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  • Buy to let mortgage to friend By Guest on 22/03/2016

    Both my husband and I have a poor credit history following our divorces and are in the last year now of our IVA. Given this we are led to believe it is very unlikely we could ever obtain a mortgage and certainly couldnt use help to buy.

    A friend of ours...

    Mortgages
  • Buying a Share of freehold but deeds not in my name yet By Guest on 21/03/2016

    My father left his flat to myself and brother in 2006. However his partner at the time is allowed to stay until she dies or decides not to live there. The solicitors who wrote his will are he executors of the will and the solicitors who is dealing with th...

    DIY Conveyancing
  • SDLT - definition of 'Day of Transaction' is it always Date in section 3 of TR1? By Guest on 21/03/2016

    Example: DIY transfer of whole property for no value 31st March (Day before new 2nd homes tax change) Date entered in section 3 of TR1 (i.e Completion date) is 31st March but Land Registry has massive backlog (because everybody else is doing same) they do...

    Sale/Purchase
  • SPIF - false information By Guest on 20/03/2016

    The seller of my property answered 'no' to question 4.1 of the SPIF when within a ten year period from sale a flat roof had been converted badly into a hipped roof by an amateur builder without planning consent or building control that I have consequently...

    Protocol Forms
  • why is it not considered good practice for an attorney to sign a mortgage offer By Guest on 19/03/2016

    why is it not considered good practice for an attorney to sign a mortgage offer?...

    DIY Conveyancing
  • Gift from spouse By Guest on 18/03/2016

    Can my wife gift me part of the deposit money even though she will be living in it with me? Would signing a Occupiers Consent Form alleviate the threat of my mortgage falling through?...

    Mortgages
  • OS1 compulsory? By Guest on 18/03/2016

    Is it essential to complete and submit form OS1 for transfer of equity involving just changing ownership from joint spouses' ownership to single spouse?...

    Transfers & Gifts
  • Claiming on buildings insurance By Guest on 18/03/2016

    Do you have confirmed that you claimed on your building insurance on the TR6 Form?...

    Sale/Purchase
  • Stamp duty in England of LLBT in Scotland? By Guest on 17/03/2016

    I am buying a property to live in in Scotland and at same time will rent out my property in England. Which do I pay stop duty under English law or LBTT under Scottish law? How does this impact on the new stamp duty and LBTT rules from 1 April16?...

    Land Registry
  • Enforcement time limits for flats By Guest on 16/03/2016

    My neighbours flat has an extensions that was built without planning permission about six years ago. Does it count as a single dwelling house with an enforcement time limit of four years or does it fall outside of that definition (as it would for permitte...

    Planning & Building Regs

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