Whether you're a layman looking to understand your own transaction or a lawyer needing assistance with a client's conveyancing our step by step sale and purchase guides will lead you through the process while our mini guides will break the whole thing into manageable chunks and give a deep insight into the key issues and stages. Leasehold, freehold, unregistered, registered – we've got it all covered.
Need help with a remortgage or transfer of equity / deed of gift? Our guides will walk you through the process and highlight some of the common pitfalls. Mortgages and transfers can be very simple procedures but complex issues can sometimes arise and mistakes are easily made. These guides will help you deal with them.
So you want to have a go at your own conveyancing? First you should read about the risks, then if you're still happy to proceed, our guides will take you through each stage of the process telling you what to look out for and helping you avoid falling into expensive traps. Our subscription service will give you access to all of the documents you should need for your conveyancing and we can even supply you with the Land Registry Official Copies you'll need. Our general guides will cover all the obstacles you are likely to face and offer a practical solution. Have a look at our sale and purchase guides too.
A big part of the conveyancing process is the conveyancing searches. This section tells you all about them. What they are, how and when to order them and how to interpret the results. Each search has its own guide and you'll see they are separated into Standard (should be done in every case), Regional (area specific) and Optional (not essential but often useful tools for the would be purchaser). All buyers should beware that when you buy a property, the law assumes that you have seen the information that would have been revealed by searches whether or not you have actually carried them out, so you buy the property subject to the results.
Using a conveyancer to handle your conveyancing will greatly reduce the risk to you and sometimes, particularly if you are taking out a new mortgage, you will have no choice but to instruct a conveyancer. The good news is it doesn't have to break the bank. Get a free, instant quote here. We can also help with quick easy quotes for other moving related services.
Are you looking for the documents you'll need for your conveyancing transaction? Or official copies of the title or other documents from Land Registry. We can help you. Follow the links below.
I give money to my husband to proceed for buying a property which is going to be our home. He has to take the mortgage to his name because he can borrow for 25 years while I can not. So the mortgage lender asked to sign a gifted deposit form where I had to tick the box that I do not acquire an interest in the property. Does that means that I waive my rights in case (God forbids) I have a future dispute or separation with my husband? Or probably when we decide to sell the house? I also going to spend more money on the house about the renovation. How I can protect my rights? Thanks
You shouldn't sign the declaration if you want to be able to recover the money in future. Whilst it would not absolutely prevent you from claiming any interest in the property against your husband it would make it much more difficult. You would have to prove that despite the declaration which apparently proves you didn't want anything in return for the money, both you and your husband in fact intended that you would have an interest in the property. If he claims that he genuinely believed you were giving him the money that would be hard to disprove. Also, declaring to the lender that the money is a gift when it isn't is fraud.
You could enter into a declaration of trust so that he hold the property on trust for himself and you or you could take a legal charge (which would rank behind the main lender's mortgage). You will need your own solicitior though - his solicitor cannot act for you as well.
Whatever you do you will have to waive any rights you have in favour of the lender.