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  • SDLT/Transfer of equity By Guest on 30/05/2016

    I have a question regarding stamp duty and transfer of equity. I currently own a property with a friend. I am buying him out and my partner is being put onto the mortgage. I'm really struggling to figure out the stamp duty implications if any.

    The proper...

    Mortgages
  • Proof of deposit source By Guest on 27/05/2016

    So I''m a FTB with a 5% deposit, we've got a DIP (eventually) found a house, had offer accepted, just waiting to complete full mortgage application on Tuesday.Shortly after putting in an offer on the house and having it accepted, I thought it would be a g...

    Mortgages
  • New SDLT and Transfer of Equity By [email protected] on 27/05/2016

    Hi
    I am currently in the process of purchasing my first home. However I am impacted by the new second homes SDLT and have to pay additional 3% for the following reason:

    My dad bought a flat about years ago with his wife for about £120k Cash (there is n...

    Sale/Purchase
  • SDLT and Transfer of Equity By [email protected] on 27/05/2016

    Hi
    I am currently in the process of purchasing my first home. However I am impacted by the new second homes SDLT and have to pay additional 3% for the following reason:

    My dad bought a flat about years ago with his wife for about £120k Cash (there is n...

    Sale/Purchase
  • Credit search By Guest on 26/05/2016

    Hi, I am at the offer stage waiting for exchange contracts, I have got the offer from my lender so did my solicitor and he is working on some items asked by the lender. I need to arrange flooring for the new property and would like to spread the cost and ...

    Mortgages
  • Insurance for a leasehold property By Guest on 24/05/2016

    We are buying a property and it is freehold. The garage attached is leasehold and will be leased by us. The garage is owned under a leaseholder interest as it is part of next doors structure. Under the terms of the lease, the landlord insures. We want ind...

    Sale/Purchase
  • How much should an indemnity insurance cost against unknown covenants on a property worth £195,000 By Guest on 23/05/2016

    Can you give some idea of how much this will cost? Thank you....

    Legal Indemnity Insurance
  • Land swap By Guest on 23/05/2016

    Our neighbours have asked if we fancy swapping some of their garden for ours in return. Is this straight forward? Would we get a conveyancer to make the changes on a plan and if we are both happy, for them to submit the changes to the land registry? Do so...

    Land Registry
  • exchange contracts By Guest on 23/05/2016

    we have the contract from the solicitor but no date for exchange of contract, but solicitor asked for building insurance, does this need to be signed up before exchange of contract...

    Sale/Purchase
  • transfer of deed By Guest on 20/05/2016

    I have a house jointly with my ex. we are both on the mortgage and title deed.
    the mortgage is due to end soon, my ex wants to give the house for me as he never contributed and our three children are living with me.
    what is the easiest and cheapest way to...

    Transfers & Gifts

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