Whether you're a layman looking to understand your own transaction or a lawyer needing assistance with a client's conveyancing our step by step sale and purchase guides will lead you through the process while our mini guides will break the whole thing into manageable chunks and give a deep insight into the key issues and stages. Leasehold, freehold, unregistered, registered – we've got it all covered.
Need help with a remortgage or transfer of equity / deed of gift? Our guides will walk you through the process and highlight some of the common pitfalls. Mortgages and transfers can be very simple procedures but complex issues can sometimes arise and mistakes are easily made. These guides will help you deal with them.
So you want to have a go at your own conveyancing? First you should read about the risks, then if you're still happy to proceed, our guides will take you through each stage of the process telling you what to look out for and helping you avoid falling into expensive traps. Our subscription service will give you access to all of the documents you should need for your conveyancing and we can even supply you with the Land Registry Official Copies you'll need. Our general guides will cover all the obstacles you are likely to face and offer a practical solution. Have a look at our sale and purchase guides too.
A big part of the conveyancing process is the conveyancing searches. This section tells you all about them. What they are, how and when to order them and how to interpret the results. Each search has its own guide and you'll see they are separated into Standard (should be done in every case), Regional (area specific) and Optional (not essential but often useful tools for the would be purchaser). All buyers should beware that when you buy a property, the law assumes that you have seen the information that would have been revealed by searches whether or not you have actually carried them out, so you buy the property subject to the results.
Using a conveyancer to handle your conveyancing will greatly reduce the risk to you and sometimes, particularly if you are taking out a new mortgage, you will have no choice but to instruct a conveyancer. The good news is it doesn't have to break the bank. Get a free, instant quote here. We can also help with quick easy quotes for other moving related services.
Are you looking for the documents you'll need for your conveyancing transaction? Or official copies of the title or other documents from Land Registry. We can help you. Follow the links below.
my ex-husband and I have two properties together. When we divorced he kept one property and I the other. He has now sold the property he kept and I received no money and he kept the equity. I want to take him off of my deeds and mortgage, this will also help him as he will not then be classed as having two properties and have to pay stamp duty on his new purchase.
do I have to have an indemnity policy for my mortgage company?
Hi,
Assuming no money changes hands you will probably be asked to pay for an insurance policy for "transfer at undervalue". Basically if a person disposes of an asset for no money or for significantly less than its market value and then becomes insolvent, so that it looks like he might have disposed of the asset to put it beyond the reach of his creditors, the trustee in bankruptcy can overturn the transaction which means that your new lender would lose its security (assuming you take a new mortgage to pay off the old one, doesn't matter if you keep the existing mortgage). So the insurance is to protect against this possibility. In your case you have paid a fair price for his share in that you have given him your equity in the other property, so if you can prove that you might be able to avoid paying for the policy, depending on the lawyer dealing with the transfer and mortgage