Whether you're a layman looking to understand your own transaction or a lawyer needing assistance with a client's conveyancing our step by step sale and purchase guides will lead you through the process while our mini guides will break the whole thing into manageable chunks and give a deep insight into the key issues and stages. Leasehold, freehold, unregistered, registered – we've got it all covered.
Need help with a remortgage or transfer of equity / deed of gift? Our guides will walk you through the process and highlight some of the common pitfalls. Mortgages and transfers can be very simple procedures but complex issues can sometimes arise and mistakes are easily made. These guides will help you deal with them.
So you want to have a go at your own conveyancing? First you should read about the risks, then if you're still happy to proceed, our guides will take you through each stage of the process telling you what to look out for and helping you avoid falling into expensive traps. Our subscription service will give you access to all of the documents you should need for your conveyancing and we can even supply you with the Land Registry Official Copies you'll need. Our general guides will cover all the obstacles you are likely to face and offer a practical solution. Have a look at our sale and purchase guides too.
A big part of the conveyancing process is the conveyancing searches. This section tells you all about them. What they are, how and when to order them and how to interpret the results. Each search has its own guide and you'll see they are separated into Standard (should be done in every case), Regional (area specific) and Optional (not essential but often useful tools for the would be purchaser). All buyers should beware that when you buy a property, the law assumes that you have seen the information that would have been revealed by searches whether or not you have actually carried them out, so you buy the property subject to the results.
Using a conveyancer to handle your conveyancing will greatly reduce the risk to you and sometimes, particularly if you are taking out a new mortgage, you will have no choice but to instruct a conveyancer. The good news is it doesn't have to break the bank. Get a free, instant quote here. We can also help with quick easy quotes for other moving related services.
Are you looking for the documents you'll need for your conveyancing transaction? Or official copies of the title or other documents from Land Registry. We can help you. Follow the links below.
I have Possessory Title on my property. Land registry have confirmed the registration was in 2003 and I have been the registered proprietor since 2008. I have managed to find the statutory declaration from the seller in 2008 (it was probate, so this was from the allotted representative), I also have Indemnity from 2008 when I bought the property. I have since been told by my exceptionally unhelpful firm of solicitors after many phone calls that this may take up to 3 months for an application to go through and even then it is not certain I will get Absolute. Leaves me in limbo as whether the best option is to sell with the Possessory Title (my house is on the market and already had one buyer drop out due to the Title and lost a substantial amount of money on my purchase reservation fee and searches) or to try to obtain Absolute and put the sale on hold. Nobody at their firm seems to know the best answer!
It's up to you - we would charge about £800+VAT for an application for an upgrade to title. You are likely to end up with Good rather than Absolute title, but Good title coupled with an indemnity policy should be absolutely fine for most buyers. A buyer may also ask for a statutory declaration and ask why the title is only Good not Absolute, but it's much less off-putting than Possessory. Briefly and in a very basic summary:
Possessory - you are registered as the owner because you possess the land; unless someone with better evidence comes along
Good - you are evidenced to be the owner; unless someone comes along with actual deeds proving they really own it (extremely unlikely)
Absolute - you are essentially the absolute owner
Call Notary Express on 03333 122 221 if you decide to apply for an upgrade to title.
www.notaryexpress.co.uk