Whether you're a layman looking to understand your own transaction or a lawyer needing assistance with a client's conveyancing our step by step sale and purchase guides will lead you through the process while our mini guides will break the whole thing into manageable chunks and give a deep insight into the key issues and stages. Leasehold, freehold, unregistered, registered – we've got it all covered.
Need help with a remortgage or transfer of equity / deed of gift? Our guides will walk you through the process and highlight some of the common pitfalls. Mortgages and transfers can be very simple procedures but complex issues can sometimes arise and mistakes are easily made. These guides will help you deal with them.
So you want to have a go at your own conveyancing? First you should read about the risks, then if you're still happy to proceed, our guides will take you through each stage of the process telling you what to look out for and helping you avoid falling into expensive traps. Our subscription service will give you access to all of the documents you should need for your conveyancing and we can even supply you with the Land Registry Official Copies you'll need. Our general guides will cover all the obstacles you are likely to face and offer a practical solution. Have a look at our sale and purchase guides too.
A big part of the conveyancing process is the conveyancing searches. This section tells you all about them. What they are, how and when to order them and how to interpret the results. Each search has its own guide and you'll see they are separated into Standard (should be done in every case), Regional (area specific) and Optional (not essential but often useful tools for the would be purchaser). All buyers should beware that when you buy a property, the law assumes that you have seen the information that would have been revealed by searches whether or not you have actually carried them out, so you buy the property subject to the results.
Using a conveyancer to handle your conveyancing will greatly reduce the risk to you and sometimes, particularly if you are taking out a new mortgage, you will have no choice but to instruct a conveyancer. The good news is it doesn't have to break the bank. Get a free, instant quote here. We can also help with quick easy quotes for other moving related services.
Are you looking for the documents you'll need for your conveyancing transaction? Or official copies of the title or other documents from Land Registry. We can help you. Follow the links below.
Can a barn conversion that has been finished and building regs signed off in last 2 months get indemnity insurance against not having final letter of approval from local authority saying planning conditions were met? LA say they wont issue this letter, need indemnity to appease lender for completion.
Thank you for your question. It is not generally possible to obtain indemnity insurance once you have spoken to the council and put them on notice the conditions haven't been signed off as complied with. What's important here is why they are not prepared to issue the confirmation. If it is because the conditions haven't been complied with then that needs to be addressed. If it is simply that they don't intend to check then perhaps the buyer, armed with a list of conditions, could inspect the property and see for himself. If it is clear that the conditions have been complied with then there is no risk to indemnity and nothing for the lender to be concerned with. If the buyer cannot tell from his own inspection then perhaps a surveyor could be employed.
The short answer is no. The council are on notice of the lack of approval and plus the work is less than 12 months old. This vastly increases the risk of a claim and I would say makes the risk uninsurable.
Normally yes however if he planning department have been approached and have refused to grant consent (or even if they are still considering the issue) then indemnity cannot be obtained because one of the conditions is that the planning department is not on notice of the lack of consent.