• Second Charge

    By gresley1864 on 09th Oct 2024

    I have a 25 year interest only mortgage at the end. I have remortgaged using Godiva Mortgages and Enact Conveyancing. Godiva have made a mortgage offer and Enact have requested the Title and discovered a Second Charge on my property, made in 2005 for £2000 - I have tried contacting the person named on the charge by letter and have visited the address, I believe the creditor may have died. Despite asking Enact if they have tried to trace the creditor, they simply keep repeating themselves with 'We cannot proceed without either contact from the beneficiaries or the Title being updated'. They will not tell me how to actually deal with this matter. Help Please ?

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