Whether you're a layman looking to understand your own transaction or a lawyer needing assistance with a client's conveyancing our step by step sale and purchase guides will lead you through the process while our mini guides will break the whole thing into manageable chunks and give a deep insight into the key issues and stages. Leasehold, freehold, unregistered, registered – we've got it all covered.
Need help with a remortgage or transfer of equity / deed of gift? Our guides will walk you through the process and highlight some of the common pitfalls. Mortgages and transfers can be very simple procedures but complex issues can sometimes arise and mistakes are easily made. These guides will help you deal with them.
So you want to have a go at your own conveyancing? First you should read about the risks, then if you're still happy to proceed, our guides will take you through each stage of the process telling you what to look out for and helping you avoid falling into expensive traps. Our subscription service will give you access to all of the documents you should need for your conveyancing and we can even supply you with the Land Registry Official Copies you'll need. Our general guides will cover all the obstacles you are likely to face and offer a practical solution. Have a look at our sale and purchase guides too.
A big part of the conveyancing process is the conveyancing searches. This section tells you all about them. What they are, how and when to order them and how to interpret the results. Each search has its own guide and you'll see they are separated into Standard (should be done in every case), Regional (area specific) and Optional (not essential but often useful tools for the would be purchaser). All buyers should beware that when you buy a property, the law assumes that you have seen the information that would have been revealed by searches whether or not you have actually carried them out, so you buy the property subject to the results.
Using a conveyancer to handle your conveyancing will greatly reduce the risk to you and sometimes, particularly if you are taking out a new mortgage, you will have no choice but to instruct a conveyancer. The good news is it doesn't have to break the bank. Get a free, instant quote here. We can also help with quick easy quotes for other moving related services.
Are you looking for the documents you'll need for your conveyancing transaction? Or official copies of the title or other documents from Land Registry. We can help you. Follow the links below.
Hi Not sure if you can help but I have exhausted all other lines of enquiry. I bought a house around 11 years ago with my then wife. We subsequently divorced, She wants to come off the mortgage and my new wife wants to be added. I even have a solicitors 'prayer' from my ex wifes solicitor asking for her to be removed The problem is NRAM my mortgage provider will not do this unless I re-mortgage which I don't want to do as I am 57 years old. I can see no way around this if the mortgage lender will not relent. I feel I am being forced out of my own house when I am up to date with my mortgage. Regards Stephen Holland
Hello,
I'm afraid there is nothing you can do. It would require NRAM to release your ex wife from liability under the mortgage which they are not obliged to do and will not do if they are not satisfied that you are currently able to maintain the mortgage payments and are likely to be able to do so in future.
You could consider perhaps entering into a trust arrangement whereby for example yourself and your ex wife hold the property on trust for you and your new wife in return for you and your new wife agreeing to pay the mortgage and outgoings. The only problem is she would still be liable to NRAM for the mortgage if you defaulted