Whether you're a layman looking to understand your own transaction or a lawyer needing assistance with a client's conveyancing our step by step sale and purchase guides will lead you through the process while our mini guides will break the whole thing into manageable chunks and give a deep insight into the key issues and stages. Leasehold, freehold, unregistered, registered – we've got it all covered.
Need help with a remortgage or transfer of equity / deed of gift? Our guides will walk you through the process and highlight some of the common pitfalls. Mortgages and transfers can be very simple procedures but complex issues can sometimes arise and mistakes are easily made. These guides will help you deal with them.
So you want to have a go at your own conveyancing? First you should read about the risks, then if you're still happy to proceed, our guides will take you through each stage of the process telling you what to look out for and helping you avoid falling into expensive traps. Our subscription service will give you access to all of the documents you should need for your conveyancing and we can even supply you with the Land Registry Official Copies you'll need. Our general guides will cover all the obstacles you are likely to face and offer a practical solution. Have a look at our sale and purchase guides too.
A big part of the conveyancing process is the conveyancing searches. This section tells you all about them. What they are, how and when to order them and how to interpret the results. Each search has its own guide and you'll see they are separated into Standard (should be done in every case), Regional (area specific) and Optional (not essential but often useful tools for the would be purchaser). All buyers should beware that when you buy a property, the law assumes that you have seen the information that would have been revealed by searches whether or not you have actually carried them out, so you buy the property subject to the results.
Using a conveyancer to handle your conveyancing will greatly reduce the risk to you and sometimes, particularly if you are taking out a new mortgage, you will have no choice but to instruct a conveyancer. The good news is it doesn't have to break the bank. Get a free, instant quote here. We can also help with quick easy quotes for other moving related services.
Are you looking for the documents you'll need for your conveyancing transaction? Or official copies of the title or other documents from Land Registry. We can help you. Follow the links below.
Good Afternoon
My son's father passed away in a house fire 6 months ago, as the next of kin he has received Grant of Representation to deal with the Estate.
There was only Buildings Insurance on the property and the property is the only asset of the Estate. The Insurance company are currently undertaking the refurbishment works to enable a sale to take place.
We have obtained Office Copy Entries of the Title and there are several Charges registered against the property, namely and in order:-
Mortgage, Personal Loan, Unilateral Notice of a Final Charging Order and Equitable Charge by an Interim Charging Order x 4.
Can we apply to the Land Registry to remove these Charges from the Title?
Furthermore, we had to use our own funds to clear the house before the Insurance company would undertake the remedial works.
Where would we stand in the list of above creditors in getting back our money?
Many Thanks
With regard to the charges you would need to contact each lender and ask their requirements for discharge. This would usually be repayment of the charge. If you find that the charges outweigh the value of the property then you may wish to approach the primary lender to ask if they would exercise their power of sale to override the other charges - it is unlikely though that you would receive anything from a sale in those circumstances.
This is written from a conveyancing perspective and I advise you consult your probate lawyer over whether there is any ability to disclaim the gift if it is less than the value of the charges secured on it or if they have any other relevant points from a probate perspective. Likewise with the debt claims we advise you consult a litigation professional.
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