...
Legal Indemnity InsuranceI am so confused.
... Land RegistryHi all I am trying to remortgage my (leasehold) house and, when requesting a certificate of compliance from the landlord, the lender's solicitor came across a restriction registered against the property title that is preventing them from moving forward...
Land RegistryI am hoping to downsize and purchase a property in Southsea, Portsmouth using the equity in my current home in Bishops Waltham, Hants, to apply for a mortgage to purchase a flat. I have no mortgage on my current home. A mortgage broker has told me that...
DIY ConveyancingAny advice on assent of title please
... Transfers & GiftsI have planning permission and employed a private building reg company. When the builder finished we found he hadn’t got the stages approved?
... Planning & Building RegsHow can I find out if the previous owner of the property I bought purchased the leasehold? I have lived in my current property for 12 years and never paid ground rent, speaking to my neighbour who has lived in the property next door for at least 40 yea...
DIY Conveyancingcan i transfer £26k to my ex for the house sale
... MortgagesWhat can i do if i need to obtain a certificate of compliance to sell my flat but the management company are refusing to issue one? The freeholder is at this time in liquidation as I understand and there is an ongoing dispute over a section 146 notice ...
Land RegistryMy brother purchased a property with his girlfriend approx 17 years ago. They both contributed the same deposit and owned it 50/50.In 2011 they sold the flat to buy a house.They purchased the house in tenancy in common. The equity from the flat was tra...
Sale/PurchaseI’m looking to buy a new build house. The property is accessed by a private non adopted road with a turning area adjacent. However the conveyance drawing doesn’t show the turning area. The area in question is shown as part of the neighbouring drive...
Planning & Building RegsHow do I proceed
... Land RegistryPlease provide a quote with the draft wording!
... Sale/PurchaseWe are being gifted land next to our house do we need a solicitor
... Transfers & GiftsI recently transferred a mortgage-free property to my stepson on the basis that he was my real son. Can this be reversed?...
Transfers & GiftsI currently own a property which my mother loves in. I helped her buy the property over 25 years ago when she separated from my dad. I would like my sister to benefit from the property as my mum paid off the mortgage. However, my sister is a controllin...
Transfers & GiftsThe previous trustees are located in guernsey. They provided a TR1. When this was lodged with land registry, it was rejected because it was defective as it did not have the attestation on the face of it being executed as a deed by the retiring trustees...
Land RegistryHello, I am looking at buying a property but the Land Registry Title contains 2 Restrictions in section B, 1 in favour of The Bank of Ireland needing their written permission to register a a disposition. The other requiring a signed cert. from Santande...
Sale/PurchaseI'm selling my house, there is a water main under the house. The buyer would like a search done on the water main. What does this mean and how do I do it? Thank you for your help. regards Curly
... Sale/Purchasewhy has a house sold in august 2019 not appeared on land registry
... Land RegistryI wish to sell my home, I built a single storey kitchen extension without planning, where do I stand?
... Sale/PurchaseI built a single storey extension without planning, where do I stand?
... Sale/PurchaseWhat's the minimum age a child can be before you can transfer house deeds to them
... Land Registry
...
My seller's application for registration was submitted but cancelled as they are still awaiting the certificate of compliance from the Managing Agent. It is freehold property with a managing agent. Upon receipt, they will resubmit for registration. Onc...
Land RegistrySelling my property, which we have had for over 14 years, neither we nor the previous owners (of 25 years) have ever had to pay land rent as per an old covenant found via the land registry dating back to the 1800's. I am told I need to take out indemni...
Legal Indemnity InsuranceReally worried, advise would be very welcome, I purchased a property and there was no disposition registered on it regarding right of way for next door. My seller signed no to any rights of way on the property TA 6 form. I have the TA1 transfer form, no a...
CompletionMy partner and I are purchasing a new-build house. I am a first time buyer, but my partner has inherited parts (roughly 20 percent each) of three properties in her native Bulgaria. As we understand it, if the total value of the properties owned is less...
Sale/PurchaseHi i am a british citizen residing in uk i have a council house which i purchased on discount on 2014 and made a contract with council for 10 years the estate lease registered on my name well as per contract with the council i need permission if i want...
Transfers & GiftsIf Restrictions Cautions or Notices Fees have been paid does that mean that the cautions have been lifted?
... Land RegistryHello I bought a freehold house with my brother and when we tried to claim the extra stamp duty back because we sold a property we inherited from our brother. When we filled a form in online to the tax department they said my name wasn’t on the deeds...
Land RegistryHi, I’ve provided copies of my credit cards statements to my solicitor in paying off my debts as part of the remortgage but do they need the original? I have a paperless account. What else can I do?
... MortgagesI want to pay my help to buy loan. How do I proceeds?
... Sale/PurchaseMy solicitors are awaiting an apportionment statement before completion. Do they need it for exchange?
... CompletionHi , we bought a freehold house in 2010 and completed a TR1 form to document our relative share in the house ( deed of covenant 85/15). I now wish to buy my partner out and the solicitors have said there is a restriction on a TP1 form dating back to 20...
Land RegistryHi I bought my property in 2007 an it had a fence around a piece of land at the side of the property joined of my back garden the fence had been there for years before I acquired the property the estate agents showed my around it now 12years later I ha...
Land RegistryI purchased a property for 385K with a girlfriend with a 63.4K deposit from myself and a 32.9k from her with a 50/50 mortgage of 288.7K or 144.3K each. We worked out that adding each parties share of mortgage lability to our contributions equated to are p...
Land RegistryMy wife and I wish to gift a mortgage free, freehold property to our daughter. What will be the average cost?
... Transfers & GiftsHello My partner is selling his marital home with his ex wife and we have found another property to buy. We understand we will have to pay an additional stamp duty and that we can claim it back. How easy is it to get the additional back?
... Sale/PurchaseWe are in the very final stages of selling our property and have just been informed that our buyer's lender will not proceed with a doubling ground rent clause so need us to have the deed varied as in the title of my question. Our freeholders are Persi...
Landlord & LeasesI would be very grateful if you could like me know which Land Registry form I should complete to place an Interim and Final Charge on a property - ordered by the Central Family Court as a result of non payment of child maintenance. ...
DIY ConveyancingI have a mortgage on a property in my sole name. The property is mortgaged and I want to add my wife as a joint owner? Is DIY conveyancing doable?...
DIY ConveyancingWe are in the process of selling our property and the buyers solicitor has noticed that sections 11 & 12 are missing on TP1 that our solicitor sent to them We dont seem to have the original is this a problem. Can the solicitor obtain a new copy
... Land RegistryMy partner is re-mortgaging and in the process removing ex from deeds by means of a transfer of equity. The ex is happy to be removed from mortgage and expects not money (re-married). Does the ex or my partner have to pay Capital Gains tax ? (SDLT not ...
Transfers & GiftsMy ex got a loan whilst not with me and apparently did not pay it. Because his name is still on the mortgage back in 2012 a restriction was added to land registry so when my partner now tried to take over the mortgage we were not able to. My ex has no ...
Land RegistryI am gifting my home to my daughter. Can I put a condition in Panel 11 of TR1 that if my daughter dies without any children then the property must be returned to me and/or to my two sisters who brought up my daughter, if we are still alive?...
Land RegistryMy husband and I own our house outright. I put in lots of equity and we had a paper explaining I own 75% and he owns 25%.I cannot find the paperwork and the solicitor who drew it up has died and the firm is closed. I need something drawn up.
... Land Registry1.Does a transfer of equity "2 to 3" work the same as a 1 to 2 transfer? 2.Is the Decl.of Trust form amendable for use by 3 owners of a property?
... DIY ConveyancingMy document provided has a boundary incorrectly marked can I have it replaced
... Land RegistryMy husband and I have just got back together but in between he has made a will that does not include me and there is now a indemnity covenant on the house with the land registry, can is still apply for joint rights or does this preclude me from doing s...
Land RegistryWe are in process of selling our flat but solicitor says land registry has it as first floor flat when in fact it is ground floor, could this be a big problem or can land registry confirm from lease and address of flat that it in fact ground floor? Is ...
Land RegistryI am buying a flat and the freeholder wont produce the relevance fire certificates and insurance and my mortgage company want me to pull out. Is he not obliged by law to produce these?
... Landlord & Leaseshi I have signed a TP1 form with the seller and don’t know how can I register it. If I have a solicitor and the seller does not, which documents should he supply to my solicitor ?
... Land RegistryFor a number of leases I wish to know who did the conveyancing
... CompletionMy sister & I inherited our mother's bungalow which I now live in with my sister's consent I previously didn't own any property. She lives elsewhere & wants to gift me her half of the house. How does she go about this? Is it complicated?...
Transfers & GiftsAlong with my house, I own a small patch of land situated over the other side of next door. There is a pumping station on it, originally owned as part of a private sewage system by myself and my neighbours. It was taken over by the local water authority i...
Sale/PurchaseI'm purchasing a first floor flat (Victorian Conversion) where the ground floor flat is occupied by the freeholder. I'm trying to understand if this is very stringent on me as it appears I have 50% responsibility of everything from repairing the structur...
Landlord & LeasesMy husband owns a house. Last year his ex was given 50% beneficial interest in the house in TOLATA proceedings. Previous t this I invested a large sum into the house to pay off mortgage arrears, home improvements, etc. I am now submitting RX1 and UN1, but...
Land RegistryOur offer on a house is accepted but they want keep house on market until solicitor instructed due to being let down before. They will right saying they will not accept any offers in the meantime, are we at any additional risk?...
Sale/Purchase