• Landlord Refusing To Provide Documents

    By Guest on 06th Nov 2019

    I am buying a flat and the freeholder wont produce the relevance fire certificates and insurance and my mortgage company want me to pull out. Is he not obliged by law to produce these?

  • 1 Answers

    By Guest on 07/11/2019

    The law requires the landlord to have a Fire Risk Assessment covering the communal parts - see the Regulatory Reform (Fire Safety) Order (2005). You may wish to mention to him that this could be reported to the police (non-emergency of course). Having said that, chances are if the police did decide to investigate he would promptly draw up an assessment and claim it was always there! Plus it wouldn't start off good landlord & tenant relations. The law does not require him to insure the building. There is probably an obligation on him to do so in the lease (check your lease) but his failure to do so would be a civil issue rather than a criminal matter. His tenants could sue him for failing to insure. In most cases, tenants left without insurance (e.g. with absent landlords) insure their own flats and the buyer's lawyer takes out a Contingent Buildings Indemnity Insurance policy to cover the communal parts. Your lawyer will advise you further on this. 

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