• Two Title Deeds: Lender Problem: 12 Days To Go! Help!

    By Guest on 10th Jun 2022

    Please help! We’re moving from NI to England. Completion is in 12 days. Today we learned that because the property (freehold) is in two title deeds. (A ~15sq ft part of the garden is a separate title) that the lender (YBS) won’t mortgage for this. It hasn’t been raised prior to now… but now it’s raised. They’ve said “need to merge the titles” but we need to move! Partner starts a new job on July 1st. Our solicitor is unobtainable until middle of next week. Just looking reassurance that there’s SOME way around this. Eg: “okay, ignore the other title. Bank mortgage for part 1. Sellers transfer parts 1&2 to us. Is this possible? Any advice to help me not go insane this weekend?

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