Whether you're a layman looking to understand your own transaction or a lawyer needing assistance with a client's conveyancing our step by step sale and purchase guides will lead you through the process while our mini guides will break the whole thing into manageable chunks and give a deep insight into the key issues and stages. Leasehold, freehold, unregistered, registered – we've got it all covered.
Need help with a remortgage or transfer of equity / deed of gift? Our guides will walk you through the process and highlight some of the common pitfalls. Mortgages and transfers can be very simple procedures but complex issues can sometimes arise and mistakes are easily made. These guides will help you deal with them.
So you want to have a go at your own conveyancing? First you should read about the risks, then if you're still happy to proceed, our guides will take you through each stage of the process telling you what to look out for and helping you avoid falling into expensive traps. Our subscription service will give you access to all of the documents you should need for your conveyancing and we can even supply you with the Land Registry Official Copies you'll need. Our general guides will cover all the obstacles you are likely to face and offer a practical solution. Have a look at our sale and purchase guides too.
A big part of the conveyancing process is the conveyancing searches. This section tells you all about them. What they are, how and when to order them and how to interpret the results. Each search has its own guide and you'll see they are separated into Standard (should be done in every case), Regional (area specific) and Optional (not essential but often useful tools for the would be purchaser). All buyers should beware that when you buy a property, the law assumes that you have seen the information that would have been revealed by searches whether or not you have actually carried them out, so you buy the property subject to the results.
Using a conveyancer to handle your conveyancing will greatly reduce the risk to you and sometimes, particularly if you are taking out a new mortgage, you will have no choice but to instruct a conveyancer. The good news is it doesn't have to break the bank. Get a free, instant quote here. We can also help with quick easy quotes for other moving related services.
Are you looking for the documents you'll need for your conveyancing transaction? Or official copies of the title or other documents from Land Registry. We can help you. Follow the links below.
Can you please tell me if all or most mortgage companies require a new build to have a Section 38 before we can complete. The builder says we are the only purchaser that cannot complete as our Mortgage company has to have a section 38. It is a national mortgage company. It turns out the builder does not have a section 38 in place. Although we are to own two carpark spaces they are in a communal area not right outside the house. They say they have got a legal document in place to cover the new residents but our mortgage company will not accept this.
The parking spaces by the sound of it are a separate issue. It sounds like you will be registered as the legal owner of the spaces. The issue seems to be that the roads serving the property are intended to be adopted by the local authority as public highways but aren't yet. This is perfectly normal but most if not all major mortgage lenders do insist that a s38 adoption agreement (between developer and council) is in place. They won't ask to see it, they will assume that the conveyancer has checked it as this is part of the lender's standard instructions to conveyancers. Obviously if the solicitors for other plot purchasers haven't reported the lack of a s38 agreement the lenders will be none the wiser but the conveyancers are negligent.