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Questions Related To Mortgages

  • Proof of deposit source By Guest on 27/05/2016

    So I''m a FTB with a 5% deposit, we've got a DIP (eventually) found a house, had offer accepted, just waiting to complete full mortgage application on Tuesday.Shortly after putting in an offer on the house and having it accepted, I thought it would be a g...

    Mortgages
  • Credit search By Guest on 26/05/2016

    Hi, I am at the offer stage waiting for exchange contracts, I have got the offer from my lender so did my solicitor and he is working on some items asked by the lender. I need to arrange flooring for the new property and would like to spread the cost and ...

    Mortgages
  • Power of attorney mortgage By Guest on 19/05/2016

    We are trying to raise funds against a property to update it. The property has no current mortgage, and is valued £160K. We want to raise £25K, and repay over 5 years.My faether is on the deeds as owner, but is unfirm and mentally unfit. My mother has P...

    Mortgages
  • Selling a freehold as leasehold By Guest on 08/05/2016

    I have a freehold property (flat with tearoom) which has a 20 year repayment mortgage. Can I sell this property as a leasehold and still retain the mortgage?...

    Mortgages
  • Remortgage with wife, additional SDLT payable? By Guest on 26/04/2016

    Hi,
    I'm currently remortgaging on my main residence, at the same time bringing my wife on to the mortgage (sole to joint mortgage), hence there is a transfer of equity.
    I also have another property (furnished holiday let) in my name only.
    Since the new ad...

    Mortgages
  • Getting Mortage Release from a dead persons heir By Guest on 18/04/2016

    I have lost my Mortage Release for a Mortage made in 1985 with a 10 year mortgage. The mortgage was paid off in 1995. One of the two mortagees died in 1990. Her heir is still alive and I need a Mortgage release. Who can legally sign for the Release...

    Mortgages
  • Remortgaging a right to buy By Guest on 13/04/2016

    I brought my flat throught the right to buy however now need to move as having a family etc. I want to remortgage it to get some money out to buy a new place and rent this one out. i am only 1 year into my 5 year discount. I am able to do this without hav...

    Mortgages
  • Mortgage redemption By WendyLRobins on 07/04/2016

    If I do my own sales conveyancing, do I have to redeem my mortgage before exchange of contracts?...

    Mortgages
  • 2 kitchens in a house ? By Guest on 06/04/2016

    I am hopefully going to win an auction soon if I do the only problem I have is there are two kitchens in the property. The mortgage broker has told me there surveyor will simply want to see the extra kitchen removed then they will release the mortgage. Th...

    Mortgages
  • New stamp duty fees on second homes: am I liable? By Guest on 31/03/2016

    My partner and I are looking to buy our first home together. I don't own a property, but my partner does (50/50 in partnership with his brother). His brother lives in the property they own, my partner and I live together in a rented property.

    If we purch...

    Mortgages

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