Whether you're a layman looking to understand your own transaction or a lawyer needing assistance with a client's conveyancing our step by step sale and purchase guides will lead you through the process while our mini guides will break the whole thing into manageable chunks and give a deep insight into the key issues and stages. Leasehold, freehold, unregistered, registered – we've got it all covered.
Need help with a remortgage or transfer of equity / deed of gift? Our guides will walk you through the process and highlight some of the common pitfalls. Mortgages and transfers can be very simple procedures but complex issues can sometimes arise and mistakes are easily made. These guides will help you deal with them.
So you want to have a go at your own conveyancing? First you should read about the risks, then if you're still happy to proceed, our guides will take you through each stage of the process telling you what to look out for and helping you avoid falling into expensive traps. Our subscription service will give you access to all of the documents you should need for your conveyancing and we can even supply you with the Land Registry Official Copies you'll need. Our general guides will cover all the obstacles you are likely to face and offer a practical solution. Have a look at our sale and purchase guides too.
A big part of the conveyancing process is the conveyancing searches. This section tells you all about them. What they are, how and when to order them and how to interpret the results. Each search has its own guide and you'll see they are separated into Standard (should be done in every case), Regional (area specific) and Optional (not essential but often useful tools for the would be purchaser). All buyers should beware that when you buy a property, the law assumes that you have seen the information that would have been revealed by searches whether or not you have actually carried them out, so you buy the property subject to the results.
Using a conveyancer to handle your conveyancing will greatly reduce the risk to you and sometimes, particularly if you are taking out a new mortgage, you will have no choice but to instruct a conveyancer. The good news is it doesn't have to break the bank. Get a free, instant quote here. We can also help with quick easy quotes for other moving related services.
Are you looking for the documents you'll need for your conveyancing transaction? Or official copies of the title or other documents from Land Registry. We can help you. Follow the links below.
When we bought this property we paid the Solicitors to do a first registration. They charged us for this but did not carry this out. After a while we took out a 2nd charge loan against the property. Can a charge/2nd charge be registered against an unregistered title?
The creation of a mortgage is a trigger for first registration so the new lender will insist the title is registered, otherwise its charge whilst binding against you is not binding against third parties, such as for example your buyer if you subsequently sold without paying off the debt. When did you buy the property? Registration became compulsory for changes of ownership across England & Wales in 1998 and it became compulsory for all transactions affecting the legal title in 2003 but actually, registration was compulsory in most areas long before 1998.
Where there is a transfer of unregistered land where registration was compulsory at the time of the transfer and it is not registered within 2 months then the transfer is not legally valid, i.e. the "purchaser" is not the legal owner. Instead, the seller holds the property on trust for the purchaser.
In your case this could mean that you have no legal power to sell or mortgage the property. You should find out whether registration was compulsory at the time of your purchase as I'm afraid if it was you have quite a serious, albeit probably rectifiable, problem.
We fell into arrears with the 2nd charge and we were mortgage rescued in 1992. We still live in our property but we now pay rent. I was just wondering whether the 2nd charge was legal and whether the loss of our property was legal if the property was not correctly first registered.