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Questions Related To Mortgages

  • Merge of Lease and freehold By Guest on 22/12/2020

    I live in a ground floor flat. I own two titles lease and freehold. Flat above me recently put their property up for sale. The new buyer requested that they merged their lease and freehold which they did and I was asked to sign. Next they rang and said th...

    Mortgages
  • I have a shared septic tank outside my property and want equity release loan, what are the issues please By Guest on 03/12/2020

    septic tank issues
    ...

    Mortgages
  • Can i remortgage or refinance under a power of Attorney? By Guest on 23/11/2020

    The mortgage is in my husband's name and wants to give me a PoA ...

    Mortgages
  • Title issues and mortgages By Guest on 28/10/2020

    I am looking to buy a property which is being sold by the deceased owners relatives.
    The title deeds are lost / unregistered title and their solicitor is in the process of submitting an application for first registration - my understanding is to obtain ...

    Mortgages
  • Part of title not covered by registered charge? By Guest on 10/10/2020

    Part of our title, which includes a barn with planning permission to convert to a 2 bed holiday let is not covered by the current lenders registered charge but sits in the property title plan.

    Questions
    - can I remortgage the part not covered by the r...

    Mortgages
  • Splitting Deeds By Guest on 01/10/2020

    I have a large house that I want to convert into two single dwellings. I have a 40% mortgage currently but need to know if the mortgage company have to give permission for me to undertake the work. Thanks...

    Mortgages
  • Changing jobs after completion By Guest on 04/09/2020

    I have a mortgage offer and I’m looking to complete in Nov 2020, however, I have been approached by my old manager for opportunity in his firm, is it best I wait to complete before considering a change it will be higher salary and he would be willing to...

    Mortgages
  • Title Splitting By Guest on 28/08/2020

    We want to purchase a property that has two kitchens. This is making it difficult to find a mortgage provider. How could we go about splitting the title of the property so we could get a mortgage on a property with just one kitchen? Many many thanks for a...

    Mortgages
  • Does it need to be registered at companies house By Guest on 11/08/2020

    Acting for the lender who has loaned a company funds. The loan is guranteed by the director in his personal capacity against his home address which has nothing to do with the company. Do I have to register this charge at Companies house?...

    Mortgages
  • Indemnity insurance By Guest on 27/07/2020

    I am in process of purchasing a property, I have a gifted deposit coming from my partner and now the lender is insisting I take out this policy which I will have to, but my solicitor is asking hoe long me and my partner have been together? Is this relevan...

    Mortgages

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