Whether you're a layman looking to understand your own transaction or a lawyer needing assistance with a client's conveyancing our step by step sale and purchase guides will lead you through the process while our mini guides will break the whole thing into manageable chunks and give a deep insight into the key issues and stages. Leasehold, freehold, unregistered, registered – we've got it all covered.
Need help with a remortgage or transfer of equity / deed of gift? Our guides will walk you through the process and highlight some of the common pitfalls. Mortgages and transfers can be very simple procedures but complex issues can sometimes arise and mistakes are easily made. These guides will help you deal with them.
So you want to have a go at your own conveyancing? First you should read about the risks, then if you're still happy to proceed, our guides will take you through each stage of the process telling you what to look out for and helping you avoid falling into expensive traps. Our subscription service will give you access to all of the documents you should need for your conveyancing and we can even supply you with the Land Registry Official Copies you'll need. Our general guides will cover all the obstacles you are likely to face and offer a practical solution. Have a look at our sale and purchase guides too.
A big part of the conveyancing process is the conveyancing searches. This section tells you all about them. What they are, how and when to order them and how to interpret the results. Each search has its own guide and you'll see they are separated into Standard (should be done in every case), Regional (area specific) and Optional (not essential but often useful tools for the would be purchaser). All buyers should beware that when you buy a property, the law assumes that you have seen the information that would have been revealed by searches whether or not you have actually carried them out, so you buy the property subject to the results.
Using a conveyancer to handle your conveyancing will greatly reduce the risk to you and sometimes, particularly if you are taking out a new mortgage, you will have no choice but to instruct a conveyancer. The good news is it doesn't have to break the bank. Get a free, instant quote here. We can also help with quick easy quotes for other moving related services.
Are you looking for the documents you'll need for your conveyancing transaction? Or official copies of the title or other documents from Land Registry. We can help you. Follow the links below.
I am hoping to downsize and purchase a property in Southsea, Portsmouth using the equity in my current home in Bishops Waltham, Hants, to apply for a mortgage to purchase a flat. I have no mortgage on my current home. A mortgage broker has told me that in the UK you cannot have two residential properties. Is this the case? Secondly, my (26 year old) son has changed jobs and wants to live in my current home (in Bishops Waltham) and save up for a deposit to buy his own place. His new job is in Southampton and it would be impractical for him to commute from Southsea to central Southampton. I have in principal been offered a mortgage so I can buy a flat in Southsea, as I will be renting out my house in Bishops Waltham to my son. As he is trying to save, is there anything to say I have to rent my house to him at the market rent, or can I charge him less? I can afford the mortgage repayments using my salary and the pension I am receiving from Hants County Council without using any rental income.
You may wish to check with another mortgage broker like Vincent Burch on 01603 926 610. My understanding is you can own as many residential properties as you wish, though I would always advise you check with a mortgage specialist such as Vincent Burch with regard to mortgage mechanics. It can be difficult to rent to family with a mortgage. The two main types of standard mortgage are buy to let (which prohibits renting to family in most cases) and residential (which requires you to reside there yourself). Again, speak with Vincent for advice. If you need a conveyancer I have a recommendation for that as well