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Questions Related To Mortgages

  • mortgage for 2 properties on one title deed By Guest on 21/02/2017

    I OWN A TERRACED PROPERTY WHICH IS A 3 BED HOUSE AND A 1 BED FLAT. THEY ARE ON COMPLETELY SEPERATE UTILITIES AND BUILDING REGS AND PLANNING ARE IN PLACE.I AM LOOKING AT SPLITTING THE PROPERTIES ONTO 2 DEEDS WITH A FREEHOLD AND LEASEHOLD AS I AM STRUGGLING...

    Mortgages
  • Transfer of mortgage to wife By Guest on 21/02/2017

    Hi,

    I'm separating from my wife and would like to transfer the mortgage to her. She still resides in the house but it's only my name on the deeds. I've been told I need to 'gift her' the equity. Is this correct? What is the process of doing this? Thank...

    Mortgages
  • RX1 restriction and remortgaging By Guest on 18/02/2017

    Hi. If I give a person a restriction on title via RX1 form, will that person be notified if I subsequently remortgage the property. Many Thanks....

    Mortgages
  • Stamp Duty By Guest on 15/02/2017

    Mu husband has a buy to let property . If Myself (wife) purchase a buy to let what will be the stamp duty. Will I fall into higher stamp duty rate?...

    Mortgages
  • Transfer of equity By Guest on 07/02/2017

    I'm taking my soon to be ex husband off the mortgage. I own the property ( in my name was never changed) had sole mortgage before him and am remortgaging back to sole again. Do I need to do transfer of equity if all he's doing is no longer paying the mort...

    Mortgages
  • Mortgage deed By Guest on 05/02/2017

    Dear Sir/Madame,

    I reveived standard Mortgage deed document from my solicitors but bank already confirmed our morgage, we giving self deposit as well and flat is worth more than bank is borrowing us do I still need to sign it ?? And if yes why?...

    Mortgages
  • Higher rate SDLT By Guest on 03/02/2017

    Can I avoid paying the higher rate SDLT by taking out a mortgage with my girlfriend and putting the deeds solely in her name? I am living in rented accommodation but have a buy to let property of my own. She is selling her main residence and buying a new ...

    Mortgages
  • I jointly own a property with my mother and we currently both have a mortgage that was taken out in both our names. I was hoping to remortage the property consolodating the existing mortgage into another and release equity from the property. I have been t By Guest on 27/01/2017

    I would be happy to discuss over the phone at any time...

    Mortgages
  • Selling your house By Guest on 11/01/2017

    I am selling my house to the new occupier that wants in by 3rd feb 17 but I will have to pay early settlement fee, come march 2017 I wont. Can I still sell my house and keep the funds in a special account then pay mortgage off in march?...

    Mortgages
  • Section 38 bond By Guest on 08/01/2017

    Our solicitor has contacted our lender to say that there is no section 38 in place. The valuer has advised a full retention.

    I have received proof from our developer that he has paid a bond to the council, so should this allow us to complete on the ho...

    Mortgages

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