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Questions Related To Mortgages

  • Remortgage By Guest on 14/11/2016

    At the point of signing to remortgage with a different lender we were told that as part of the joint mortgage was to consolidate individual debts we would have to appoint a solicitor and provide the correct documentation to show we understand the implicat...

    Mortgages
  • Transfer the property ownership to my former wife but keep the mortgage By Guest on 08/11/2016

    I got divorced and the Family Court basically asks me to transfer the property ownership to my former wife but to keep paying the mortgage (my wife has no income). So I am wondering how it can be done and I am looking for a solicitor who can help....

    Mortgages
  • Stamp duty on 2nd property buy to let mortgage and staircasing By Guest on 19/08/2016

    I own 85% of a property in my own name since 2013 and I am looking to remortgage to buy 100% and transfer to a buy to let mortgage. I also own a house in joint names with my partner since September 2015. Will I need to pay additional stamp duty following ...

    Mortgages
  • Transfer of equity By Guest on 10/08/2016

    I'm trying to remove my ex husband from my mortgage and property deeds (using a consent order), and would like to add my fiance to the mortgage and deeds. What is the best way to do this I.e. minimising costs e.g. stamp duty? The house is valued circa £2...

    Mortgages
  • Remortgage to buy out my brother from joint mortgage By Guest on 19/07/2016

    I currently have a joint mortgage with my brother. He has said he wants me to either buy him out or we sell. Myself and my boyfriend have taken out a remortgage to pay of the existing mortgage and give him his share of the equity. There was £8000 left fr...

    Mortgages
  • Arranging mortgage after exchange By Guest on 15/07/2016

    Is it possible for buyer to exchange contracts and then arrange mortgage afterwards but before completion? Would there be any potential risk to the seller in this?...

    Mortgages
  • Deed of covenant on bought property By Guest on 14/07/2016

    Can I sell property which is in my name which there is a deed of covenant on which I agreed to/signed with ex partner?. We still share same house as he refuses to allow me to sell and he is refusing to move out...

    Mortgages
  • Do you have to declare findings of full structural survey to mortgage lender? By Guest on 05/07/2016

    Mortgage company performed basic valuation, we had full structural done for piece of mind...

    Mortgages
  • taking name off mortgage By Guest on 23/06/2016

    i am taking my name off an existing mortgage with my ex husband and he is taking on the mortgage himself.do we need to change the title deeds or is this done automatically when he takes out the new mortgage please?...

    Mortgages
  • SDLT/Transfer of equity By Guest on 30/05/2016

    I have a question regarding stamp duty and transfer of equity. I currently own a property with a friend. I am buying him out and my partner is being put onto the mortgage. I'm really struggling to figure out the stamp duty implications if any.

    The proper...

    Mortgages

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