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Questions Related To Mortgages

  • indemnity insurance policy on a property purchase By Guest on 02/04/2015

    The house we are buying has a planning application approved conservatory that was built in 2004.
    I contacted the council because the seller said he had no record of the conservatory ever being signed off. The council did it was not a requirement.
    I have s...

    Mortgages
  • remortgaging to a buy to let, will they accept indemnity insurance for a loft room? By Guest on 19/03/2015

    I am changing my residential mortgage to a buy to let so I can take my deposit out to buy on, It is a two bedroomed with loft room but the surveyor has mentioned in his survey to make sure all the necessary permissions and consents were in place. The work...

    Mortgages
  • Transfer of title options By Guest on 10/03/2015

    My partner and I bought a house 7 years ago and at the time of purchase he was working on temp contracts and we were advised to do the mortgage soley in my name. We would now like to add him to the mortgage however our recent financial difficulties means...

    Mortgages
  • underlease By Guest on 05/03/2015

    The house I was buying has an underlease and the mortgage providers are now saying they cannot give a mortgage on a house with an underlease.Why would this be...

    Mortgages
  • Allowances By Guest on 26/02/2015

    If my seller makes me an allowance of £300 in lieu of a retention for excess service charges do I have to notify the mortgage lender...

    Mortgages
  • equity transfer I don't want to add my partners name to the mortgage By Guest on 09/02/2015

    I have a mortgage, I don't want to add my partners name to the mortgage, can I still add my partners name to the deed for my property. If so how do I do this?...

    Mortgages
  • Possessory Title 2 By Guest on 12/06/2014

    We were hoping to purchase land and build a few houses but it appears some of it will only have possessory title due to lack of registration - the land has been in the family for 50years and I dont doubt the seller but my concern is when we come to sell t...

    Mortgages
  • Section 38 for new build house By Guest on 06/05/2014

    Can you please tell me if all or most mortgage companies require a new build to have a Section 38 before we can complete. The builder says we are the only purchaser that cannot complete as our Mortgage company has to have a section 38. It is a national ...

    Mortgages
  • ID1 for deed of postponement? By Guest on 29/01/2014

    I am seeking to switch mortgage lender. My parents have a 2nd charge on the house, and the new lender's legal team have prepared a deed of postponement for my parents to sign, so that the mortgage lender's charge has priority of theirs. In addition to sig...

    Mortgages

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