Whether you're a layman looking to understand your own transaction or a lawyer needing assistance with a client's conveyancing our step by step sale and purchase guides will lead you through the process while our mini guides will break the whole thing into manageable chunks and give a deep insight into the key issues and stages. Leasehold, freehold, unregistered, registered – we've got it all covered.
Need help with a remortgage or transfer of equity / deed of gift? Our guides will walk you through the process and highlight some of the common pitfalls. Mortgages and transfers can be very simple procedures but complex issues can sometimes arise and mistakes are easily made. These guides will help you deal with them.
So you want to have a go at your own conveyancing? First you should read about the risks, then if you're still happy to proceed, our guides will take you through each stage of the process telling you what to look out for and helping you avoid falling into expensive traps. Our subscription service will give you access to all of the documents you should need for your conveyancing and we can even supply you with the Land Registry Official Copies you'll need. Our general guides will cover all the obstacles you are likely to face and offer a practical solution. Have a look at our sale and purchase guides too.
A big part of the conveyancing process is the conveyancing searches. This section tells you all about them. What they are, how and when to order them and how to interpret the results. Each search has its own guide and you'll see they are separated into Standard (should be done in every case), Regional (area specific) and Optional (not essential but often useful tools for the would be purchaser). All buyers should beware that when you buy a property, the law assumes that you have seen the information that would have been revealed by searches whether or not you have actually carried them out, so you buy the property subject to the results.
Using a conveyancer to handle your conveyancing will greatly reduce the risk to you and sometimes, particularly if you are taking out a new mortgage, you will have no choice but to instruct a conveyancer. The good news is it doesn't have to break the bank. Get a free, instant quote here. We can also help with quick easy quotes for other moving related services.
Are you looking for the documents you'll need for your conveyancing transaction? Or official copies of the title or other documents from Land Registry. We can help you. Follow the links below.
Hi,
Following my parents selling there property and down sizing around 18 months ago, they gifted me around £17,000. I transferred the money to a high interest saver with no intention at the time of buying a house. In the last 18 months me and partner continued to save and I cleared some debts with the funds and now have £7,500 left. My partner and I have managed to save £11,000 of our £12,000 deposit and now would like to use some of the £7,500 to top up the small shortfall on our deposit. I have spoken to my mortgage provider who confirmed they would not class that top up money as gifted because it has been in an account in my name for the last 18 months and was not intended for a deposit at the time it was gifted to me, also the amount I want to put towards my deposit is less then £10k so all fine with the mortgage company. I have sent my chosen solicitor the most recent statement for all of my savings accounts, how much history are they likely to need and should I disclose that as my own savings?
Each firm takes a its own approach to this. The best thing to do is to be honest. If the lawyer does decide to report the money as a gift then from what you say this should not be a problem for your lender. If you mislead the lawyer e even if just for convenience this could make a perfectly innocent situation look suspicious and cause more problems