• Lost Deeds And Unregistered Land

    By Guest on 08th Oct 2016

    A house I am buying has no deeds and is not registered. Our solicitors have advised we find another house.They have know since 19th Sep and only just told us because I queried the time scale. They will not do anything else for our sale until the title comes back. Is this right?

  • 1 Answers

    By Guest on 09/10/2016

    If the property is not registered at Land Registry and the sellers don't have the deeds then there is no proof of their ownership and therefore their ability to transfer the property to you. They will either have to attempt to reconstitute the title or apply for title based on adverse possession. Either way their application is not guaranteed to succeed. Until they are registered as owners you should absolutely not proceed. If the Land Registry are not prepared to accept whatever proof of ownership the sellers have then they will not register the transfer to you, so you will be left having paid the purchase price without being recognised as a the legal owner. You would not be able to sell or remortgage the property until at least 12 years after your purchase and in the meantime someone with a better claim could take it away from you and leave you with nothing. If you are buying with a mortgage then you have no decision to make because your lender will not lend in the circumstances

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