• One House Two Title Deeds

    By Guest on 10th Sep 2019

    We are looking to purchase a property, but there are two separate title deeds. Apparently part of the house was previously an attached coach house that at some point was fullly integrated into the main house. The coach house is on one title deed (No. 3) and the main house (No. 5). The seller is listed as the proprietor on both title deeds. What are the implications of this? Are there any risks? I assume the contract will need to state both 'properties' and title numbers, but is there anything more? The current owner has owned the property for more than 20 years and the works to amalgamate were apparently completed before the previous owners to that bought the property.

  • 6 Answers

    By Guest on 11/09/2019

    That's exactly correct - no risks/implications - it's just how it is set out at HM Land Registry.

    I've acted on a single property bisected by the two titles before.

    www.notaryexpress.co.uk

  • By Guest on 18/06/2021

    Did you get this sorted? We are having a similar issue trying to find a lender who will mortgage against two title deeds (property plus land).
    Who did you go with?

  • By Guest on 18/06/2021

    We did. It was resolved as described. Both title deeds cross-reference each other and both were detailed in the contract. We discussed with the solicitor the idea of merging them but didn’t do that in the end. We secured a mortgage, via a broker, with NatWest. NatWest is noted as having an interest in both deeds via the mortgage. No issues that the solicitor flagged to us, so all good!

  • By Guest on 18/06/2021

    Great, thanks for your help! I've given NatWest a shout and although they were a little awkward it seems they should be able to sort us out!!
    Thanks again :)

  • By Guest on 18/06/2021

    Great news - fingers crossed for you!

  • By Guest on 21/02/2024

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