Whether you're a layman looking to understand your own transaction or a lawyer needing assistance with a client's conveyancing our step by step sale and purchase guides will lead you through the process while our mini guides will break the whole thing into manageable chunks and give a deep insight into the key issues and stages. Leasehold, freehold, unregistered, registered – we've got it all covered.
Need help with a remortgage or transfer of equity / deed of gift? Our guides will walk you through the process and highlight some of the common pitfalls. Mortgages and transfers can be very simple procedures but complex issues can sometimes arise and mistakes are easily made. These guides will help you deal with them.
So you want to have a go at your own conveyancing? First you should read about the risks, then if you're still happy to proceed, our guides will take you through each stage of the process telling you what to look out for and helping you avoid falling into expensive traps. Our subscription service will give you access to all of the documents you should need for your conveyancing and we can even supply you with the Land Registry Official Copies you'll need. Our general guides will cover all the obstacles you are likely to face and offer a practical solution. Have a look at our sale and purchase guides too.
A big part of the conveyancing process is the conveyancing searches. This section tells you all about them. What they are, how and when to order them and how to interpret the results. Each search has its own guide and you'll see they are separated into Standard (should be done in every case), Regional (area specific) and Optional (not essential but often useful tools for the would be purchaser). All buyers should beware that when you buy a property, the law assumes that you have seen the information that would have been revealed by searches whether or not you have actually carried them out, so you buy the property subject to the results.
Using a conveyancer to handle your conveyancing will greatly reduce the risk to you and sometimes, particularly if you are taking out a new mortgage, you will have no choice but to instruct a conveyancer. The good news is it doesn't have to break the bank. Get a free, instant quote here. We can also help with quick easy quotes for other moving related services.
Are you looking for the documents you'll need for your conveyancing transaction? Or official copies of the title or other documents from Land Registry. We can help you. Follow the links below.
Our mother would like to gift her property to my brother and myself as the only children and no other immediate family apart from our elderly father, but thinks she may have put title deeds of her house on our garden bonfire. All we have at present is a single piece of paper that simply appears to show the names of people who owned the title at various times in the past. The document seems to show that our father formally made a deed of gift of his interest in the property to our mother in 1983; on this paper there is only a couple of lines added for each transfer of title through the years since 1860. This document is very sparse. It does not even have a heading but its clear it has been typed on by different typewriters throught the years but it is not clear what it is supposed to be. I suspect it would have resided with other documents relating to the property title, although the property never got registered with land registry as there was no legal requirement to do so
The question is how is a deed of gift now done? If the document we have is enough to show a sufficient chain of title might we convince HMLR to register a full title? Obviously possessory title is pointless if all we can do is register the property but effectively be unable to sell the asset or raise money on it.
The situation is that we may possibly have the title deeds, but they certainly cannot be found at this time. Might we do something between ourselves that gives us some protection over the title?
The document you have sounds like an epitome of title, which is little more than an index of the documents that would be found in the deeds pack. On its own it isn't enough to prove ownership of the property. If you can't find the deeds then you have a problem. You should approach a solicitor about making an application for registration based a statutory declaration or statement of truth. You are right to say you will only get possessory title but this will prevent someone else fraudulently claiming ownership and the title is saleable and mortgageable with indemnity insurance. It can either be put in your names if your mother signs a transfer deed in your favour or hers
Many thanks to Guest above. You have completed one part of our jigsaw.