Whether you're a layman looking to understand your own transaction or a lawyer needing assistance with a client's conveyancing our step by step sale and purchase guides will lead you through the process while our mini guides will break the whole thing into manageable chunks and give a deep insight into the key issues and stages. Leasehold, freehold, unregistered, registered – we've got it all covered.
Need help with a remortgage or transfer of equity / deed of gift? Our guides will walk you through the process and highlight some of the common pitfalls. Mortgages and transfers can be very simple procedures but complex issues can sometimes arise and mistakes are easily made. These guides will help you deal with them.
So you want to have a go at your own conveyancing? First you should read about the risks, then if you're still happy to proceed, our guides will take you through each stage of the process telling you what to look out for and helping you avoid falling into expensive traps. Our subscription service will give you access to all of the documents you should need for your conveyancing and we can even supply you with the Land Registry Official Copies you'll need. Our general guides will cover all the obstacles you are likely to face and offer a practical solution. Have a look at our sale and purchase guides too.
A big part of the conveyancing process is the conveyancing searches. This section tells you all about them. What they are, how and when to order them and how to interpret the results. Each search has its own guide and you'll see they are separated into Standard (should be done in every case), Regional (area specific) and Optional (not essential but often useful tools for the would be purchaser). All buyers should beware that when you buy a property, the law assumes that you have seen the information that would have been revealed by searches whether or not you have actually carried them out, so you buy the property subject to the results.
Using a conveyancer to handle your conveyancing will greatly reduce the risk to you and sometimes, particularly if you are taking out a new mortgage, you will have no choice but to instruct a conveyancer. The good news is it doesn't have to break the bank. Get a free, instant quote here. We can also help with quick easy quotes for other moving related services.
Are you looking for the documents you'll need for your conveyancing transaction? Or official copies of the title or other documents from Land Registry. We can help you. Follow the links below.
I am buying a flat and the freeholder wont produce the relevance fire certificates and insurance and my mortgage company want me to pull out. Is he not obliged by law to produce these?
The law requires the landlord to have a Fire Risk Assessment covering the communal parts - see the Regulatory Reform (Fire Safety) Order (2005). You may wish to mention to him that this could be reported to the police (non-emergency of course). Having said that, chances are if the police did decide to investigate he would promptly draw up an assessment and claim it was always there! Plus it wouldn't start off good landlord & tenant relations. The law does not require him to insure the building. There is probably an obligation on him to do so in the lease (check your lease) but his failure to do so would be a civil issue rather than a criminal matter. His tenants could sue him for failing to insure. In most cases, tenants left without insurance (e.g. with absent landlords) insure their own flats and the buyer's lawyer takes out a Contingent Buildings Indemnity Insurance policy to cover the communal parts. Your lawyer will advise you further on this.