Whether you're a layman looking to understand your own transaction or a lawyer needing assistance with a client's conveyancing our step by step sale and purchase guides will lead you through the process while our mini guides will break the whole thing into manageable chunks and give a deep insight into the key issues and stages. Leasehold, freehold, unregistered, registered – we've got it all covered.
Need help with a remortgage or transfer of equity / deed of gift? Our guides will walk you through the process and highlight some of the common pitfalls. Mortgages and transfers can be very simple procedures but complex issues can sometimes arise and mistakes are easily made. These guides will help you deal with them.
So you want to have a go at your own conveyancing? First you should read about the risks, then if you're still happy to proceed, our guides will take you through each stage of the process telling you what to look out for and helping you avoid falling into expensive traps. Our subscription service will give you access to all of the documents you should need for your conveyancing and we can even supply you with the Land Registry Official Copies you'll need. Our general guides will cover all the obstacles you are likely to face and offer a practical solution. Have a look at our sale and purchase guides too.
A big part of the conveyancing process is the conveyancing searches. This section tells you all about them. What they are, how and when to order them and how to interpret the results. Each search has its own guide and you'll see they are separated into Standard (should be done in every case), Regional (area specific) and Optional (not essential but often useful tools for the would be purchaser). All buyers should beware that when you buy a property, the law assumes that you have seen the information that would have been revealed by searches whether or not you have actually carried them out, so you buy the property subject to the results.
Using a conveyancer to handle your conveyancing will greatly reduce the risk to you and sometimes, particularly if you are taking out a new mortgage, you will have no choice but to instruct a conveyancer. The good news is it doesn't have to break the bank. Get a free, instant quote here. We can also help with quick easy quotes for other moving related services.
Are you looking for the documents you'll need for your conveyancing transaction? Or official copies of the title or other documents from Land Registry. We can help you. Follow the links below.
My wife and I are interested in buying a property. We were informed that indemnity insurance will be required, and, during the process of better understanding the situation with our conveyance lawyer, it has become clear that part of the house was built on council land. Additionally, the conveyance representative has informed me that the title search reveals information which indicates that completion may be delayed considerably due to this issue. Although indemnity insurance is to be provided by the seller-developer, no where is it outlined that the cost of acquiring the adversely possessed land will be sustained by the seller. The property is being sold as is, and I am naturally getting nervous. Is there some means of getting the seller to enter into a contingency arrangement whereby intent of purchase of the adversely possessed (appropriated)land can be arranged?
One of the conditions of the indemnity insurance will be that no approach must be made to the owner of the land in question so as to place the land owner on notice of the issue. This would greatly increase the risk of the land owner taking action to evict and therefore invalidate the policy. If the seller is already registered asowner of the land with possessory title then the council or whoever can't reclaim the land and the only problem (which the insurance will cover) is that there may be rights over the property that are still exercisable or covenants that are still enforceable that you don't know about. The insurance covers your financial loss if, say, you have to knock the house down because it interferes with a right of way or right of light, or breaches a covenant. If the seller does not have possessory title and the identity of the landowner is known you should insist that the seller acquires the land by deed before you proceed to exchange contracts.
Thank you kindly for your advice. Indeed, we came to the same conclusion ourselves, particularly as no other solution appeared to exist.