• Unknown Covenants

    By Guest on 02nd Jul 2014

    I have unknown covenants re my house which I am selling. I have been told to get an indemnity insurance policy to cover the defect title. I wish to know how much will this cost and this house has been built over 62 years now and I would of thought that any claim would be null and void.

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    By Guest on 19/07/2014

    The cost will depend on the value of the property. As to whether it is required, the rule in Hepworth v Pickles [1900] says that where a covenant has been openly and uninterruptedly breached for 20 years or more acceptance of the breach (and therefore consent) is implied, so there is no risk to insure.

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