Whether you're a layman looking to understand your own transaction or a lawyer needing assistance with a client's conveyancing our step by step sale and purchase guides will lead you through the process while our mini guides will break the whole thing into manageable chunks and give a deep insight into the key issues and stages. Leasehold, freehold, unregistered, registered – we've got it all covered.
Need help with a remortgage or transfer of equity / deed of gift? Our guides will walk you through the process and highlight some of the common pitfalls. Mortgages and transfers can be very simple procedures but complex issues can sometimes arise and mistakes are easily made. These guides will help you deal with them.
So you want to have a go at your own conveyancing? First you should read about the risks, then if you're still happy to proceed, our guides will take you through each stage of the process telling you what to look out for and helping you avoid falling into expensive traps. Our subscription service will give you access to all of the documents you should need for your conveyancing and we can even supply you with the Land Registry Official Copies you'll need. Our general guides will cover all the obstacles you are likely to face and offer a practical solution. Have a look at our sale and purchase guides too.
A big part of the conveyancing process is the conveyancing searches. This section tells you all about them. What they are, how and when to order them and how to interpret the results. Each search has its own guide and you'll see they are separated into Standard (should be done in every case), Regional (area specific) and Optional (not essential but often useful tools for the would be purchaser). All buyers should beware that when you buy a property, the law assumes that you have seen the information that would have been revealed by searches whether or not you have actually carried them out, so you buy the property subject to the results.
Using a conveyancer to handle your conveyancing will greatly reduce the risk to you and sometimes, particularly if you are taking out a new mortgage, you will have no choice but to instruct a conveyancer. The good news is it doesn't have to break the bank. Get a free, instant quote here. We can also help with quick easy quotes for other moving related services.
Are you looking for the documents you'll need for your conveyancing transaction? Or official copies of the title or other documents from Land Registry. We can help you. Follow the links below.
We had a main mortgage with Halifax which was paid up in 2013. I addition we also had a small mortgage of £6,000 with Skiptons which was cleared at the same time in 2013. Our title deeds were held in the Halifax deed store for a small retention of the mortgage as a fee for safeguarding the deeds interest free. This was £154. We are now selling the property and have paid the £154 to Halifax in order to release/return the deeds to us. Our conveyance solicitor has now told us that there is still a. Charge on the property with Skiptons. Halifax should have informed Skiptons to remove the charge but didn’t. I have rung Skiptons to have the charge removed and was told they have no interest in the property. How can I have this charge removed? This is now holding up the sale of our property.
It does happen that a lender forgets to remove their charge. My understanding is that it's simply a case of persuading the lender to remove it. Send them a copy of the title register, provide your old mortgage account number, say they haven't removed their charge and it's holding up your sale, and they should do so.
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