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Questions Related To Mortgages

  • Removal of husbands name from mortgage By Guest on 03/09/2015

    I have a mortgage with Halifax that is currently in mine and my husbands name. My husband and I separated 3 years ago and divorced 5 months ago. I want to remove his name from the mortgage. Halifax charge £160 for this and also advise I get a solicitor. ...

    Mortgages
  • Change of mortgage By Guest on 16/07/2015

    I am after some advice. I am moving in with boyfriend and his house is still in the name of him and his ex-wife. He wants me to take over on the mortgage, it is possible just to transfer it into his name and me to proof i live there and will contribute wi...

    Mortgages
  • do banks accept gift money and if yes what else do they require? By Guest on 15/07/2015

    do banks accept gift money and if yes what else do they require?...

    Mortgages
  • Transfer of Equity By Guest on 14/07/2015

    My wife is writing her testament. She paid our mortgage for 10 years before we got married. I paid for the last 4 years. She wants to know how to calculate the portion of the house equity that belongs to her children as she includes my name in the title. ...

    Mortgages
  • By signing the Mortgage deed as 'Occupier' what are my legal rights? By Guest on 18/06/2015

    My boyfriend is buying a house for himself and myself as we have a baby on the way. He has come to me with the mortgage deed to sign and the way it is worded insinuates that I would have no interest in the property against the Lender.
    I just need to know ...

    Mortgages
  • Gifted Deposits By Guest on 11/06/2015

    I am gifting my son money to pay his deposit for a new house. His solicitor is demanding to see my last 3 months bank statements, which I find an intrusion to my privacy.

    Is this correct?
    ...

    Mortgages
  • Helping a friend with buying a property By Guest on 31/05/2015

    I have a legal task which I need someone to perform concerning the purchase of a flat. The property is being purchased by a close friend of mine for around £140,000. The bulk of the money for the purchase, around £110,000, is coming from her own resourc...

    Mortgages
  • indemnity insurance policy on a property purchase By Guest on 02/04/2015

    The house we are buying has a planning application approved conservatory that was built in 2004.
    I contacted the council because the seller said he had no record of the conservatory ever being signed off. The council did it was not a requirement.
    I have s...

    Mortgages
  • remortgaging to a buy to let, will they accept indemnity insurance for a loft room? By Guest on 19/03/2015

    I am changing my residential mortgage to a buy to let so I can take my deposit out to buy on, It is a two bedroomed with loft room but the surveyor has mentioned in his survey to make sure all the necessary permissions and consents were in place. The work...

    Mortgages
  • Transfer of title options By Guest on 10/03/2015

    My partner and I bought a house 7 years ago and at the time of purchase he was working on temp contracts and we were advised to do the mortgage soley in my name. We would now like to add him to the mortgage however our recent financial difficulties means...

    Mortgages

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