Whether you're a layman looking to understand your own transaction or a lawyer needing assistance with a client's conveyancing our step by step sale and purchase guides will lead you through the process while our mini guides will break the whole thing into manageable chunks and give a deep insight into the key issues and stages. Leasehold, freehold, unregistered, registered – we've got it all covered.
Need help with a remortgage or transfer of equity / deed of gift? Our guides will walk you through the process and highlight some of the common pitfalls. Mortgages and transfers can be very simple procedures but complex issues can sometimes arise and mistakes are easily made. These guides will help you deal with them.
So you want to have a go at your own conveyancing? First you should read about the risks, then if you're still happy to proceed, our guides will take you through each stage of the process telling you what to look out for and helping you avoid falling into expensive traps. Our subscription service will give you access to all of the documents you should need for your conveyancing and we can even supply you with the Land Registry Official Copies you'll need. Our general guides will cover all the obstacles you are likely to face and offer a practical solution. Have a look at our sale and purchase guides too.
A big part of the conveyancing process is the conveyancing searches. This section tells you all about them. What they are, how and when to order them and how to interpret the results. Each search has its own guide and you'll see they are separated into Standard (should be done in every case), Regional (area specific) and Optional (not essential but often useful tools for the would be purchaser). All buyers should beware that when you buy a property, the law assumes that you have seen the information that would have been revealed by searches whether or not you have actually carried them out, so you buy the property subject to the results.
Using a conveyancer to handle your conveyancing will greatly reduce the risk to you and sometimes, particularly if you are taking out a new mortgage, you will have no choice but to instruct a conveyancer. The good news is it doesn't have to break the bank. Get a free, instant quote here. We can also help with quick easy quotes for other moving related services.
Are you looking for the documents you'll need for your conveyancing transaction? Or official copies of the title or other documents from Land Registry. We can help you. Follow the links below.
We are buying a property with a charges clause in the contract. The owner is in a home and the son initially had power of attorney, he has since died. The daughter has POA over all matters with regard to sale of property.
Within the contract there is a clause for the buyer being responsible any charges on the property whether known or not.
We are concerned over the contents of this contract with this clause and are worried over the financial enormity of it and how it affects us in the future.
As the original owner is in care, could we be affected by a charge for his care. We do not know if the payment for his care is deferred or is linked to the house even if sold and we become subject to these charges.
If any previous dealings with the local authority or through business could have a financial claim/charge on the porperty.
We just do not know, any advice/help ?
Many thanks
Ian
Your legal representative should be able to assist with your enquiry, as much will depend on the circumstances of the case and our advice here can only be of a general nature.
I advise asking the seller's lawyer to confirm in writing whether there are any charges with the council, after making due enquiry with them. You should also carry out an official local search. The seller's lawyer should also give an undertaking to remove any known charges on the property. Make sure you carry out a priority search (OS1) prior to completion to ensure no charge is in the process of being registered on the property.
I suspect if the property is sold to you at market value as a bona fide purchaser the council would not be able to charge it, particularly if they had confirmed to the seller's lawyer that they would not do so. Take advise from a professional litigation/public law lawyer on the matter as well though as public law is not in my area of expertise.
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