Whether you're a layman looking to understand your own transaction or a lawyer needing assistance with a client's conveyancing our step by step sale and purchase guides will lead you through the process while our mini guides will break the whole thing into manageable chunks and give a deep insight into the key issues and stages. Leasehold, freehold, unregistered, registered – we've got it all covered.
Need help with a remortgage or transfer of equity / deed of gift? Our guides will walk you through the process and highlight some of the common pitfalls. Mortgages and transfers can be very simple procedures but complex issues can sometimes arise and mistakes are easily made. These guides will help you deal with them.
So you want to have a go at your own conveyancing? First you should read about the risks, then if you're still happy to proceed, our guides will take you through each stage of the process telling you what to look out for and helping you avoid falling into expensive traps. Our subscription service will give you access to all of the documents you should need for your conveyancing and we can even supply you with the Land Registry Official Copies you'll need. Our general guides will cover all the obstacles you are likely to face and offer a practical solution. Have a look at our sale and purchase guides too.
A big part of the conveyancing process is the conveyancing searches. This section tells you all about them. What they are, how and when to order them and how to interpret the results. Each search has its own guide and you'll see they are separated into Standard (should be done in every case), Regional (area specific) and Optional (not essential but often useful tools for the would be purchaser). All buyers should beware that when you buy a property, the law assumes that you have seen the information that would have been revealed by searches whether or not you have actually carried them out, so you buy the property subject to the results.
Using a conveyancer to handle your conveyancing will greatly reduce the risk to you and sometimes, particularly if you are taking out a new mortgage, you will have no choice but to instruct a conveyancer. The good news is it doesn't have to break the bank. Get a free, instant quote here. We can also help with quick easy quotes for other moving related services.
Are you looking for the documents you'll need for your conveyancing transaction? Or official copies of the title or other documents from Land Registry. We can help you. Follow the links below.
The bungalow is 17yrs old,I have an indemnity policy from when I bought the property in 2018, but that only covers breaches from when I purchased it. I'd appreciate any advice you can give me
Hi,
There are a couple of issues to consider here:
1. Indemnity insurers can only sell these policies to conveyancers, not to the general public, so that you would need to pay a solicitor to arrange the policy. Aside from the cost, you might struggle to find someone willing to do it, as it's outside of their usual retainer scope;
2. The standard self issue policies rely on the breach having already occurred, usually at least 12 months prior to the inception of the policy. If the breach has happened, there has been enough for an objector to come forward and there has bene no objection the risk is much lower. For that reason the policies are quite cheap. You are planning to obtain cover against an intended breach (or at least before anyone who might object has had a chance to do so). Such cover is sometimes available but not always and where it is, is likely to be substantially more expensive.
It's your decision of course but if you are worried there is a realistic prospect of someone who is entitled to the benefit of the restriction making an objection you should consider negotiating with that person prior to doing the work, bearing in mind that indemnity insurance cannot prevent the objector obtaining an injunction to for example for you to remove the conservatory, it can only compensate you for any resulting financial loss.
Thank you