Whether you're a layman looking to understand your own transaction or a lawyer needing assistance with a client's conveyancing our step by step sale and purchase guides will lead you through the process while our mini guides will break the whole thing into manageable chunks and give a deep insight into the key issues and stages. Leasehold, freehold, unregistered, registered – we've got it all covered.
Need help with a remortgage or transfer of equity / deed of gift? Our guides will walk you through the process and highlight some of the common pitfalls. Mortgages and transfers can be very simple procedures but complex issues can sometimes arise and mistakes are easily made. These guides will help you deal with them.
So you want to have a go at your own conveyancing? First you should read about the risks, then if you're still happy to proceed, our guides will take you through each stage of the process telling you what to look out for and helping you avoid falling into expensive traps. Our subscription service will give you access to all of the documents you should need for your conveyancing and we can even supply you with the Land Registry Official Copies you'll need. Our general guides will cover all the obstacles you are likely to face and offer a practical solution. Have a look at our sale and purchase guides too.
A big part of the conveyancing process is the conveyancing searches. This section tells you all about them. What they are, how and when to order them and how to interpret the results. Each search has its own guide and you'll see they are separated into Standard (should be done in every case), Regional (area specific) and Optional (not essential but often useful tools for the would be purchaser). All buyers should beware that when you buy a property, the law assumes that you have seen the information that would have been revealed by searches whether or not you have actually carried them out, so you buy the property subject to the results.
Using a conveyancer to handle your conveyancing will greatly reduce the risk to you and sometimes, particularly if you are taking out a new mortgage, you will have no choice but to instruct a conveyancer. The good news is it doesn't have to break the bank. Get a free, instant quote here. We can also help with quick easy quotes for other moving related services.
Are you looking for the documents you'll need for your conveyancing transaction? Or official copies of the title or other documents from Land Registry. We can help you. Follow the links below.
Also called an Index Map Search, or SIM for short, this is a search of the land registry's mapping records. It is done in order to identify whether a particular piece of land is registered.
The search is done by written application to the land registry, using form SIM . A plan should accompany the application outlining the area of land to be searched. If any part of the land is registered the title number (or numbers) will be revealed by the index map search, as will any cautions against first registration. A caution against first registration is used for unregistered land in the same way as a notice or restriction is used for registered land, that is to say it will ensure that the beneficiary of the caution will be given notice by the land registry of any attempt to register the land.
It may be that a plan is not available when a search is done and if this is the case, provided you have the full address, the land registry should be able to supply an index map plan. This can be useful when dealing with unregistered property where the plan contained within the deeds is not sufficient for search or registration purposes.
A SIM should be carried out whenever you are dealing with land that may be unregistered. When the land is being purchased it is essential to establish that there are no other registrations affecting it. A common occurrence for example is that physical boundaries tend to shift over time therefore it is entirely possible that part of the land being purchased has already been registered as part of some neighbouring land, or alternatively the physical extent of the property may be greater than what is actually owned according to the deeds.
An index map search should also be carried out on any land, such as an access road, over which rights are required but have not been granted. It is important to try to establish the owner of any such land as this may give an indication of whether it might be possible to obtain a grant of a right of way.
Index map searches used to be free, however they now cost £8, though if multiple titles are covered there may be an extra charge.