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  • Adverse possession insurance on unowned property By Guest on 05/10/2020

    I would like to take out insurance to cover the value of the unowned property I have taken charge off....

    Legal Indemnity Insurance
  • Who gets paid first when there is charging order on the property? By Guest on 05/10/2020

    We have had a Completion statement thorugh but I think there may be 2 mistakes. The sale took place in January 2020. There are 2 Charging orders (mine: interim 21 Oct 2019, final 6 Dec 2019). The other order (Judgement Feb 2019) is from the creditor (say,...

    Completion
  • Sole mortgage but joint on land registry? By Guest on 04/10/2020

    I’ve just got a mortgage in my sole name, is the house I’m purchasing be able to be in joint names mine and my wife or would it just be mine?...

    Land Registry
  • Freehold and leasehold By Guest on 04/10/2020

    We've had information from our solicitor that the house we are looking to buy is both registered as freehold and leasehold. We are told this is common practice in the area we are to live. Is it common and what does it mean?

    The only conditions we can s...

    Land Registry
  • indemnity insurance By Guest on 02/10/2020

    We have been told we need to take out an indemnity policy by our buyers solicitor at our cost we have spoken to land registry who say there is not one with our deeds so we do we need to have one ...

    Sale/Purchase
  • Selling portion of joint ownership By Guest on 02/10/2020

    Hi, We own a portion of a field with 3 others and want to sell our share. There are no covenants etc, so irs it simply a TR1 between us and the buyer? Do the other owners need to sign anything?...

    Land Registry
  • defect in title By Guest on 01/10/2020

    Hi, we put our property up for sale, a prospective buyers solicitor has raised concerns regarding a close/pend in common ownership. the issue is the fact that a small section of our living room sits over the close/pend, because the title for several prope...

    Sale/Purchase
  • garden wall 'our demise' By Guest on 01/10/2020

    We have a brick wall dividing the front and back gardens in our property. The back garden belongs to us and the front belongs to the housing association. We have recently staircases to 100% freehold. We have been told the dividing wall I our demise. Does ...

    Land Registry
  • Splitting Deeds By Guest on 01/10/2020

    I have a large house that I want to convert into two single dwellings. I have a 40% mortgage currently but need to know if the mortgage company have to give permission for me to undertake the work. Thanks...

    Mortgages
  • Selling 50% of house to son and partner By Guest on 01/10/2020

    I own outright a property which my son and partner would like to purchase to the value of 50%. They will require a mortgage for the purchase of the 50%. Would this be possible from a mortgage and legal perspective? ...

    Sale/Purchase

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