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Questions Related To Sale/Purchase

  • Transferring ownership By Guest on 15/04/2019

    I bought a property from someone I trusted but has not completed TR1 and has now disappeared. I’ve lived in the property for approximately 22years and last August 2018 the owner of the property advised me that he was being made bankrupt and unless he pr...

    Sale/Purchase
  • how to remove agricultural tie. By Guest on 13/04/2019

    Both my grandparents have now passed away and originally purchased land to build on, now we are looking to sell property and land but value is lower than expected becuase of ag ties, How can this be removed....

    Sale/Purchase
  • Reading a legal pack for auction what does this mean? By Guest on 04/04/2019

    I am looking to go to auction next week. I am reading the legal pack. Please could you advise what this means? Restriction on assignment and subsale. This agreement is personal to the buyer and is not capable of being assigned charged or mortgaged? Many t...

    Sale/Purchase
  • Add partner to deeds to avoid additional stamp duty premium By Guest on 02/04/2019

    I currently own a single property which is my main residence, valued at approximately £75,000. My partner and I plan to buy a new house and I am considering keeping my current home and converting it into a holiday let. If I add my partner to the deeds ...

    Sale/Purchase
  • Stamp duty query By Guest on 27/03/2019

    Hope to get some advice. I would like to purchase a home for my parents (in process of applying for a mortgage). Plan is: mortgage will be under my name but title deeds will be under my mum's name and mine. I already have a mortgage for my own property...

    Sale/Purchase
  • Higher rate stamp duty By Guest on 25/03/2019

    My girlfriend lives in my property with me but I am sole owner. Will she be liable for the higher rate stamp duty if she solely buys a property to let out?...

    Sale/Purchase
  • i have exchanged contracts on a property that is now being repossessed By Guest on 25/03/2019

    How do I get my deposit monies back ...

    Sale/Purchase
  • Purchase of garage By Guest on 22/03/2019

    Hi. I intend to purchase a garage assigned to an apartment in a small residential development. I already own a flat and a garage in the same development so would part-exchange if all flats must also have a garage (would this be in the lease?). The vendor ...

    Sale/Purchase
  • Uk financial disclosure form By Guest on 14/03/2019

    What format does it take?...

    Sale/Purchase
  • Is the New Build House I am buying safe before an Exchange of Contracts By Guest on 08/03/2019

    Basically I reserved a new build house but due to the valuation being undervalued I had to go to another lender and the 6 weeks deadline for the exchange passed. Right now my solicitor is waiting on answers to her enquiries (which are still pending after ...

    Sale/Purchase
  • How is it determined who owns a right of way on land? By Guest on 26/02/2019

    Scenario :
    Property 1 sections off part of its garden and builds Property 2 and creates a separate title for Property 2. 14 months after purchasing Property 2 the owner wants to sell Property 2 but a problem surfaces regarding a right of way on Property...

    Sale/Purchase
  • Can the DS3 be done on the day of completion ? By Guest on 26/02/2019

    a...

    Sale/Purchase
  • Storm water easement By Guest on 21/02/2019

    Our developer is waiting for a new easement and says he is willing for us to hold back some of the purchase price until it arrives. How much should we retain?...

    Sale/Purchase
  • time restriction on the sale of my propery By Guest on 21/02/2019

    My exhusband put a restriction (to which I agreed at the time) on the flat that I bought in my name after the divorce that I can't sell the flat until 2024 (when our son is 18), where can I check if it means that I can sell the flat in 2024? I'd like to k...

    Sale/Purchase
  • House sale By Guest on 18/02/2019

    My sister and I are selling the family house, do we have to have same solicitor or can we use separate companies...

    Sale/Purchase
  • House exchange By Guest on 10/02/2019

    We are looking at a house swap with a friend of ours. Our house is valued at 330k my friends property is valued at 300k. We have agreed the we will receive a 30k payment as part of the exchange. We have an outstanding mortgage of 23k, my question is can t...

    Sale/Purchase
  • How to purchase "public" land By Guest on 01/02/2019

    So I'm trying to move house but the small size of our outside space is proving to be a reason why people aren't putting in any offers. As we are at the end of a public alleyway which only has access at the other end of the street, we are looking to see if...

    Sale/Purchase
  • Leasehold restriction on selling my flat By Guest on 29/01/2019

    I have a problem selling my leasehold flat as there is a restriction stating I must obtain written consent from the freeholder. Unfortunately the freeholders name does not appear on this restriction as his name was not transferred when he bought the freeh...

    Sale/Purchase
  • Sellers property information pack By Guest on 23/01/2019

    Does parking restrictions/leave free for emergency vehicles etc documented on a sellers property information pack form part of the buyers contract. Is this sort of restriction documented elsewhere ? for example should it appear as an amendment on the titl...

    Sale/Purchase
  • 2 buyers = 2 solicitors? By Guest on 21/01/2019

    Me and my mum are considering buying a property together as tenants in common. She has a property to sell and so has a solicitor lined up to use. Do I need my own solicitor or am I covered under my mums?...

    Sale/Purchase
  • claiming back legal fees from a vender By Guest on 16/01/2019

    Please can anyone advise? We recently went to buy an house and at the 9th hour the vendor has provided a report showing the extent of the remedial work needed in a property less than 3 metres away. We have asked for this information on endless ocassions...

    Sale/Purchase
  • Can you explain the process of purchasing / exchanging a resale contract? By Guest on 13/01/2019

    I looking to get a mortgage on a new build apartment, however I'm clueless on how to progress. I want to know how to best approach the purchase of a resale contract for a new build? ...

    Sale/Purchase
  • Buying out my fathers share By Guest on 09/01/2019

    My father owns 50% of his house. My brother and I own 25% each. I have POA can we buy his share cheaply...

    Sale/Purchase
  • Would I be liable to pay SDLT/LTT in my first home in the UK if I own from inheritance a 25% share of a property abroad? By Guest on 08/01/2019

    My mother passed away last February and she left me in her will her share from 2 properties. a 25% of our family home, where my father currently lives and a 30% share of my parents summer home. I read that if I own a property or a share of a property even...

    Sale/Purchase
  • Management Information Pack By Guest on 03/01/2019

    I purchased a Leasehold Information Pack 12 months ago. The sale fell through. I am now required to buy another Information Pack, for the same price, even when only one or two documents need updating. Why cannot I obtain just the updated documents at a ...

    Sale/Purchase
  • home By Guest on 02/01/2019

    wen I bought my home I put daughters name on to get morgadge now I am selling will ther b any problems for her she has never lived in it...

    Sale/Purchase
  • Exchange of contracts - deposit required By Guest on 27/12/2018

    I am hoping you could categorically clarify part of the selling/buying process, as this being my first time selling and buying at the same time, I am confused/concerned as to what is required in reality.

    To clarify, we have about £21k in equity on our...

    Sale/Purchase
  • How long must a lawyer keep a completion statement? By Guest on 14/12/2018

    Is there a legal requirement for the length of time that a lawyer must keep a completion statement? I'm trying to track down one which seems to have 'gone missing' despite the sale being less than 5 years ago....

    Sale/Purchase
  • buying a property with calor gas By Guest on 07/12/2018

    what additonal enquiries to raise
    with the sellers solicitors...

    Sale/Purchase
  • should a neighbours planning permission have to be disclosed before completing the SPIF By Guest on 03/12/2018

    I am being taken to court for fees (solicitors/searches)compensation by a prospective buyer for failing (not by any intention) to mention a neighbours planning permission for house extension during the viewing/offer process and not disclosing it until com...

    Sale/Purchase
  • double stamp duty By Guest on 01/12/2018

    If a person has bought a house,say for £300,000,paying £5000 SDLT on purchase for a leasehold property.Then,after 2 years goes through the freehold purchase process of said property's leasehold costing £3000 in related fees.Let us say the property was ...

    Sale/Purchase
  • "Gifted deposit" - Can my vendor pay my stamp duty By Guest on 30/11/2018

    The vendor has suggested as we were concerned the house we are buying needs a little cosmetic work done, hes so keen not to lose us as buyers (i know the man on a professional basis & hes going through an expensive divorce, so we are aware of his situatio...

    Sale/Purchase
  • garden shed By Guest on 27/11/2018

    I purchased a house within a new development. on the TP1 form, the drawing of the land and building include a garden shed, which does not currently exist. can i make the developer put a garden shed in due to the fact that they put in on the drawing when s...

    Sale/Purchase
  • Solicitor processing my purchase as a leasehold or freehold? By Guest on 13/11/2018

    Hi,

    I am purchasing a house which is currently leasehold, but is “freehold on completion” as the vendors are using the money from the sale to purchase the freehold. My question is based around whether my solicitor should be processing my conveyanci...

    Sale/Purchase
  • The management company of the development I live in has been dissolved. Currently, none of the householders even want the management company, as its not needed. If all householders agree, can the management company be removed from the properties title dee By Guest on 05/11/2018

    I live in Northern Ireland, just incase that makes any difference to the procedure we have to follow....

    Sale/Purchase
  • REgularisation certificate vs indemnity insurance By Guest on 01/11/2018

    I am selling a 3 bedroom victorian terrace and the sellers solicitor has stated the following, We note there is a loft conversion to form an attic bedroom. Please specifically confirm when this was carried out, and provide a copy of the Building Regulatio...

    Sale/Purchase
  • Freeholder not available to assist leasehold buyers queries By Guest on 06/08/2018

    Getting towards the end of a complex leasehold flat sale. Freeholder has filled in the LPE1 form and has confirmed that ground rent and service charge is up to date.

    Buyers solicitor has come back with queries. and wants to see statements to show that...

    Sale/Purchase
  • right to buy By Guest on 01/08/2018

    My 85 year old uncle would like to buy his rented council house property that he has lived in for 50 years under the right to buy scheme. He does not have the funds to do this but would like me to benefit by providing him with the funds (which is not agai...

    Sale/Purchase
  • right to buy By Guest on 01/08/2018

    My 85 year old uncle would like to buy his rented council house property that he has lived in for 50 years under the right to buy scheme. He does not have the funds to do this but would like me to benefit by providing him with the funds (which is not agai...

    Sale/Purchase
  • Change of Ownership By Guest on 30/07/2018

    The property in question is currently owned by my Pension (SIPP), The trusts are currently 50/50, however i am releasing some cash from this, and in doing so the ownership will change to 70/30 with a payout of £50K. Do we need to submit a Stamp Duty Form...

    Sale/Purchase
  • Neighbour claims she's put a block on property By Guest on 29/07/2018

    I'm in the process of buying the house next door iv just heard that the neighbour behind as put a block on the property to stop the sale it DOESN'T belong to here
    ...

    Sale/Purchase
  • Pulling out of one house to buy another By Guest on 28/07/2018

    Hello
    We’re very far into the process of buying a house, searches back, queries raised and mostly answered etc, but another house that we lost out on originally has now become available again. My question is, if you pull out of buying a house when you...

    Sale/Purchase
  • Missing convanants from 1989 By Guest on 20/07/2018

    I am being ask to pay indemnity insurance ? I am selling my house , this was not found on me buying house ...

    Sale/Purchase
  • Hi I’m in the process of selling my property and the contract has been sent to the buyers solicitors but I have noticed my middle name is spelt incorrectly by one letter and this is also the same mistake on the official copy of register title. I didnt re By Guest on 19/07/2018

    Hi

    I’m in the process of selling my property and the contract has been sent to the buyers solicitors but I have noticed my middle name is spelt incorrectly by one letter and this is also the same mistake on the official copy of register title. I didn...

    Sale/Purchase
  • Hi I’m in the process of selling my property and the contract has been sent to the buyers solicitors but I have noticed my middle name is spelt incorrectly by one letter and this is also the same mistake on the official copy of register title. I didnt re By Guest on 19/07/2018

    Hi

    I’m in the process of selling my property and the contract has been sent to the buyers solicitors but I have noticed my middle name is spelt incorrectly by one letter and this is also the same mistake on the official copy of register title. I didn...

    Sale/Purchase
  • Embarassment Clause By Guest on 19/07/2018

    How would I add a clause to a property sale agreement, where the property is being sold on preferential terms, to add an additional payment if the property is resold or let with (say) five or ten years?...

    Sale/Purchase
  • Who’s responsibility By Guest on 18/07/2018

    I have exchange contracts and will be completing in four weeks, however since exchange we have a bust water pipe in the back garden. Having had yorkshire water out they have said that it is a shared water pipe and even though they will repair it is classe...

    Sale/Purchase
  • would I be notified if my husband registered an interest in my flat By Guest on 18/07/2018

    would I be notified by Land Registry if my husband registered an interest in my flat to avoid me selling it...

    Sale/Purchase
  • 1 month subscription fee By RAJPUT on 17/07/2018

    please confirm that your company will not automatically withdraw money from my credit card after expiry of my one month membership....

    Sale/Purchase
  • Property Deeds By Guest on 17/07/2018

    We want to buy a flat but the Deeds have been lost. Should we go ahead, or not?...

    Sale/Purchase
  • Service charges have not been paid by previous owner By Guest on 16/07/2018

    Am I responsible for unpaid service charges of a previous owner ? The apartment was bought from an administrator. ...

    Sale/Purchase
  • Stamp duty on leasehold property By Guest on 16/07/2018

    We are buying a house for £424,999. It is a leasehold property with a fixed yearly rent of £200 for a 250 year lease term. How much stamp duty would we pay?...

    Sale/Purchase
  • Contract of Sale By Guest on 09/07/2018

    We are considering a pre-auction bid but before i talk to a solicitor i saw in the legal pack there is a clause in the Sale Contract:

    "Restriction on assignment and sub-sale:
    The contract for sale is personal to the buyer and is not capable of being ...

    Sale/Purchase
  • Where do I stand with owning land within a property By Guest on 27/06/2018

    I sold my house in 2015. The buyer is now selling and has discovered I still own the piece of land at the front of the property. Where do I stand with this??...

    Sale/Purchase
  • Stamp duty on shared ownership By Guest on 26/06/2018

    I was looking at your information on stamp duty (as below). Can I ask on resale of a shared ownership property, what is the new buyer's liability to stamp duty if the original owner had chosen to pay stamp duty in stages (stair casing)? Can the new buyer ...

    Sale/Purchase
  • money Laudering Regulations By Guest on 23/06/2018

    I'm am buying a freehold property with cash. The solicitor I have retained is asking full disclosure of the source of the funds I am using to purchase. Is this a requirement? ...

    Sale/Purchase
  • Should the buyers conveyancer confirm to. The buyer the demise of the property that is been purchased .. ie a plan edged red ..as I have just purchased a commercial building which I was led to believe includes the land to side of it but on Land registry p By Guest on 22/06/2018

    As per question title ...

    Sale/Purchase
  • Stamp duty By Guest on 19/06/2018

    Can you please let me have your thoughts on the following:

    Mrs G & Mr A are purchasing a property together; they are not married (does being married have any significance) before the exchange of contracts on this property.

    Mrs G & Mr A each own a ...

    Sale/Purchase
  • If I don’t have building regulation approval can I able to sell house By Guest on 19/06/2018

    I don’t have building regulation approval however registered person has done the solar fitting on roof can I able to sale house without it...

    Sale/Purchase
  • New home By Guest on 19/06/2018

    I was told by the developer building my new premises I had to exchange yesterday or they were pulling contracts. The whole chain exchanged but when I went to exchange with the developer their solicitor was not ready as they had let the Authority to Exchan...

    Sale/Purchase
  • Notice days for completion of new build By Guest on 15/06/2018

    I bought a new house from Persimmon. The original date of completion was March 2018 but it was delayed month by month. Verbally they said they are targeting end of June for completion and have booked home demo on 22 June. They are releasing a notice today...

    Sale/Purchase
  • Help in conveyancing costs By Guest on 11/06/2018

    will I need to prove where the £7000 lifetime gift to my granddaughter came from...

    Sale/Purchase
  • Do I class as a first time buyer for stamp duty? By Guest on 07/06/2018

    I am a UK national living abroad for over 15 years. I rented before leaving the UK and am renting abroad so do not own a "main residence" at all.
    However I do have a 50% share on a couple of buy to let properties, which were all less tjan £80k purchase...

    Sale/Purchase
  • Does an estate agent have to state whether a property is tenanted when advertising for sale? By Guest on 05/06/2018

    Does an estate agent have to state whether a property is tenanted when advertising for sale?...

    Sale/Purchase
  • Separate solicitor for lender By Guest on 04/06/2018

    My solicitor has just received our mortgage offer however she has said she can't act for the lender as they always use their own solicitor. she says it will add lots of extra time and paperwork to the case and will delay our completion date by a long way....

    Sale/Purchase
  • Am I able to make a claim when my solicitor has failed to conclude missives by the agreed date? By Guest on 30/05/2018

    I was given an entry date of June 1st and told to have all funds available by May 31st, which I duly transferred on May 22nd. Now the Senior Legal Executive working on my conveyancing has told me (with 48 hours' notice) that this entry date looks unlikely...

    Sale/Purchase
  • Council Owned Land By Guest on 29/05/2018

    HI, there is a plot of land behind my property (any a number of other properties) that the council own and they believe they can sell for development. I put together a case stipulating that due to legislation the purposed houses are too close to my house....

    Sale/Purchase
  • Dispute over surveyors decision By Guest on 26/05/2018

    I am trying to sell a 1 bed flat. I have had 2 buyers in 6 months. The first one fell through as the surveyor claimed the flat was worth zero as the block (12 flats over 3 floors) was fully tenanted . This was via natwest. The 2nd buyer went with nationwi...

    Sale/Purchase
  • Do you need a leasehold investigation by solicitor, when you are the seller of a leasehold property By Guest on 24/05/2018

    Is it a requirement for the seller to have their solicitor undertak a leasehold investigation for the property. I would have thought this to be the purchasers responsibility....

    Sale/Purchase
  • Is a coal mine search an extra charge by solicitor when buying a house By Guest on 17/05/2018

    My solicitor has previously quoted me a price for my house purchase but keeps adding charges ...

    Sale/Purchase
  • Stamp duty By Guest on 11/05/2018

    I am currently living in a rented property which is my main residence, if I were to stay in rented and purchase a buy to let flat would I be liable to pay stamp duty?...

    Sale/Purchase
  • What does the 80 years perpetuity actually mean By Guest on 10/05/2018

    In the clause below taken from the TP1 are you able to advise please what the Perpetuity Period (defined as 80 years 14 years ago) actually mean.

    Does it mean that we can use the roads for the next 66 years providing we contribute? Or does it mean that...

    Sale/Purchase
  • Declaration of Trust By Guest on 04/05/2018

    Hi - I bought a flat in my sole name in 2002 and have since married. I am now in the process of selling the property and would like to apply a declaration of trust in the order of 50/50 with my wife ahead of exchange contracts and completion such that we ...

    Sale/Purchase
  • Sellers Client Account By Guest on 02/05/2018

    Seller has demanded we put asking price in his solicitors Client Account........ Is this acceptable......???...

    Sale/Purchase
  • Remove a convent costs By Guest on 02/05/2018

    How do I go about removing a convent from my deeds...

    Sale/Purchase
  • Conditions of sale 5th edition By Guest on 30/04/2018

    Hi there we are currently in the process of buying a house and have instructed the solicitors to go ahead with searches etc my solicitor has contacted
    Me today with concerns regarding the liability of the property when the contract has been signed before...

    Sale/Purchase
  • Agricultural Land to be sold to a developer By Guest on 27/04/2018

    We have received an unsolicited offer for some land we own and are happy with the offer price as fair. Who normally pays the contract / agreement legal costs? The buyer or the seller? and what is a reasonable cost for a sale of around £700k. A fixed cost...

    Sale/Purchase
  • building regs By Guest on 25/04/2018

    if i know that building regs on a conservatory built in 1996 do i need a indemnity policy to sell as have a ref no: and that permission was granted but dont have a certificate from previous owner who built it but on my searches when i bought property it s...

    Sale/Purchase
  • Second property tax By Guest on 24/04/2018

    I’m currently in rented accommodation though I have a buy to let property with a long term tenant in. My husband and I are looking to purchase a home for us to live in but have been told we will have to pay increased rate. However our existing property ...

    Sale/Purchase
  • Conveyancing By Guest on 17/04/2018

    Hi there,

    I am buying a freehold property in redbridge borough of london it's a three bed free hold house. But in once of the answer to the question below

    Are there any other rights or arrangements affecting the property ?

    The answers as below
    ...

    Sale/Purchase
  • Boiler not working! By Guest on 12/04/2018

    Purchased a flat 06.04.18. Vendor declared on ta6 heating as working 27.10.17 property been empty. But boiler needs replacing what do l need to do....

    Sale/Purchase
  • What is the legal difference between a tranfer of land and a sale of land By Guest on 11/04/2018

    I have been asked to donate about half an acre of Common Land to a charity (consideration is a peppercorn)so that they can extend their carpark.I expected to have a straight purchase of the land Deed but they are saying a TR1 Deed of Transfer must be used...

    Sale/Purchase
  • Buying a leasehold flat with a share of the freehold By Guest on 09/04/2018

    I am buying a leasehold flat and a share in the company that owns the freehold. How should this be described in the contract of sale? ...

    Sale/Purchase
  • Additional SDLT By Guest on 06/04/2018

    My main residence is rented but a few years ago my mum gave my siblings and I a house, which we are doing up before a possible future sale. I have not lived in the house at any point since my name was added to the deeds but did live there many years ago. ...

    Sale/Purchase
  • Blocked Access & Stating No Easements By Guest on 01/04/2018

    Hi
    Hoping someone might be able to provide some advice. Part of our property (freehold) was sold off many years ago - a room at the front and a garage at the back - and the TR1 mentions no buildings or services and mentions permissions for boundaries etc...

    Sale/Purchase
  • Dissolved developer company 30 years ago. By Guest on 27/03/2018

    Title deeds show a provision for a management company and a charge for upkeep of communal land but developers were dissolved before company was formed. This eas on a new estate 30 years ago. All the properties are freehold. No one paid any charges but con...

    Sale/Purchase
  • Developer Selling Shared Land After 20 Years By Guest on 27/03/2018

    We live next door to a small housing estate. When the estate was built, some small patches of grass were left for aesthetic reasons. They are not heavily used. 20 years has now passed since the development was built , and the developer is selling on the s...

    Sale/Purchase
  • Capital gains when selling a property By Guest on 24/03/2018

    Will my conveyancer settle any payments for tax due on completion or is it my responsibility after I have sold ...

    Sale/Purchase
  • Absence of Easement Indemnity Insurance By Guest on 22/03/2018

    Is a Absence of Easement Indemnity Insurance a legal requirement when selling a house If you don’t agree with the reason why its been ask for...

    Sale/Purchase
  • Underpinning By Guest on 20/03/2018

    Minor underpinning to front corner of house 27 years ago should I declare this?...

    Sale/Purchase
  • TA6 or AP1 for boundary? By Guest on 20/03/2018

    TA6 or AP1 for boundary?
    For sale of house...

    Sale/Purchase
  • Money from joint account classed as gift even if source proven? By Guest on 16/03/2018

    Hi,

    me and my husband remortgaged our residential property recently taking out some additional borrowing.

    The further advance was transferred to our joint account upon completion of the remortgage as we own the residential property jointly.

    Now I...

    Sale/Purchase
  • Possessory title By Guest on 14/03/2018

    Land registry has provided me with a title number and owner name for a property i am looking at, but my estate agent tells me that the seller has only got a possessary title, what are my rights if i purchase?...

    Sale/Purchase
  • Buying a house with an LPA By Guest on 10/03/2018

    I have an LPA for my parents to buy a house for them as they are abroad. Do the conveyancers still need their IDs to be certified if I have that LPA?...

    Sale/Purchase
  • LPE1 By Guest on 02/03/2018

    Joint freeholder refusing to sign LPE1 form until we sign the loft space over to him for free! We have agreed to do it but we want at least 5k which we have been advised is very reasonable. The sale is close to falling through because of the long delay. I...

    Sale/Purchase
  • Is it possible to add or remove clauses in a Freehold conveyancing contract? By Guest on 01/03/2018

    We are looking to buy a new freehold property on a managed estate. We are worried about the current trend of "fleecehold" properties and do not wish to be extorted by the estate management company when they take over. Would we be allowed to ad or remove c...

    Sale/Purchase
  • I am about to exchange contracts for purchasing a freehold house, when I went to sign for exchange of contracts My Solicitor told Me that there are common areas in the development but the Management Company has been dissolved for 6 years, He said if I con By Guest on 27/02/2018

    Thank you...

    Sale/Purchase
  • Damaged/missing paperwork By Guest on 27/02/2018

    I am looking to sell my property, the pack which came with the property at sale including deeds and lease are damaged beyond use. Do I need to obtain new documents from land registry or would this be done as part of conveyencing process?...

    Sale/Purchase
  • INDEMNITY INSURANCE By Guest on 13/02/2018

    I paid for an indemnity policy when I bought a listed building, but have no paperwork - what should i do...

    Sale/Purchase
  • auction property By Guest on 07/02/2018

    I would like to purchase an auction property and reading a legal pack i find this phrase "not to insist upon the Seller being registered proprietor of the Seller’s Title prior to completion ". What does it mean? Thank you...

    Sale/Purchase
  • Shared ownership - purchase of 40% from the tenant and 20 % from the HA By Guest on 05/02/2018

    Hello,

    I'm purchasing 60 % of a property, where 40 % is owned by the current tenant and 20 % will be purchased from the Housing Association.

    Does this purchase require two transactions: Purchase of 40% and staircasing to 60% which both have to be re...

    Sale/Purchase
  • lpe1 form By Guest on 03/02/2018

    I have just lost the sale over the lpe1 form stating future works over the next 5 years will be £7,700. how can freeholder estimate these costs when block was not looked at at all.
    My son also had a lpe1 firm when bbuying his flat which stated £6,600 ...

    Sale/Purchase
  • INDEMNITY INSURANCE By Guest on 31/01/2018

    We are in the process of selling our house. In 2000 my husband installed an RSJ after making the living room larger, didnt realise we needed it approved. I need indemnity insurance to cover the lack of a certificate...

    Sale/Purchase
  • Stamp Duty Question during an Equity Transfer By Guest on 30/01/2018

    Dear Sir/Madam

    I'm paying my sibling £220,000.00 (two hundred and twenty thousand pounds) for a transfer of equity so I can buy his share of our late mother's property. I think with that figure above I need to pay £8500.00 stamp duty is that correct ...

    Sale/Purchase
  • Deed of Partition By Jlittle11 on 30/01/2018

    Is it possible to purchase a property in my company name and then to split the property by way of a deed of partition into the company name of one part and into a director of the company's individual name of the other?...

    Sale/Purchase
  • someone living in the house we are buying when on all paperwork they have claimed its empty By Guest on 26/01/2018

    I am currently purchasing a property and on the formal paperwork the seller has claimed that the property is unoccupied, however we have proof that the sellers brother is living there which has now caused our exchange date to be delayed.

    is this legal?...

    Sale/Purchase
  • Stamp duty By Guest on 26/01/2018

    I wish to buy my first property in the UK but own one abroad (jointly with my husband 50%/50%) - we moved here 3 years ago and have been in rented accommodation ever since. The 50% share in the property abroad is worth less than £40,000. Do I need to pay...

    Sale/Purchase
  • Conveyancy fee demand By Guest on 20/01/2018

    We put our house up for sale in Jan 2015 with a fixed £800 fee company, our intention was to downsize as we were due to retire, our daughter and granddaughter had to come back home in March 2015 to live due to a domestic situation, we now needed to with ...

    Sale/Purchase
  • Retention agreement/fee concerning service charges By Guest on 19/01/2018

    I have recently sold a leasehold flat and the buyer's solicitor requested a retention of £500 to be held for 12 months on the basis that there may be a deficit in the service charge accounts relating to my period of ownership. I agreed to this on the bas...

    Sale/Purchase
  • Removing Contract Clauses By Guest on 11/01/2018

    It is usually a standard condition in a contract that the seller is required to notify the buyer of any change of circumstances or information in respect of the property that they become aware of up until the date of completion, even where the contract ha...

    Sale/Purchase
  • Restriction on Property we are buying By Guest on 10/01/2018

    Hi guys

    Its 4.30am here and cant sleep...
    We are so close to exchange its unreal.
    But a hiccup appeared yesterday we were not expecting...

    Apparently there is a restriction on the property with a finance company....
    Now our soictor said that she ...

    Sale/Purchase
  • selling a property and declare disputes with neighbours By Guest on 08/01/2018

    I am thinking about selling my property but several times reported disputes with a neighbour to the council last year.
    How disclosing this can affect my sale and what exactly to disclose and in which terms in order to avoid legal action from new owners w...

    Sale/Purchase
  • Annexe valuation By Guest on 10/12/2017

    Hi, We are buying a property that has an annexe. The annexe is self contained, with a separate accesses. Electricity, Gas and Water is ahead with the.main property. Current owners had rented out the annexe and the annexe is separately registered in the ci...

    Sale/Purchase
  • selling a leasehold, what about the freeholder? By Guest on 05/12/2017

    Background info: 1 house is split into 2 horizontally, so bottom 2 floors is mine and the top 2 floors belongs to someone else. lease left is 200 years. the freeholder is a small company.

    so if i was to sell my flat, what happens if the freeholder is b...

    Sale/Purchase
  • When does a transfer of land become legally By Guest on 29/11/2017

    I have signed a few days ago a TR1 form which I now regret and would like reversed. When does the transfer become legally binding. Is there a cooling off period. Is it binding if it has not yet been recorded at the Land Registry?...

    Sale/Purchase
  • Property Management Company By Guest on 23/11/2017

    Hi there, our property which is in the process of being sold at the moment is one of three freeholds and to access the any of the three houses you have to drive over a communal area which is owned and maintained by a management company which we own a thi...

    Sale/Purchase
  • Broken Links By echardie on 21/11/2017

    hi there

    Your links to unregistered freehold contract and unregistered leasehold contract do not work, please may you look into this?

    Many thanks! :)...

    Sale/Purchase
  • How much to buy my freehold By Guest on 15/11/2017

    We are looking to buy the leasehold on our house how do I find the value...

    Sale/Purchase
  • Seperating, transfer of title and stamp duty By Guest on 14/11/2017

    My wife and I are separating. She is buying me out of the property which we own 50/50. Our current mortgage is £180,000 and she buying me out for £92,000. This is made up of £30,000 by way of re-mortgage and the rest from an inheritance. We don't have ...

    Sale/Purchase
  • Condition on a contract By Guest on 11/11/2017

    I want to buy a house that has a large tree close to the building.There is no tpo on it but if one was imposed on it I would not buy. Should I make the contract conditional?...

    Sale/Purchase
  • Conveyancing By David Robson on 01/11/2017

    At what stage in the conveyancing process does one take a ten percent deposit. After searches and enquiries have been satisfied?...

    Sale/Purchase
  • payment to seller from solicitor following completion of sale By Guest on 25/10/2017

    When completion has taken place and the buyer given the keys to the property, what is the timescale for the seller to receive their money if they are not purchasing a property themselves....

    Sale/Purchase
  • Is there anyway I can check to see who's name is on a property that I want to buy? By Guest on 14/10/2017

    Do I need a Solicitior in order to buy a house ...

    Sale/Purchase
  • indemnity policy By Guest on 12/10/2017

    We have a restrictive covenant in our deeds. We knew nothing of this. It says we are not allowed to change the appearance of the property. We have had replacement windows and the buyer solicitor is saying that thisis a breach of that covenant. The deed is...

    Sale/Purchase
  • Islamic mortgage By Guest on 11/10/2017

    The vendor has a leasehold with 15yrs left on it and the Freehold is held by HSBC. The vendor says the leasehold will be cancelled on completion and I would get the Full Freehold. Says it is an Islamic Mortgage. Is this correct? ...

    Sale/Purchase
  • Does the freeholder get notified of the change in ownership? By Guest on 06/10/2017

    I received a letter at my house addressed to the previous owner but I noticed it related to the property so I did open it. It was the bill for the ground rent which was nominal but late payment fees had been added with a threat of legal action for non pa...

    Sale/Purchase
  • selling my house with internal non load bearing wall removed By Guest on 03/10/2017

    selling my house with internal non load bearing wall removed between what was once kitchen and separate dining room in 2003 non listed house solicitors want planning permission, but none was got at the time, what can i do? ...

    Sale/Purchase
  • house we bought still has a mortgage from previous owner By Guest on 01/10/2017

    we have just received a letter from our solicitor telling us that the lady we bought our house from still has a current mortgage on our property even though she said it was mortgage free, she is living in an old persons home now and the money we paid her ...

    Sale/Purchase
  • Who is Responsible for Legal Costs when Selling a Share of Freehold Flat? By Guest on 28/09/2017

    We own a share of freehold flat in a two flat building and the other owner now wants to sell his share of freehold flat. We have appointed a solicitor to represent us and informed the solicitor that the seller must pay for all our legal, and associated, c...

    Sale/Purchase
  • Shared ownership By Guest on 28/09/2017

    I have been offered £85000 for my 75%shared ownership my buyer has been approved by the housing association now they have instructed a valuation survey .what will happen if it's a lesser value than my selling price will I lose the sale...

    Sale/Purchase
  • An Absence of Ease Indemnity Policy - we need to get such a policy but cannot find an insurer that will provide this unless we can evidence that we have used the part of the lane unrestricted for the past 10 years. We have only lived here for six and a ha By Guest on 26/09/2017

    This issue is holding up our sale which was due to exchange and complete next week....

    Sale/Purchase
  • Exchange of Contract Authority By Guest on 23/09/2017

    My chain of 3 had a failed Exchange of contracts, would we all need to supply our conveyancing solicitors AGAIN with authority to proceed for another attempt on the next working day (i.e Monday following a failed attempt on the previous Friday. The Failur...

    Sale/Purchase
  • Linked Exchange of Contracts. Who coordinates the various coneyancing solicitors? By Guest on 23/09/2017

    Linked Exchange of Contracts. Who coordinates the various coneyancing solicitors? I am in a chain of 3. We have a buyer, We have a sale agreed with a vendor who is not purchasing another property....

    Sale/Purchase
  • IS 3% STAMP DUTY PAYABLE? By Guest on 21/09/2017

    We are looking to buy 3 fully furnished holiday flats as a business (no residential permission) - we are also looking to buy an additional house for us to live in - would the additional house be liable to the additional 3% Stamp Duty Levey?...

    Sale/Purchase
  • Probate house sale By Guest on 14/09/2017

    I have inherited a 50% share in a property with someone I do not trust. We are also the executors. When funds from the sale are released, can they be divided and sent to the respective individual bank accounts rather than an executor account? Thanks....

    Sale/Purchase
  • Empty fields on Fifth Edition Contract By Guest on 03/09/2017

    On a Fifth Edition Contract, when asked to sign (Seller), is it usual for Completion Date, Deposit, Contents Price, Balance - to be blank...

    Sale/Purchase
  • House Sale Contract Exchange By Guest on 23/08/2017

    Hi
    We got all the money for the purchase but bit short of SDLT as of now. We will have all the money within next two weeks.

    Can we still exchange the contract and complete the sale two weeks later?

    Thanks in advance.

    Akash
    ...

    Sale/Purchase
  • part exchange By Guest on 14/08/2017

    part exchange...

    Sale/Purchase
  • Buiding control certificate By Guest on 09/08/2017

    building control certificate issued at the time covered other internal alterations does that matter for a mortgage company if I try and sell the property in the future ...

    Sale/Purchase
  • Do you still pay auction fees if a property doesn't sell? By Guest on 27/07/2017

    I've been trying to sell my mother's maisonette for over a year. It has 999 year lease and despite indemnities slapped on it to appease buyer solicitors they still insist it isn't fit for purpose and a lender won't lend against it. I'm that fed up I'm thi...

    Sale/Purchase
  • Knotweed By Guest on 21/07/2017

    My neighbour has a small amount of japanese knotweed on his property; do I need to disclose when selling my house?...

    Sale/Purchase
  • Stamp duty By Guest on 17/07/2017

    I inherited my father's half of my parents house last year. My mother is now downsizing and the sale of the house will be used to by a flat (my half of the house will be used to purchase the flat too). O already own a home and understand that I will have ...

    Sale/Purchase
  • Restriction on property By Guest on 16/07/2017

    My ex-husband bought the matrimonial home in 2003 in his sole name with sole mortgage (our previous property in my sole maiden name hadn't reached completion after sale yet). He left the matrimonial home in 2006 after not paying the mortgage for the previ...

    Sale/Purchase
  • Transfer of equity By Guest on 12/07/2017

    Can I transfer the equity if a flat that I joint own with my girlfriend (there's no mortgage) & then buy a house in my name outright?...

    Sale/Purchase
  • Stamp duty/ second home By Guest on 07/07/2017

    Hi,

    I have own a existing property on a buy to let mortgage, my partner is in the armed UK forces so we are currently living/renting army quarters/housing which is our main residence due to his posting.
    We are considering buying a property together bu...

    Sale/Purchase
  • Can I cancel my instruction? By Guest on 05/07/2017

    Hi, today I instructed a conveyancer and paid a £600 deposit. I have since read the reviews of the firm and they are terrible. Can I cancel and get a refund?...

    Sale/Purchase
  • Stamp Duty By Guest on 05/07/2017

    Hi,

    My wife owns a property in her sole name which has been rented out on a residential mortgage (with consent to lease) since 2013. This property is worth £60,000.

    I am purchasing a property in my sole name for us to living as our main, and only ...

    Sale/Purchase
  • Buy below market Value By Guest on 05/07/2017

    We want to buy my sisters house she does not live in it my parents do (free of charge no rent is paid) she lives in Australia, but due to my mother falling ill and needing 24 hour care my sister has offered to sell me the house so I can move in to look af...

    Sale/Purchase
  • exchange of contract By Guest on 04/07/2017

    We were purchasing a new build and selling our current home and last Tuesday (27th June) found out that the builders wanted to exhange of contracts on the Friday (30th June)as this was their year end and our new property was included on their figures. We ...

    Sale/Purchase
  • A simple contract By Guest on 02/07/2017

    A simple contract for myself and a neighbour to buy/sell a small part of a new . I.e. Transfer of land for a small fee (£500.00)...

    Sale/Purchase
  • stamp duty for common tenancy By Guest on 29/06/2017

    A parent and a child purchase a house as tenants in common. Parent owns 60% of the house and it is their 2nd property. The child owns 40% of the house and this is their 1st property where they will reside. how stamp duty is to be paid? Will each owner wil...

    Sale/Purchase
  • Can the buyers' solicitor refuse to deal with me? By Guest on 27/06/2017

    I am selling a freehold registered title to purchasers with nothing to sell and I am not buying another property. The solicitor acting for the buyers has stated that "if you are not appointing a solicitor to deal with the sale of your property we can onl...

    Sale/Purchase
  • if the council previously owned a land before building it why do we have to pay indemnity insurance 40 yrs later By Guest on 24/06/2017

    The council bought land in 1972.. build on it.. sold a house in 1992 to the teenants. we purchased in 2007 and although noted was not asked to pay an Indemnity. We are now selling and have been asked to pay?...

    Sale/Purchase
  • selling land that is jointly owned by 8 parties By Guest on 24/06/2017

    a developed has approached our residential development offering to buy the site so he can re-develop it. 7 of the 8 property-owners who jointly own the site would like to sell but one party are adamant that they do not want to. where do we stand - can on...

    Sale/Purchase
  • Apportionment By nafeesuk on 24/06/2017

    When we will sale property, how to calculate apportionment, service charge. Who pay service charge and how long does he/she pay for that? ...

    Sale/Purchase
  • Part sale of our flat to Parents By Guest on 23/06/2017

    We currently own a London flat. We are looking to buy a second home outside of London and then let out our flat. We will be taking our a new residential mortgage for the new purchase and request a tenancy request from our current mortgage lender for our e...

    Sale/Purchase
  • No declaration of trust By Guest on 14/06/2017

    Bought a flat 10 years ago with a friend. I put in £8000 deposit and she put in £4000 deposit. At the time of buying we agreed that when we sold we would take back our original desopits each and split any profit 50/50.
    We are now selling the flat. We a...

    Sale/Purchase
  • Vendor didn't complete before deadline, we pulled out, what are we entitled to? By Guest on 08/06/2017

    We exchanged a 10% deposit and contracts in November 2016. As of April 1st 2017 the apartment was still not ready, our solicitors advised us that we could pull out at this stage and recover our deposit as the seller did not complete by the 1st April deadl...

    Sale/Purchase
  • Power of attorney By Guest on 05/06/2017

    I am about to purchase a property and have been asked to sign
    Power Of Attorney form, is it normal to have 17 attorneys names on form? Thank you.
    ...

    Sale/Purchase
  • EPC By chrisgaine on 04/06/2017

    I'm selling a flat to my son and his girlfriend - they live there already. Do I need an Energy certificate and how do I arrange one?...

    Sale/Purchase
  • Who provides the lease pack when the freehold is shared amongst the people living in the flats? By Guest on 26/05/2017

    would just like to understand why we have been waiting 5 weeks for a leasepack when we are also getting a share of the freehold with the flat?...

    Sale/Purchase
  • No management company, so the buyer's solicitor wants to knock £7000 off the agreed price! By Guest on 20/05/2017

    Hi

    I'm selling my mum's maisonette in Liverpool, a deceased property to settle an estate. Because of problems with the first lot of time-wasters and their idiot solicitor wanting the lease rewording, we now have cash buyers whose solicitor is griping t...

    Sale/Purchase
  • Probate and property sle By Guest on 17/05/2017

    I obtained probate to deal with my late father's finances including the sale of his house. I engaged a solicitor for the conveyancing at a fixed quote and completed all the required paperwork. They have just emailed me adding another £200 + VAT because I...

    Sale/Purchase
  • Deed of Assent By Guest on 10/05/2017

    My Brother and I are joint Executors of our Mothers home. I have obtained Grant of Probate. He wants to purchase my share and I understand we need a Deed of Assent. Then we can sell jointly to him (or possibly his partner). Is this the best/only way to ...

    Sale/Purchase
  • Unilateral Notice By Guest on 09/05/2017

    Hi There

    I am selling a property which have a unilateral notice which expired in June 2016.

    It is still on the register - does this normally get removed after it expired ?

    The solicitors seem the need to investigate the notice even thought it ex...

    Sale/Purchase
  • Ex wife refusing to sign form to take her interest off the property By Guest on 09/05/2017

    I am the owner of a house which I am currently selling but my ex wife is refusing to sign the form sent out by my solicitor to take her interest off the property?...

    Sale/Purchase
  • Blackmail? Please help.. By Guest on 05/05/2017

    My parents are in the process of selling, however there is a third party on the land registry who wants £4000 to have his name removed? My mother accepted to go as guarantor for my sister, when she was renting but he is not owed a penny which we have pr...

    Sale/Purchase
  • Is it my mistake or my solicitors mistake? By Guest on 18/04/2017

    It has come to my attention that my freehold property has two registered titles. When I purchased the property the seller only signed one transfer deed. Should my solicitor have known there were two?...

    Sale/Purchase
  • How can my mum remove the HR1 put in place by my Dad By Guest on 18/04/2017

    My mum and dad have been separated for three years. She is the sole owner on the deed although there is a joint mortgage and joint second charge on the home. Before separation, my mum obtained an occupation order and an anti molestation order for her and ...

    Sale/Purchase
  • Buying freehold on a leasehold development By Guest on 15/04/2017

    do I have to agree to the leasehold covenants if I am buying the freehold on a leasehold development?...

    Sale/Purchase
  • Cobfreeholder refuse to sign the tr1 By Guest on 14/04/2017

    Hello,
    Our co freeholder made us a low offer when we wanted to sell our flat. We refused it and went for a better one. He now refuses to sign the Tr1.
    Nothing in the lease gives him a right to obstruct the sale. I think I can ask to the court to sign ...

    Sale/Purchase
  • Coloured Plan Absence By Guest on 10/04/2017

    I am selling my leasehold flat. The coloured plan which purchasers solicitor requires is missing. I am told I will have to get an Indemnity Policy.How much will this cost Property sold for £265,000...

    Sale/Purchase
  • PROBATE SALE - CAN A CHARGING ORDER PLACED ON A PROPERTY FOR CARE HOME FEES CONTINUE AGAINST THE NEW PURCHASERS? By Guest on 06/04/2017

    WE ARE THE PURCHASERS AND IT IS A PROBATE SALE - WE DON'T WANT TO BE LANDED WITH A CHARGING ORDER FOR CARE HOME FEES WHEN WE'VE BOUGHT IT...

    Sale/Purchase
  • Can i buy the freehold of my listed building property By Guest on 04/04/2017

    i would like to own the freehold to my property which is part of a listed building...

    Sale/Purchase
  • Searches when purchasing land By Guest on 29/03/2017

    Hello,
    I'm looking to purchase some land. What types of searches should I be expecting to be carried out by the Solicitor?
    Gas pipes, drains, covenants, etc. There seems to be variety of opinion of the types of searches that may be carried out.
    Many th...

    Sale/Purchase
  • Can I transfer equity and purchase a new property at the same time? By Guest on 27/03/2017

    I currently owe 32000 on my house we are in. It is in my sole name and would like to transfer half the equity to my partner, it is valued at 72000, so we would both own less than 40k. We have seen a house for 85k we want to move into as main residence, an...

    Sale/Purchase
  • Help to buy eligibility By Guest on 26/03/2017

    Good Morning,

    I would like to consider starting a help to buy ISA and I am slightly confused regarding the eligibility, given the fact that I will be a first time buyer but I would like to apply for a mortgage together with my partner which is already ...

    Sale/Purchase
  • Freeholder refuses to sign LPE1 By Guest on 22/03/2017

    I am near to exchange of contracts on the sale of my leasehold property. The freeholder is refusing to sign the LPE1, as he has now decided that he might want to employ a managing agent.
    This will cause me to lose my buyer. This is the second time this h...

    Sale/Purchase
  • Purchase By Guest on 22/03/2017

    If I am buying a leasehold title, do I need to request the deeds etc refrrred to in the superior titles and Freehold title? If not why not? Please assist....

    Sale/Purchase
  • What are the options when indemnity is not possible? By Guest on 21/03/2017

    We are in the process of buying a property which has a paved driveway and drop kerb installed. It turns out the drop kerb has permission from the highway authority but the not all of the drop kerb is adopted highway. The land is owned by the local plannin...

    Sale/Purchase
  • Seller delaying signing after sell agreed By Guest on 20/03/2017

    Hi, Is there any legal help for a buyer where the seller is refusing to sign in/delaying the signing in. It has been more than five moths since we went sale agreed. next months my mortgage approval will expire, house price has gone up. I dont know what t...

    Sale/Purchase
  • Improvement line in garden - possible road widening By Guest on 20/03/2017

    Is there any policy you can purchase to allow the sale of the house to go through?...

    Sale/Purchase
  • EDDR ON LAND BEHIND A PROPERTY By Guest on 14/03/2017

    HELLO,

    WE ARE LOOKING TO BUY A PROPERTY IN LEICESTER AS OUR HOME. WE ARE IN LOVE WITH THIS PROPERTY AND IT TICKS ALL THE BOXES FOR US. HOWEVER, A RECENT SEARCH ENQUIRY MADE BY OUR SOLICITORS MADE US AWARE THAT THE LAND AT THE REAR OF THIS PROPERTY IS O...

    Sale/Purchase
  • Does Stamp Duty surcharge apply on new home? By Guest on 12/03/2017



    Will stamp duty surcharge apply on new home if property owners (joint owners) transfer current property to limited company and buy a new home. Both property owners are directors in the limited company (SPV incorporated to invest in property).

    Also,...

    Sale/Purchase
  • Title check By Guest on 09/03/2017

    Hi,

    If we are purchasing the leasehold title and there are various deeds referred to in the freehold title.

    Do we need the documents referred to in the freehold title and if the seller does not provide them what can we argue as we arent buying the f...

    Sale/Purchase
  • Life occupancy of property. By Guest on 07/03/2017

    Hi, I am dealing with a matter where the the deceased has left his property to his executors and he wants his partner to have the right to remain in the property for life and after her death he wants the property to go according to his will which will be ...

    Sale/Purchase
  • Part owned property By Guest on 04/03/2017

    My brother has lived in the 3 bed semi for 12 years , no rent . Where do we stand legally if we wish to sell this property?...

    Sale/Purchase
  • shared ownership lease By Guest on 03/03/2017

    I have a new shared ownership lease - restricted to 55 years or over and staircase to 75% only. My question is - in the lease it states a re-sale fee of 2.5% due to the landlord. I thought most were 1% fees? is it legal to charge 2.5% and is there any ...

    Sale/Purchase
  • Unregistered title By Guest on 03/03/2017

    When we bought this property we paid the Solicitors to do a first registration. They charged us for this but did not carry this out. After a while we took out a 2nd charge loan against the property. Can a charge/2nd charge be registered against an unre...

    Sale/Purchase
  • SDLT FORM By Guest on 02/03/2017

    a few years ago I bought a house, at the time the garage plot was included in the transfer however wasn't transferred to me by some sort of error. I have now been in contact with the owners who will transfer the land to us. as there will be no payment we ...

    Sale/Purchase
  • Unregistered Land - Land Charges Search By Guest on 02/03/2017

    Hi, I carried out a land charges search for an unregistered property against the names of the previous owners. An entry against one of the companies was revealed; a d2 and d3 charge, i obtained a copy of the document referred therein and the document cont...

    Sale/Purchase
  • Selling of property Declaration of Trust. By Guest on 27/02/2017

    My property has sold stc. I alone am named on the deeds. There is a declaration of trust between myself and ex partner who, because of this, still resides at the property. She will not sign the contract (the bit where it says she gains nothing from the pr...

    Sale/Purchase
  • Staircasing a shared ownership property By Guest on 27/02/2017

    I'm considering purchasing the last 50% of my shared ownership property. Will I have to pay a solicitor again for all the same charges for searches etc., as I did when I originally bought the first 50%? Or is there a simplified purchase process because I ...

    Sale/Purchase
  • Transfer of ownership By Guest on 27/02/2017

    Hello, I am considering buying into my partners property. It is owned by 3 people and I would be buying out 2 so that I own half. Once a price is agreed what would my next step be. I would like a letter to hold this agreement due to some works needed o...

    Sale/Purchase
  • Name is incorrect at Land Registry By Guest on 22/02/2017

    We are purchasing a property in joint names. One of them has now deceased. His name on the office copies is 'John' and on jis death certificate it is 'Joseph'. What will I need from the sellers solicitors?...

    Sale/Purchase
  • Stamp duty additional residential property By Guest on 21/02/2017

    My daughter has a quarter share in a house she lets to her mother. If she buys her own house is she liable for the extra 3% stamp duty?...

    Sale/Purchase
  • selling a flat and providing the mortgage - what contract By Guest on 16/02/2017

    We have flat that we were selling to the tenants with the expectation that they were getting a mortgage. Now we learn that they cannot get one - bad credit score and too old for a lengthy mortgage. They have a reasonable income and we trust them. They rea...

    Sale/Purchase
  • Restrictions against house By Guest on 14/02/2017

    Hi, I am planning to sell my house which will have about 80k equity in it, I have 3 restrictions against my house that will all be under the value of the equity, will I have a problem selling it with this? How do I settle the debts against the equity? Who...

    Sale/Purchase
  • contract of sale By Guest on 13/02/2017

    Hi, I'm selling my apartment by my self. I need a contract template to use before the convegancing part of the deal. Like a agreement to continue with the sale of the apartment. I don't live in the UK but own a appartment there. anything you guys can help...

    Sale/Purchase
  • selling a flat to friends with mortgage problems - can we do it on easy terms ? By Guest on 12/02/2017

    We are selling a flat to the tenants who are friends. They had a few lean years and have a poor credit score and now are having problems getting a mortgage. Can we just set up a private terms (no deposit, term of five years, interest 2%) payment by instal...

    Sale/Purchase
  • Extra 3% stamp duty? By Guest on 07/02/2017

    Hi, our current main residence is the first floor of a period conversion. We are interested in buying our neighbour's ground floor flat and combining both flats into one. This is instead of selling the current flat and moving into a bigger new home. Would...

    Sale/Purchase
  • I purchased a house 14 months ago which was a repossession, I am now selling it but have just found out that the house and part of the garden is on one deed and the rear part of the garden is on a separate deed which is still in the name of the person wh By Guest on 04/02/2017

    ...

    Sale/Purchase
  • Conveyancing law By Guest on 03/02/2017

    We have recently been at the bottom of a chain of buyers- we were told by the vendor at the top of the chain that he wanted to exchange within a week. Everyone in the chain got prepared to exchange to meet this deadline. The evening before the deadline we...

    Sale/Purchase
  • Stamp duty for tenants in common By Guest on 03/02/2017

    If we buy a house as equal shares tenants in common for £190000, will we have to pay stamp duty...

    Sale/Purchase
  • DIY Conveyancing Advice By meetopes on 01/02/2017

    Dear sir or madam,

    Please advise me as I have been representing myself in my house sale and purchase and carrying out all the pre-contract conveyancing successfully, dealing with the contract documents, enquiries, searches, etc.

    However as we are n...

    Sale/Purchase
  • DIY Conveyancing Advice By meetopes on 01/02/2017

    Dear sir or madam,

    Please advise me as I have been representing myself in my house sale and purchase and carrying out all the pre-contract conveyancing successfully, dealing with the contract documents, enquiries, searches, etc.

    However as we are n...

    Sale/Purchase
  • Buying a property with vendors wanting to stay on for two months By Guest on 31/01/2017

    I plan to buy a house but the sellers have asked if they can continue to stay at the property (and pay rent) for a couple of months while some work is carried out at the house they are buying. I have no problem with this but it would mean the house would ...

    Sale/Purchase
  • Swap garages By Guest on 29/01/2017

    My neighbour and I own garages at either end of a block of 4. We have used each other's garage unofficially for the last 20 years how easy would it be to make the swap legal...

    Sale/Purchase
  • Need advice on restriction on a title deed By Guest on 29/01/2017

    Need advice.
    I have an agreed restriction
    On some else title deed.
    What I need to now .
    Can he sale is property,
    With my restriction on is title deed ?
    Restriction. 13.10.2015.
    No disposition of the registered estate by the propriter of the registe...

    Sale/Purchase
  • What paperwork should a solicitor have in his/her possession from the seller before he/she release the final funds to purchase the property By Guest on 27/01/2017

    Concerned that funds have been transferred incorrectly ...

    Sale/Purchase
  • No/full title guarantee By Guest on 27/01/2017

    We are buying a repossessed property with no title guarantee. How long before we can resell it with full title Guarantee? Thanks...

    Sale/Purchase
  • Contracts Exchange T&C By Guest on 16/01/2017

    HI, I wanted to know about terms of exchange of contracts before completion for property purchase. Can I know if its a standard contract or terms of contract can be changed in agreemenet with Vendor & Seller. ...

    Sale/Purchase
  • Converting leasehold to freehold. By Guest on 06/01/2017

    Buying off the land on the leasehold to make it freehold. The transferor wants to put restriction of rights to build, right to air / water, cant rent a bedroom, cant change plants,they have access to the house with or without notice, if required in future...

    Sale/Purchase
  • Land dispute By Guest on 30/12/2016

    Hi my brother and myself bought a building plot ,unfortunately my brother has had a mental breakdown legally were would I stand...

    Sale/Purchase
  • Completion certificate missing By Guest on 27/12/2016

    Hi. I'm a first time buyer in the process of buying a house built in 2002. A garage conversion to study was undertaken in 2005. Our solicitor has raised the concern that the Building Completion Certificate (for the entire house) is missing. Funnily enough...

    Sale/Purchase
  • Buying short lease property By Guest on 20/12/2016

    I'd like to buy a flat which has a very short lease - 52years. The lease extension will cost 48k for this property. The seller would be happy to extend the lease but only if buyer pays for it. I have 50k saved to be used as a deposit, but if I use it to e...

    Sale/Purchase
  • cant find my building regs from 20 years ago By Guest on 13/12/2016

    I am selling my surgery with flat above that was originally a house and converted 20 years ago with correct approval but cant find the certificates for building regs...

    Sale/Purchase
  • coal shaft By Guest on 08/12/2016

    Hi,my question is my house was built 8 feet from an abandoned untreated coal shaft would this affect the sale price in anyway. I paid £230000 cash for the property in 2007.Thank you Blair...

    Sale/Purchase
  • Gifted Equity By Guest on 02/12/2016

    If I sell my property with a market value of £150,000 to my son for £100,000 how much stamp duty is payable ...

    Sale/Purchase
  • Lender repossessed & threatening to dispose my former matrimonial home By Guest on 25/11/2016

    My former matrimonial home is subject to a high court order making me legal beneficiary of £1,000,000
    I have registered rights on the land registry both matrimonial and the court order.
    yet the lender claims they have a buyer who is happy to by the pro...

    Sale/Purchase
  • Additional dwelling supplement By Guest on 24/11/2016

    I own a property at present in sole name, my boyfriend is purchasing his own home in his sole name. Does he have to pay the extra dwelling supplement if I move into the property in the future or never ...

    Sale/Purchase
  • Buying a timber framed house with cavity wall insulation By Guest on 15/11/2016

    I would like to buy a property but the cavity wall insulation needs to be removed as it is timber framed and potential damage to the structure can not be serveyed until it is removed, Could I write up something to have an offer excepted on the basis that ...

    Sale/Purchase
  • 5th edition standard conditions By Theresa Fox on 12/11/2016

    Do you not have a better copy of the 5th edition that I can print off, the wonky PDF copy on your website looks remarkably unprofessional ...

    Sale/Purchase
  • Where do I find the 5th Edition Contract for the sale of a freehold house By Theresa Fox on 12/11/2016

    I can only find the contract for registered land, surely this is not the correct one to use for the sale of a house...

    Sale/Purchase
  • Document purchase for one-off fee. By Guest on 31/10/2016

    I want to buy an SPIF pdf document. I'm happy to pay £4.99. Will I be able to print this form without paying any other fee, in particular a registration fee to Adobe Acrobat to allow printing pdf documents?...

    Sale/Purchase
  • PIF is parking space amount for flat bought or total spaces for freehold property. By Guest on 29/10/2016

    Property Information Form, Freeholder owns the whole property consisting of 1st floor flat, ground floor flat and office. PIF for 1st floor flat says 1 parking space for parking details. Does this means the 1st floor flat lease should come with that parki...

    Sale/Purchase
  • My environmental search doesnt pass By Guest on 25/10/2016

    Environmental search on a property I want to buy doesn't pass. Sellers have proposed to but indemnity insurance. I am concerned that when I want to sell, prospective buyers will have same issue and it may take longer for me to sell or i will have to sell ...

    Sale/Purchase
  • Garage purchase By Guest on 25/10/2016

    I am purchasing a garage freehold from a neighbour who has no mortgage on the property . I believe this is a suitable case for DIY conveyancing please advise...

    Sale/Purchase
  • Stamp Duty By Guest on 25/10/2016

    Hi,
    I hav e a query on the new stamp duty rules. I currently have a residential mortgage and 2 buy to lets all of which I have had for over 10 years. I am thinking of moving, thereby selling the house on residential mortgage and buying a new one. Does ha...

    Sale/Purchase
  • Minimising/avoiding SDLT when purchasing more shares in a shared ownership property By Guest on 17/10/2016

    My girlfriend currently owns a 35% share of a property which we have been living in for the past 3 years, I am not currently on the mortgage. We are looking to purchase the rest of the property and take out a joint mortgage. I also own another property wh...

    Sale/Purchase
  • Utilities check By Guest on 17/10/2016

    We are close to completion but the vendor will not let us check the gas system and there are broken gas appliances left there as rubbish and stated in the property info as "sold as seen"
    What are my legal rights to this?...

    Sale/Purchase
  • What is the STLD fee? By Guest on 10/10/2016

    Why is my solicitor asking for a fee on top of the Stamp Duty actual cost?...

    Sale/Purchase
  • New build, shared ownership, solicitor delaying exchange but we have a deadline that we won't meet By Guest on 07/10/2016

    We are in the process of buying a shared ownership new build, the solicitor has all our signed documents and is ready to exchange but is advising us not to as the housing association don't yet own the property. She is advising that we wait until ownership...

    Sale/Purchase
  • Changing conveyancing solicitors By Guest on 04/10/2016

    Hi there, I am currently in the process of buying a house and feel we are close to exchanging. However, I am now having a very bad time with my solicitors and feel they are the cause of undue delay. I am curious as to whether it is possible and indeed adv...

    Sale/Purchase
  • Changing conveyancing solicitors By Guest on 04/10/2016

    Hi there, I am currently in the process of buying a house and feel we are close to exchanging. However, I am now having a very bad time with my solicitors and feel they are the cause of undue delay. I am curious as to whether it is possible and indeed adv...

    Sale/Purchase
  • selling By Guest on 29/09/2016

    does one pay the solicitor after the sale of signing contracts...

    Sale/Purchase
  • How long is an acceptable time for a house conveyance with no chain? By Guest on 29/09/2016

    A buyer made an offer on our property which we accepted via an estate agent. The estate agent was also providing their own solicitor to conduct the conveyancing. Ther was no chain with ourselves or purchaser. After more than 4 months the sale was aboeted ...

    Sale/Purchase
  • Selling house with flying freehold By Guest on 22/09/2016

    Dear sir/madam.
    We have been looking to sell our house and everything was going well until yesterday when we was suddenly told the value of our house is no where near what we was originally told due to a 'flying freehold' (the bedroom is over the top of...

    Sale/Purchase
  • Procedure for buying a partial of adjoining propery? By Guest on 19/09/2016

    What is the procedure for buying a partial of adjoining property?
    ...

    Sale/Purchase
  • decllarations by seller and purchaser By Guest on 19/09/2016

    how do I drafta declarations by seller and purchaser...

    Sale/Purchase
  • We want to sell our upstairs flat. We are joint freeholders with woman downstairs. She signed transfer deed but doesn't see why she should have to confirm her ID for this. How can we make her?! By Guest on 14/09/2016

    Transfer of freehold deed. How do we make joint freeholder give Id to validate transfer deed?...

    Sale/Purchase
  • Freehold massionnets By Guest on 13/09/2016

    I want to buy six massionnets which are housing association property it's in two story building. Title deed suggests there is 8 massionnets in building and there is only one title deed for all the massionnets
    My question is how to make all massionnets m...

    Sale/Purchase
  • House is freehold but garage is leasehold can I buy this property? By Guest on 11/09/2016

    As my offer is accepted, please someone advise....

    Sale/Purchase
  • looking at auction leasehold flat, answer to question does sale price exceed outstanding charges is no should I be alarmed By Guest on 09/09/2016

    property being sold by deceased executer...

    Sale/Purchase
  • Subject to Title By Guest on 08/09/2016

    What does the above mean when selling. House...

    Sale/Purchase
  • Do I need Adverse Possession Indemnity Insurance By Guest on 04/09/2016

    My mother in law mistakenly threw away the title deeds to the house when clearing out my late father in laws bureau. We have been given possessory Title even though they had lived at the same address for over 55 years! In order to sell the house without a...

    Sale/Purchase
  • Missing deeds of covenant By Guest on 30/08/2016

    Looking for a little advice. Selling a property and it appears that all parties appear to have lost an existing deed of covenant. Buyers is refusing to exchange without it. Have exhausted all avenues to try and obtain a copy is there any way out of this s...

    Sale/Purchase
  • Insuramce when selling house By Guest on 22/08/2016

    will I be asked my insurance details when I sell my house...

    Sale/Purchase
  • Buying a house, Cash buyer By Guest on 15/08/2016

    I am planning on buying a house as a cash buyer. The house is £60,000.

    The house will be in my name but some of the money will come from my girl friends account and my fathers account, me £15,000, girl friend £40,000 farther £5000.

    All money is...

    Sale/Purchase
  • I still cant obtain a leasehold information pack 5 months after agreed sale of property (were willing to pay but no offer has been made) is there anything we can do? By Guest on 09/08/2016

    our sale was agreed 5 months ago and we still cant get a leasehold information pack from the freeholder to complete the sale and now our buyer is getting fed up and the vendor of our new place is threatening to pull out...

    Sale/Purchase
  • shared ownersip By Guest on 06/08/2016

    can an ex-pat UK citizen buy on a shared ownersip scheme?
    ...

    Sale/Purchase
  • Flood Risk By Guest on 03/08/2016

    Is it possible to get a single flood risk report prior to putting an offer in on a house? The house is in a previous flood area and although it was structurally rectified I am concerned with potential future risk. I would rather pay a one off fee now than...

    Sale/Purchase
  • Capital Gains Tax By Guest on 27/07/2016

    If I am selling my main home and the sale falls through however my purchase still is going ahead am I liable to pay capital gains tax when I eventually do sell my main home. ...

    Sale/Purchase
  • what happens if a road is unadopted By Guest on 24/07/2016

    what happens if a road is unadopted and we act for the seller as their solicitor...

    Sale/Purchase
  • Freehold absolute By Guest on 16/07/2016

    I recently bought a freehold property. The vendor then accessed the property after the sale and created an access door on the inner wall for his tenants to access his next door property. He is refusing to close the access. My potential mortgage provider d...

    Sale/Purchase
  • public sewer By Guest on 13/07/2016

    Public sewer owned by Southern water under the wall or just next to wall of semidetached property- what are issues? DO i need to consider to pull out from the sale or any other things I need to inform solicitor to avoid problems later...

    Sale/Purchase
  • Proof of funds By Guest on 13/07/2016

    As a resident scheme manager am I obliged to request proof of the buyers funds for purchasing the property or is the role of the solicitor...

    Sale/Purchase
  • property at buyer's risk By Guest on 12/07/2016

    What is your view about the clause in 5th Edition of Standard Conditions of Sale which put the property at the risk of the buyer from exchange? Is it reasonable to ask for this to be deleted?
    The context is a leasehold purchase. As the seller is under a ...

    Sale/Purchase
  • Whether an easement should be included in a TP1 By Guest on 29/06/2016

    I am doing my own conveyancing and selling off part of my property, some arable land at the back of my house.
    The electricity for my house runs through a cable which crosses through the south eastern part of the land I am selling.
    I am considering what ...

    Sale/Purchase
  • Indemnity Insurance on part of garden By Guest on 29/06/2016

    I'm in the process of selling, my solicitor informs me a small part of my garden is unregistered, it's enclosed by a wall and is exactly how I purchased it 11 years ago; as did previous buyers without any garden issue.

    I'm aware a possessory title can...

    Sale/Purchase
  • currency of searches at the point of exchange/completion? By Guest on 27/06/2016

    Must a conveyancing solicitor ensure that searches are up to date at the point of exchange/completion? We were not told of planning permission applied for by the ground floor leaseholders of our building, although it was applied for before we exchanged....

    Sale/Purchase
  • £6k reserved By Guest on 23/06/2016

    i recently sold a property for 140k with a 110k bridging loan on it , a redemption figure was obtained, and the sale went to completion , my solicitor retained £6k of the funds in case the buyers solicitors fail to release the charge from the land regist...

    Sale/Purchase
  • Being bought out by builder By Guest on 22/06/2016

    Hi, our chain has collapsed and we have been given the option to be bought our by barrat homes so our sale still goes ahead. Do you get less money by doing this?...

    Sale/Purchase
  • On exchange of contracts, what does uncleared funds actually mean. By Guest on 20/06/2016

    Does uncleared funds mean money there but not cleared or that the funds are not there?...

    Sale/Purchase
  • Higher Valuation than Purchase Price By Guest on 17/06/2016

    Hi I have just agreed a purchase price for a flat at £128K from my landlord, as it needs a lot of work inside and out, however Ive just had a homebuyers report done the valuation came in at £150k will my solicitor ask me to get indemnity insurance, or a...

    Sale/Purchase
  • My house buyer is stalling after contracts exchange. If she pulls out what happens next? And what happens with the house I'm purchasing? By Guest on 14/06/2016

    I understand a buyer who pulls out after exchange of contracts gets heavily penalised, which is what I'm worried my buyer may do. But what happens with the house I'm purchasing? At the end of the day I'm also a buyer but if my sale falls through I won't b...

    Sale/Purchase
  • Do we have to exchange on the sane day? By Guest on 13/06/2016

    Hi i am in the process of getting divorced and we are selling the family home in order for us each to rebuy. Once we have an offer on the shared property and if i find a property first that I wish to buy, can I exchange contracts in order to secure the p...

    Sale/Purchase
  • Do I have to pay fees for representing my bank which I am getting my morgtage from to my solicitor who is in this banks panel? By Guest on 13/06/2016

    I am with solicitor who is in Natwest panel, but now I am finding out that solicitor would like to charge me for representing NatWest. Why if she is in NatWest panel already? ...

    Sale/Purchase
  • From TR1 By Guest on 08/06/2016

    I have been sent form TR1 for signing by my conveyancer for the sale of my property. I have been instructed to not ammend the form in anyway apart from signing. When I sign this form should the transferee field be blank? Feels a bit like signing a blank c...

    Sale/Purchase
  • How to enforce a Transfer Clauses By Guest on 02/06/2016

    You have a list of Transfer clauses at http://freeconveyancingadvice.co.uk/diy-conveyancing/transfer-clauses

    We added one to a TP1 that gave the Transferor 8 weeks to erect a boundary fence around their property (adjoins ours) needless to say they hav...

    Sale/Purchase
  • New SDLT and Transfer of Equity By Johnolaleye@gmail.com on 27/05/2016

    Hi
    I am currently in the process of purchasing my first home. However I am impacted by the new second homes SDLT and have to pay additional 3% for the following reason:

    My dad bought a flat about years ago with his wife for about £120k Cash (there is n...

    Sale/Purchase
  • SDLT and Transfer of Equity By Johnolaleye@gmail.com on 27/05/2016

    Hi
    I am currently in the process of purchasing my first home. However I am impacted by the new second homes SDLT and have to pay additional 3% for the following reason:

    My dad bought a flat about years ago with his wife for about £120k Cash (there is n...

    Sale/Purchase
  • Insurance for a leasehold property By Guest on 24/05/2016

    We are buying a property and it is freehold. The garage attached is leasehold and will be leased by us. The garage is owned under a leaseholder interest as it is part of next doors structure. Under the terms of the lease, the landlord insures. We want ind...

    Sale/Purchase
  • exchange contracts By Guest on 23/05/2016

    we have the contract from the solicitor but no date for exchange of contract, but solicitor asked for building insurance, does this need to be signed up before exchange of contract...

    Sale/Purchase
  • Special Incumbrances By Guest on 18/05/2016

    What does the following mean: Condition: the condition that the Seller (1) obtains a grant of probate authorising the Seller to deal with the estate of ..... and (2) that the Seller registers a possessory title in the name of the Seller at Land Registry.
    ...

    Sale/Purchase
  • Petition in bankruptcy By Guest on 17/05/2016

    How do I get a petition for bankruptcy from the land register...

    Sale/Purchase
  • My ex wants me to fill in DS1 form in connection with selling our home she still resides in. What does this mean. By Guest on 10/05/2016

    ...

    Sale/Purchase
  • Part ownership of a flat with a charge on it. By Guest on 10/05/2016

    My mother owns 1 3rd of a flat, the other 2 3rds were owned by the building company that went bust, the receiver has a charge on the flat which is now being offered to me to buy. Am I buying the 2 remaining 3rds of the flat or just the debt?...

    Sale/Purchase
  • Capital Gains liability By Guest on 10/05/2016

    I'm thinking of selling my house and retaining half the garden to build a new house. I would like to understand the tax implications.

    I've read extensively but can't find this exact situation. The garden I would keep is 1400 sq m so it is less than the 0...

    Sale/Purchase
  • Do you have to go in person to solicitor to sign contracts By Guest on 08/05/2016

    My solicitor is insisting we both go in person even though we do not live locally to them...

    Sale/Purchase
  • Do I have to provide a ground rent statement even if the buyer is happy to proceed without? By Guest on 04/05/2016

    ...

    Sale/Purchase
  • Conveyancing Advice By Guest on 03/05/2016

    Hi

    Would appreciate if you would please advise:

    Read information online about buying two houses at a time which would enable to reduce the sdlt. Apparently if you buy two properties of value
    300k and 200k at the same time you would be paying a stamp d...

    Sale/Purchase
  • Selling a leasehold property By Guest on 01/05/2016

    Do you need a consent to sell from your management company when selling a houe.

    I have been asked for this from my buyers solicitor....

    Sale/Purchase
  • possessory title indemnity insurance By Guest on 27/04/2016

    When can possessory title indemnity insurance be taken out and where can I get a quote...

    Sale/Purchase
  • discounted purchase price By Guest on 24/04/2016

    i want to sell my house to my wife the value is 495k i am only on the mortgage and owe 240k can i sell at 250 and gift her the equity and she can take her own mortgage for 240k and save on stamp duty as she is not moving from the property ...

    Sale/Purchase
  • put house in my wifes name so we can buy another without the 2nd home tax By Guest on 23/04/2016

    In 2013 my husband and I bought a house for cash. It was put inmy husbands name only for some reason. Now we want to buy another with a mortgage but my husband has the income, not me. Can we get the house we own put in my name and then avoid the 2nd home ...

    Sale/Purchase
  • Licence to Assihn By Guest on 22/04/2016

    Dear Sirs
    I am a assignee and may I do who need to paid for the licence to assign fees? the Assignor or assignee please? thank you very much

    Kind regards
    Camille...

    Sale/Purchase
  • do both joint owners pay LLTT additional tax on full purchase price or is it only on half price By Guest on 18/04/2016

    As seperated parents we are leaving flat for son to live in Title jointly in parents names. Two new properties being bought independently. Both < £100000. Do we each have to pay 3% additional LLTT on our new properties?...

    Sale/Purchase
  • Removing a uncontactable ex partner from title deeds By Guest on 17/04/2016

    I brought my property 13 years ago with a partner who left some 12 months later. I now want to sell as I'm moving overseas . The mortgage is still in join names but despite trying to explain, he is still on the mortgage but has never paid anything. I'm ju...

    Sale/Purchase
  • Conditional or unconditional contract for property bought off plan By Guest on 17/04/2016

    Is a standard contract for a property bought off plan considered to be an unconditional contract, or a conditional one dependent on the property eventually being built?...

    Sale/Purchase
  • Covenant for sewer By Guest on 16/04/2016

    I am looking to buy this house which was built in 1985. The survey has thrown up an active covenant on the land to say nothing is ever to be built on this land due to a sewer owned by the Ministry of Defense running beneath the property. Obviously the hou...

    Sale/Purchase
  • Right to buy a property in UK if UK leaves EU By Guest on 16/04/2016

    Hi,
    Will I be able to buy the property in UK if UK leaves the EU. I am a Polish citizen and UK resident. In this scenario, will it be any transitional period after UK leaving the EU during which I will be able to buy a property still? What if I do not hav...

    Sale/Purchase
  • Exchange property with Parent By Guest on 11/04/2016

    I am exploring the possibilities of exchanging properties with my mother and was wondering what I would need to take into consideration.

    The reasoning

    After the loss of my Father some four years ago, my Mother has lived in the property. It is now clea...

    Sale/Purchase
  • Release of funds By Guest on 09/04/2016

    My purchaser's solicitor claims that he cannot contact me directly as I am not his client - he can only speak to another solicitor. Is this true? He also states that he cannot release funds directly to me. Can you comment on that please?...

    Sale/Purchase
  • Lpe1 for garage By Guest on 30/03/2016

    Hi,my lawyers are holding up my house purchase saying an lpE1 doc for a leasehold garage sold with the property is required,while we are unable to get this done in time...is this document a show stopper pls advice...

    Sale/Purchase
  • Buying a house with annexe for elderly mother By Guest on 27/03/2016

    We are thinking of buying a house with an annexe for my mother. She currently owns a house (no mortgage), would sell it and use £250000 as deposit for the new house and my husband and I would take out a mortgage for the rest (£450000). My mothers name w...

    Sale/Purchase
  • Purchased a property but later found not all the land came with it (conveyance and land registry) By Guest on 26/03/2016

    My parents bought a bungalow by the sea, very happy and one day whilst doing "their" garden the neighbour two doors up who owns the shared drive way that everyone has access over that it's his land not theirs. Since looking into it, it's not my parents la...

    Sale/Purchase
  • Wet ink signature to exchange contracts By Guest on 22/03/2016

    Hi, we have an overseas buyer for our house. We need to exchange by tomorrow or our purchase will fall through. Our buyer is in South Africa and has been told that he can't sent a scanned, witnessed pdf of the contract to his solicitor for exchange but th...

    Sale/Purchase
  • SDLT - definition of 'Day of Transaction' is it always Date in section 3 of TR1? By Guest on 21/03/2016

    Example: DIY transfer of whole property for no value 31st March (Day before new 2nd homes tax change) Date entered in section 3 of TR1 (i.e Completion date) is 31st March but Land Registry has massive backlog (because everybody else is doing same) they do...

    Sale/Purchase
  • Claiming on buildings insurance By Guest on 18/03/2016

    Do you have confirmed that you claimed on your building insurance on the TR6 Form?...

    Sale/Purchase
  • What can I do if vendor hasn't given corrrect keys so I can gain access ,they are avoiding me and have been awkward throughout the purchase. By Guest on 13/03/2016

    Vendor has deliberatlely given me the keys that don't fit, to a property that I have purchased.I can't gain access and they have been awkward throughout the transaction.it would appear now that they are avoiding me.what can I do besides get a locksmith..t...

    Sale/Purchase
  • who pays conveyancing fees etc By Guest on 13/03/2016

    My sister and I inherited my parents house, she transferred her share to her husband and he also bought my share, so he now owns the house, he now says I owe him half his conveyance fees etc, is this fair? ...

    Sale/Purchase
  • switching freehold By Guest on 08/03/2016

    My upstairs neighbour is selling their flat and the buyers solicitors have requested me to send my passport through the post as proof of identification. Im sure that this is all legal but I'm not comfortable with it. Also should there be solicitors presen...

    Sale/Purchase
  • DIY conveyancing for sale of leasehold flat with share of freehold By Guest on 03/03/2016

    Your advice regarding feasibility of DIY conveyancing in sale of a leasehold flat is welcomed. The flat is 1 of 12 registered leasehold flats in the block and in which each the 12 owners have 1/12 of the freehold. The management company is made up of th...

    Sale/Purchase
  • Selling a flat to my partner By David594morris on 29/02/2016

    I wish to sell two flats to my partner for 60K (30K each). We don’t require searches or anything else. Is it possible to transfer or change the name on the Land Register? if so how is it done?
    Kind regards, David
    ...

    Sale/Purchase
  • Buying a leashold shared freehold By David594morris on 26/02/2016

    I am buying a leasehold property that has a shared freehold. I do not require any searches.I have purchased the Leasehold Title Pack What other documents might I require? Kind regards, David...

    Sale/Purchase
  • Leases on freehold By Guest on 26/02/2016

    when purchasing a free hold what should we look for in the conveyance and transfer filed?

    Also the property has 2 leased registered on it...

    Sale/Purchase
  • Leases on freehold By Guest on 26/02/2016

    when purchasing a free hold what should we look for in the conveyance and transfer filed?

    Also the property has 2 leased registered on it...

    Sale/Purchase
  • Leases on freehold By Guest on 26/02/2016

    when purchasing a free hold what should we look for in the conveyance and transfer filed?

    Also the property has 2 leased registered on it...

    Sale/Purchase
  • estate agent asking how much inheritance/savings By Guest on 22/02/2016

    Hi, Put bid on a £325000 house £10000 over asking price ,We got out bid by cash buyer £350000(no chain),so increased bid by another £10000 .to £360000.00..,no joy . they then phoned us telling us cash buyer was slow so we put in another bid £5000 m...

    Sale/Purchase
  • Indemnity Policy for Unregistered Land By Guest on 19/02/2016

    Hi. I am hoping to purchase a property that has a small piece (<5%) of the garden that is unregistered. The land has been enclosed for approximately 3 years. There are no services, or access points across the land. My conveyancer has said that we won't b...

    Sale/Purchase
  • Contract of transfer By Guest on 17/02/2016

    My father died leaving everything to my mother. I am now helping her sell her house. My brother and I were executors for my fathers will . My parents were tenants in common in regard to their house. Do my brother and I have to sign the contract of transfe...

    Sale/Purchase
  • Housing asc land? By Guest on 16/02/2016

    We are purchasing an ex council property with a small piece of land to the front garden with we understand still belongs to the council but the current owners believe that it belongs with the house as they have maintained it for 25yrs? Is this so....

    Sale/Purchase
  • House selling By Guest on 15/02/2016

    After a court order myself and my ex-wife are selling the former family home do we need to get separate conveyancy lawyers or do we just get the one to act on our behalf together
    Thi s may be difficult as my ex wife doesn't speak to me some advice pleas...

    Sale/Purchase
  • buying a property due to be repossessed By Guest on 10/02/2016

    My brother's flat in scotland is due to be repossessed at the end of this month. Can I legally buy it from him for the outstanding balance due, which is 1/3 of the actual value? ...

    Sale/Purchase
  • Purchasing family property By Guest on 08/02/2016

    My uncle has sold his flat to me which is based in Bedford and I am based in London. How can we complete this transaction if he lives in another country and has no intention of coming back.
    This flat is only worth £90'000 and has an outstanding mortgage ...

    Sale/Purchase
  • Selling my garage By Guest on 08/02/2016

    Do I need my mortgage companies approval to sell my garage. It is not attached to the house, it is en bloc. My property is worth around £170,00 and I owe approx. £33,000. ...

    Sale/Purchase
  • Bad weather By Guest on 07/02/2016

    What happens if bad weather prevents you moving out of your house on completion day.
    For example snow prevents removal van accessing your property.
    Would contract terms still apply?...

    Sale/Purchase
  • Proof of funds before an offer By Guest on 06/02/2016

    Hello. I understand that before making an offer to a seller, the estate agent requires proof of funds. We are being given the full amount for a flat by my mother-in-law, who is in America. Can the funds be transferred on the same day as the offer is ma...

    Sale/Purchase
  • Conveyancing fees By Guest on 05/02/2016

    Why does the lender have to be informed if I pay my daughters conveyancing fees delaying completion and we were not asked at any point who was paying them and they didnt complain when I paid the up front fees via the telephone....

    Sale/Purchase
  • Central Heating Working Order? By Guest on 31/01/2016

    After selling a house the purchaser intimated that some of the radiators had cold spots on them. This was intimated within 5 days of entry in line with Scottish Standard Clauses. The buyer then drained the system before my heating engineer could investiga...

    Sale/Purchase
  • restictions By Guest on 29/01/2016

    Does this mean the buyer can not get a mortgage to purchase the property? The contract for sale is personal to the Buyer and is not capable of being assigned charged or mortgaged...

    Sale/Purchase
  • We have purchased a house, but there is a problem with registration at Land Regisrty By Guest on 29/01/2016

    We have recently purchased a Right to Buy property from the local housing trust, and we have been informed by the solicitor that the sale went through last Spetemeber, however, the registration has not been completed with the Land Registy and they have se...

    Sale/Purchase
  • problems with land flooding on property not dis-closed By Guest on 29/01/2016

    how long after completion have I got a comeback if any...

    Sale/Purchase
  • The Lease is lost By Guest on 26/01/2016

    I want to buy a house with a 999 year lease. Land Registry does NOT have the lease on file. The Landlord (E&M, London) have a copy of the lease. Should I buy the house (without Land Registry having an acceptable copy)? I don't want an indemnity policy.
    T...

    Sale/Purchase
  • Gift half or my property to my wife By Guest on 22/01/2016

    Hi, I would like to gift half of my property to my wife. We will both continue to live in the property. There is no mortgage or other interest in the property. The gift will be entirely free. Can you help me do this?...

    Sale/Purchase
  • How long will exchange of contract take By Guest on 20/01/2016

    ...

    Sale/Purchase
  • "title" of property ? By Guest on 19/01/2016

    Currently selling a leasehold property solicitor now saying there is a problem with the "title" for the property ?...

    Sale/Purchase
  • How long does it take for a court order to be changed? By Guest on 19/01/2016

    We are buying a house and one of the owners is "missing". Their solictor was put down to sign on behalf of the missing person but then that solictor passed away. Do you know how long it takes to amend to another solicitor through the courts?...

    Sale/Purchase
  • freeholder solicitor refusing to answer seller's conveyancer leasehold questions By Guest on 18/01/2016

    We have been trying to sell our leasehold flat for 10 months but cannot complete due to the freeholder and their solicitor refusing to answer the seller's conveyancer's leasehold questions. Is there anything we can do or do we have an unsalable property?...

    Sale/Purchase
  • strip of land adjoining property By Guest on 15/01/2016

    a strip of strip of land adjoining her property. Your client tells you
    that she does not actually have any title deeds for this land. She has, however, had full and uninterrupted use of
    the land for over forty years, and in fact fenced it off some twenty-...

    Sale/Purchase
  • Exchange of contracts By Guest on 13/01/2016

    The vendor of the house I am purchasing has inserted the wrong price on the contract. We have signed and exchanged..is the price legally binding on both parties or can the vendor break the contract and insist on the originally agreed price...

    Sale/Purchase
  • Planning permission By Guest on 11/01/2016

    I have recently bought a house where the seller stated on the SPIF that no modifications had been made to the property, in particular none that had a need for planning consent within the last 10 years.

    I had a homebuyers survey carried out

    The survey di...

    Sale/Purchase
  • Does my landlord have to issue the management pack to the occupier for free? By Guest on 11/01/2016

    I have a mortgage on a flat, of which the building has a management company that I occasionally deal with and pay far too much money to. I am moving to a new house and my solicitors require a "management pack" from this company. The company say I need to ...

    Sale/Purchase
  • Can a condition be placed on a contract that sale only goes through at current market value if buyer able to sell own home and if that takes place next tax year in which tax year is contract date for CGT purposes. By Guest on 10/01/2016

    I am buying out my brothers 50% share of a previously rented property which is now vacant.I would like to live there with my daughter as my only home. Having agreed to pay current market price I am about to put my own home up for sale to fund the purch...

    Sale/Purchase
  • Price paid £995 jan 2014 asking £450k toady By Guest on 04/01/2016

    Hello why is there such a massive difference in value? Is this the land and buildings that cost £995 in 2014? Or just the lease?...

    Sale/Purchase
  • Contracts Exchanged but Garage not included By Guest on 29/12/2015

    We are selling our mothers property. We have exchanged contracts but do not wish to complete. We have noticed that the detached garage in garden has not been included in the list of items. Would it be possible to void the contract as the garage has not be...

    Sale/Purchase
  • Hi I am looking to purchase a residential property with my partner and parents we will have unequal shares so will do the tenants in common root. my parenrs wants to own their share outright but me and my partner want to get a mortgage on our share. can By Guest on 11/12/2015

    Please see title...

    Sale/Purchase
  • Boiler indemnity or building control rationalization certification, best in long run? By Guest on 01/12/2015

    ...

    Sale/Purchase
  • regulated tenancy By Guest on 18/11/2015

    Hi, I recently have purchased a property at auction with a regulated tenant and have no information on them apart from what is provided on the rent register. This is the dilemma I am facing, as I am new to this it was my mistake in not asking to have the ...

    Sale/Purchase
  • Does the final lease issued on completion superrsede the Agreement for Lease and all its terms and conditions.incl. Buy Back Option and Rental Guarantee. By Guest on 13/11/2015

    We have purchased a hotel room with a Management Agreement giving us 10% return for 10 years. All the terms of the purchase were in a document called "Agreement for Lease" with the back page "The Schedule" giving the basic terms of the cost of the room e...

    Sale/Purchase
  • Seller/Estate Agent failed to disclose the presence of a Septic Tank By Guest on 12/11/2015

    We offered on a property in August, about 3 weeks later the Vendors advised that a Septic tank was present. This was not flagged in any of the Sales information by the estate agent provided before or after the offer was made. By the time we were made aw...

    Sale/Purchase
  • Indemnity Policy By Guest on 10/11/2015

    Weare selling our house, the purchasers Solicitor has asked for a copy of the FENSA certificate for the DG fitted in 2008. Unfortunately, the installer was not FENSA registered. Will the indemnity policy cost much to cover this.?...

    Sale/Purchase
  • The seller of an auction property is not mentioned anywhere on the title. The proprietor in title abosolute is Chevin Homes LTD. How can this be By Guest on 28/10/2015

    Is this going to be Free !...

    Sale/Purchase
  • Church conversion, part house part apartments, split between me and my parents By Guest on 27/10/2015

    I've had my offer accepted on a church which currently has planning for 15 apartments. However, I intend to buy it together with my parents, on a 60-40 split on cost, with a view to creating a very large house for me with a granny flat for the parents, a...

    Sale/Purchase
  • Subsisting breach of covenant By Guest on 27/10/2015

    I have a legal pack on a property I would like to purchase at auction this Thursday. It is a leasehold studio flat. I have been asked to check there is no subsisting breach of covernant. I have read the title registers for leasehold and freehold but it ma...

    Sale/Purchase
  • deed of covenant clause By Guest on 25/10/2015

    Is it common to have a clause in the deed of covenant saying the free holder may give consideration to the leaseholder subletting? ...

    Sale/Purchase
  • selling former marital home By Guest on 23/10/2015

    I'm selling former marital home post divorce do we both need a conveyancing solicitor?...

    Sale/Purchase
  • I want to sell my jointly owned property with boydriend who has a restriction charge registered against his beneficial interest. By Guest on 16/10/2015

    We want to sell our property. And pay back our mortgage in full. But not the other restriction charging order on my boyfriends beneficial in the property. I understand that there is a law allowing us to do this made in 2002. If you believe you have a Char...

    Sale/Purchase
  • Limitation of Purchasers rights? By Guest on 10/10/2015

    The original conveyance of our freehold house (1971) states the Purchasers or other trustees for the time being of this deed shall have full power until the expiration of eighty years to mortgage charge lease or otherwise dispose.... What happens after th...

    Sale/Purchase
  • Power of Attorney By Guest on 06/10/2015

    I have Enduring Power of Attorney for both of my two elderly relatives. They own their house as Tenants in Common. They need to sell it. It's been suggested that another trustee might need to be appointed. Is that true? If yes, what organisations can prov...

    Sale/Purchase
  • Sale of property from parent to children By Guest on 02/10/2015

    My brother and I wish to buy our flat from my father. We both provided the deposit for the initial purchase, but as we were both self employed at the time we could not get a mortgage, whereas my father could. We now are employed and able to get a mortgage...

    Sale/Purchase
  • Long stop date By Guest on 30/09/2015

    Hi, with a new build how long after the expected completion date is a long stop date...I'm being quoted 2 months is this too long?...

    Sale/Purchase
  • How Conveyancing Charges work By Guest on 30/09/2015

    I wanted to find out who pays conveyancing charges,My mother in law is trying to sell her house and has been charged conveyancing charges 4 times. Each time buyers have made an offer but then pulled out at last minute and her solicitors have charged her f...

    Sale/Purchase
  • My brother died in July 2014, I would like to sell the house but it is in both of our names and I would like to remove my brothers name. By Guest on 30/09/2015

    I am at a loss and don't know where to turn to for help....

    Sale/Purchase
  • is it legal to sell a house if you dont hold the the right of deed By Guest on 27/09/2015

    I am in the middel of buying a flat and have foudn the builder has no got the right of deed from the council, this now means i have to wait for them to get it and my mortgage offer is due to expire soon, is this legal as i would not have prgressed if i kn...

    Sale/Purchase
  • Limited title guarantee By Guest on 18/09/2015

    What is limited title guarantee & what issues does it give rise to?...

    Sale/Purchase
  • Reversing a sale By Guest on 18/09/2015

    We have made a purchase and have now found that an amendment we had made on the Agreement for Lease was not countersigned by the Seller but the sale still went through. We did not know this at the time of purchase but it came to light 2 years later when...

    Sale/Purchase
  • Misleading information By Guest on 10/09/2015

    My Issue is with the conveyancing process my partner and I are going through. I don\'t know if you can help? Short story is we got to the point where our solicitor said we were ready to complete after all the enquiries she raised came back fine, then afte...

    Sale/Purchase
  • what is no search indemnity By Guest on 03/09/2015

    I am buying a house, no mortgage, i did not request searches, my solicitor states i need a 'no search indemnity policy' ...

    Sale/Purchase
  • Shared water supply By Guest on 24/08/2015

    Just moved in to find huge water supply problems. The pressure is abysmal because of problems with a shared supply. The solicitor did not pick this up and the vendor did not declare this on the PIF. Southeast water confirmed the vendor had contacted them ...

    Sale/Purchase
  • Can my neighbours solicitor retract their ID1 forms? By Guest on 21/08/2015

    We were literally about to exchange yesterday when my solicitor received an e-mail from my neighbours solicitor requesting rhe ID1 froms back as he said my neighbours we're going to complete before us which is not true....

    Sale/Purchase
  • Buying free hold semi with attached semi as leasehold By Guest on 20/08/2015

    Hi there,
    Is there any legal implications in buying a semi detached house which is free hold but the other semi is leasehold?
    ...

    Sale/Purchase
  • contracts By Guest on 19/08/2015

    is a contract signed and dated by the purchaser at the same time or dated on exchange...

    Sale/Purchase
  • Shared Ownership Lease Query By Guest on 13/08/2015

    Hi There, I am currently selling my 40% share of a leasehold flat - a Housing Association owns the other 60%. The HA have nearly had the 8 weeks to find a buyer after which I am free to sell my share myself through an estate agent. I am struggling to unde...

    Sale/Purchase
  • 17yrs old step son wont sign TA6 By Guest on 12/08/2015

    My ex partners son is 17yrs old needs to sign sales contract. what will happen?...

    Sale/Purchase
  • contract exchange - size and specifications By Guest on 12/08/2015

    Hello,
    I am buying a New Built Flat and the seller's solicitor refuses to include in the sale contract and lease agreement any mention to size, specifications and furniture of the flat, which were presented to us in the marketing brochure (itself not ment...

    Sale/Purchase
  • Management company or not? Urgent pls By Guest on 12/08/2015

    We are buying a freehold property in a fairly new estate (6yrs old). The seller bought this property as soon as it was built. The seller has stated that there is no management company involved with that property and that she pays no maintenance as well as...

    Sale/Purchase
  • 10% deposit on exchange By Guest on 11/08/2015

    is the 10% of sale price deposit paid by the buyers on exchange given to the sellers or it held by their solicitor until completion?...

    Sale/Purchase
  • My LPA receiver sold one of my properties. There was an access passageway to the property and before the transfer, the main house was transferred another title leaving me the owner of the passageway on the original title. The AP1 shows a sale price of £10 By Guest on 03/08/2015

    My LPA receiver sold one of my properties (without the power of sale I later found out but another story). There was an access passageway to the property and before the transfer, the main house was transferred to another title leaving me the owner of the ...

    Sale/Purchase
  • Two registered charge entries on land register By Guest on 27/07/2015

    We are now remortgaging and the solicitor of the lender said that aside from the current lender from which we took out our mortgage. Does this mean we also owe money on the first registered charge? Even of we were never involved with it? Shouldn't it have...

    Sale/Purchase
  • Trasnfer of share of freehold (TR1) By Guest on 26/07/2015

    Hi there,
    I solely hold a 50% share of freehold of a 3 flat building, alongside one other (Mr B) who holds the other 50%. I am in the process of selling to a unmarried couple - Mr C and Ms D.
    On the proposed TR1 form under section 5 the new names are Mr ...

    Sale/Purchase
  • Probate or not By Guest on 21/07/2015

    I bought my mums house and at the same time she became the 99 year leaseholder. She has since died and I was the executor of her will and this was all sorted out a number of years ago. I spoke to my solicitor recently and he advises before I can sell the ...

    Sale/Purchase
  • Missing text on title plans - where does this leave us as buyers? By Guest on 17/07/2015

    Some of the pages of the title plan for the property we are buying have a bit of text missing, where pages have been seemingly cut off at the bottom. 3 clauses are therefore illegible. At first we thought this may just have been an error when the Land Reg...

    Sale/Purchase
  • Same solicitor for both buyer and seller By Guest on 14/07/2015

    I am buying a property and using a convenyancer that was recommended to us by the estate agent. We were sent a letter to say that they were also acting for the sellers, this was after we had signed all the instruction forms, paid the upfront fess and even...

    Sale/Purchase
  • protect against a sale without your permission By Guest on 14/07/2015

    i am a 50% shareholder in a limited company that owns a number of properties. I want to protect my interests by registering a charge or notice against the properties so that they cant be sold by the other 50% shareholder without my permission. is this pos...

    Sale/Purchase
  • Buying a flat in a large block, but found out that the landlord has passed their maintenance obligation to the tenants By Guest on 08/07/2015

    The solicitor representing me didn't bring this to my attention whilst I was buying the flat - that the flats were so poorly managed, and I have had to spend a lot of money so far for essential safety (gas electric works) no safety checks undertaken for a...

    Sale/Purchase
  • Land purchase By Guest on 08/07/2015

    Roughly how much would conveyancing costs be for a 5 acre piece of land costing between £25,000 and £30,000? How much roughly would a survey report of the land cost? Would there be any other costs?...

    Sale/Purchase
  • deed of covenant By Guest on 06/07/2015

    deed of covenant...

    Sale/Purchase
  • DEED OF COVENANT By Guest on 02/07/2015

    solicitor requires original signed copies of deed of covenant before exchange of contracts, is this correct ? I have faxed but they won't exchange until originals have been received...

    Sale/Purchase
  • Same solicitor buyer and seller By Guest on 01/07/2015

    I am buying a property and using a convenyancer that was recommended to us by the estate agent. We were sent a letter to say that they were also acting for the sellers, this was after we had signed all the instruction forms, paid the upfront fess and even...

    Sale/Purchase
  • Sellers property infomation form By Guest on 29/06/2015

    Am i right in assuming that any service charge paid by the seller to a management company should be declared somewhere on the SPIF? If so, would it be on the "sharing with neighbours" section? Many thanks in advance...

    Sale/Purchase
  • Post Completion Disputes By Guest on 29/06/2015

    We completed on our house a month ago and have received a letter from our buyers solicitor advising that there was a dispute with a tree at the property I have sold, and as such they have had to receive a quote to remove the tree. Now I have never had a d...

    Sale/Purchase
  • the wrong house no as been put on the contract prior to legal completion can i get this changed By Guest on 28/06/2015

    please confirm how i can change the house no on the contract before i legally complete on the purchase??...

    Sale/Purchase
  • When is a Council out of time to enforce Building Regulations? By Guest on 26/06/2015

    I know that under the Building Act 1984 a Council is out of time to enforce Building Regulations after 1 year from the last inspection. However when are they time barred from taking out an enforcement action through the courts. I've read 4 years, 10 years...

    Sale/Purchase
  • Deed of convenant and restriction on land registry By Guest on 24/06/2015

    Hi, I am purcahsing a freehold semi-detached house (5yrs old property) in a new estate. My convenyancer is charging me for a deed of convenant, restriction on land registry, notice of mortgage and notice of charge which all relates to management company. ...

    Sale/Purchase
  • Speeding things along By Guest on 23/06/2015

    We are buying a leasehold property. Our solicitor was very slow to raise enquiries on the draft contract and the seller's solicitor hasn't responded at all for over two weeks. Neither seems bothered about moving things on. Meanwhile the seller has prov...

    Sale/Purchase
  • neighbour put in planning application after I submitted my SPIF, do I declare? By Guest on 22/06/2015

    We are due to exchange contracts on the sale of our house in the next two weeks . We submitted our sellers property information form about five weeks ago and everything was running along fine. Today we received a letter from the local council that a neigh...

    Sale/Purchase
  • Shared Ownership Sale of Leasehold flat - simultaneous staircasing By Guest on 17/06/2015

    Hi there I bought 40% of my flat 8 years ago through a 'Shared Ownership' scheme and am now looking to sell. My housing association has given me the option to sell my share or to sell 100% by completing simultaneous stair-casing. I am thinking if I do the...

    Sale/Purchase
  • leasehold pack By Guest on 17/06/2015

    My offer was accepted on a leasehold property. My solicitor has requested a leasehold pack from the seller's solicitors and is adamant the seller should pay. The seller has refused to pay for this pack and said we should contact the Management Company our...

    Sale/Purchase
  • common land By Guest on 15/06/2015

    If my driveway doesn't abut the highway and a ditch we drive over is common land what can I do?...

    Sale/Purchase
  • Late Redemption Payment by Solicitor By Guest on 15/06/2015

    Selling my propoerty with a date of entry for the new buyers on 05/06/15. On that date, i was informed that i had to wait a week to collect my cheque for the sale. My mortgage redemption date was 05/06/15 however this was not settled by my solicitor until...

    Sale/Purchase
  • Documents I should receive after purchase of the property By Guest on 08/06/2015

    Good morning,

    I have recently purchased a flat (leasehold) and I have used a local solicitor as a conveyance agent. Upon the completion I have received a copy of the lease which is signed by myself and the solicitors I have used, but not by the other sid...

    Sale/Purchase
  • Purchasing a leasehold flat By Guest on 07/06/2015

    I am purchasing a leasehold flat in the UK. I want to go abroad for the duration of the legal process, can I be out of the UK while this purchase goes ahead...

    Sale/Purchase
  • S157 Restriction not listed on Land Reg docs, so will it still affect my mortgage? By Guest on 06/06/2015

    As first time buyers we have just made an offer on an Ex Council property in Dorset that has an s157 Local Living Restriction on it. We have lived in the county for 2.5yrs and plan to make it our principle home so this alone should not be a problem - fixe...

    Sale/Purchase
  • Can a non-solicitor send a contract "held to his order"? By Spud on 05/06/2015

    I am acting for myself in respect of my house sale but have an interdependent purchase being handled by a solicitor. In order to protect my interests I need to careful to undertake the process of exchange in the correct order i.e.: receive my purchasers...

    Sale/Purchase
  • Convanancing on purchase of leasehold properties By Guest on 05/06/2015

    Is it a legal requirement for solicitors to submit a general lease enquiry too management companies on the purchase of leasehold properties...

    Sale/Purchase
  • RESTRICTION AGAINST THE LAND By Guest on 04/06/2015

    Our house is sstc, but we have found there is a restriction against the land..which was made in 2007. We know nothing about this, what can we do to remove it?...

    Sale/Purchase
  • Leasehold or Freehold By Guest on 28/05/2015

    I am currently buying a house and exchange of contracts has taken place. Initially when buying I was advised the house was leasehold. When the contract arrived for signing it stated freehold - it was signed by both parties and exchanged. Now my solicit...

    Sale/Purchase
  • ID1 Form By Guest on 23/05/2015

    I am selling a flat with a shared freehold but I need the owner of the other flat in the building to sign an ID1 form which he is currently refusing to do. What action can I take? ...

    Sale/Purchase
  • restriction order on a jointly owned property By Guest on 19/05/2015

    when selling a jointly owned property is there a way that I dont have to pay debts on a restriction order that are in my sons name only ...

    Sale/Purchase
  • DIY conveyancing By mintominto on 07/05/2015

    I want to do my own conveyancing on the sale of my house, Its a freehold property with No mortgage and i am the sole owner, can you give me a step by step guide?...

    Sale/Purchase
  • bankruptcy clause By Guest on 06/05/2015

    my late fathers house has a bankruptcy clause on the deeds. the lady has been sent a execution deed to fill in but 1 month down the line heard nothing back can i still sell the property if i can't get it removed...

    Sale/Purchase
  • Lease extension By Guest on 21/04/2015

    I have a short lease and I cannot sell my property. I cannot afford the lease extension. The landlord has agreed to extend the lease at the point that I have a buyer if I undertake to pay for the extension out of the sale proceeds. How would this work fr...

    Sale/Purchase
  • confirming no work pending By Guest on 17/04/2015

    neighbour upstairs maisonette asking us(lower maisonette) to sign for her buyer that we are not aware of works due payable by both leaseholders. Is this acceptable standard practice? Many thanks....

    Sale/Purchase
  • completed st1 for adverse possession approved by solicitor but why does it have to be referred to lenders By Guest on 16/04/2015

    how long will it take for my buyers lender to respond to the approved st1 adverse possession claim...

    Sale/Purchase
  • completed st1 form By Guest on 16/04/2015

    why does the completed st1 form have to be agreed by the lender and how long for them to process...

    Sale/Purchase
  • Buying land from parents By Guest on 14/04/2015

    How do you go about legally buying land from my parents and them acting as the bank and we pay a mortgage every month to them?
    ...

    Sale/Purchase
  • TP1 By Guest on 07/04/2015

    There is a pathway shared between houses, as a new build the pathway was supposed to be transferred to us on completion. This hasn't happened after a year! How do I get hold of the plans? Thanks....

    Sale/Purchase
  • Split of sale proceeds with a mortgage By Guest on 02/04/2015

    My husband, myself and my mother own a house as tenants in common. Mum has 50%, my husband and I hold 25% each as per the title deeds. My husband and I had a mortgage for our our 1/2 and Mum paid hers outright. Mum now has alzheimers and is in a care home...

    Sale/Purchase
  • TA10 By Guest on 18/03/2015

    Hi

    I see you provide TA6, on payment of the relevant fee. Do you also provide form TA10 (which I also need)?

    Thanks
    Tim...

    Sale/Purchase
  • does cost increase if plot is to be owned by single person or tenants in common By Guest on 01/03/2015

    Do I have higher conveyancing costs when I request tenants in common. (Husband and wife) when purchasing building plot, than just one person. ...

    Sale/Purchase
  • retentions for excess service charges By Guest on 26/02/2015

    Is my solicitor right to object to a proposal that an allowance be made in lieu of a retention for excess service charges on the grounds that it breaches the CQS protocol...

    Sale/Purchase
  • Boiler Service Compulsory? By Guest on 25/02/2015

    Hi. we are in the process of selling our house and our purchasers solicitors have requested that we get the boiler serviced and provide a report. Is this compulsory, we last had the boiler serviced October 2012 and have a report for this....

    Sale/Purchase
  • indemnity insurance By Guest on 08/02/2015

    which responsibility is buying the indemnity cover for the property is the buyer or the seller? ...

    Sale/Purchase
  • management pack By Guest on 19/01/2015

    Is the seller of a flat obliged to pay for the management pack from the managing agent?...

    Sale/Purchase
  • purchase deeds By Guest on 27/12/2014

    purchase completed 16/10/2014 still no title deeds despite two phone calls to solicitor. How long is reasonable? ...

    Sale/Purchase
  • Leasehold 3 By Guest on 13/12/2014

    I am buying a house and have been told that the leasehold has a right to buy clause in it. Will this prevent me from buying. The previous owner is deceased and her children are selling it. ...

    Sale/Purchase
  • Sitting tenants in annexe By Guest on 01/12/2014

    We are in the process of purchasing a property with an annexe. The main house will have vacant possession, but the annexe will have sitting tenants. We have not yet exchanged but expect to do so shortly with completion taking place in later January. The ...

    Sale/Purchase
  • Hi, By Guest on 19/11/2014

    If your the vendor and you are not the registered proprietor of the property and probate hasn't been granted yet, how would you put that in the contract under vendor...

    Sale/Purchase
  • Son selling house to father By Guest on 31/10/2014

    Hello, I hope you can help.
    What is the best way to go about selling a property to my father? We want it done in the legal way, but obviously want to minimise costs. There is no conflict between us on price or conditions etc. There should be a more straig...

    Sale/Purchase
  • Access By Guest on 25/10/2014

    What are the implications of owning an access road...

    Sale/Purchase
  • land registration fee for a fi By Guest on 22/10/2014

    land registration fee for a first registration...

    Sale/Purchase
  • Purchasing from Executors By Guest on 02/10/2014

    When purchasing from executors is there anything other than receipt of a grant of probate that I need...

    Sale/Purchase
  • proof of funds By Guest on 25/09/2014

    I am using a mortgage from abroad to purchase a property in the UK. I have exchanged contracts already and when my bank abroad tried to transfer funds to my solicitors, they refused to give me their bank details. They said that they need to see the money ...

    Sale/Purchase
  • Selling a house and Purchasing By Guest on 23/09/2014

    I am currently in a situation where I am selling the third house in a chain. I am also purchasing the 1st house in the chain. I want to fund the purchase of the first house (deposit) with the sale of my house (3rd in the chain). I have been advised tha...

    Sale/Purchase
  • reverse deposit By Guest on 10/09/2014

    what is reverse deposit when buying a house...

    Sale/Purchase
  • Completion of sale By Guest on 06/09/2014

    Contract stated completion July 2014 on a new build but it has not taken place yet as our solicitors are waiting for a document “Replies to Requisitions on Title”. notice given on existing rented flat to 31st July. Any redress against the developers f...

    Sale/Purchase
  • Retention Clause By Guest on 06/09/2014

    Is it normal to have a retention clause for works that will not be complete before exchange of contracts?...

    Sale/Purchase
  • Agents Commission By Guest on 06/09/2014

    Hi, I cancelled my offer to purchase because I found defects on the property (cracked walls, broken walls, mildew and water damage inside the cupboards) that I was not made aware of by the agent. Am I still liable for the agent's commission, as they did n...

    Sale/Purchase
  • Drainage and rainwater By Guest on 06/09/2014

    Our neighbour has used his permitted build right to make alterations. He has no drains at the rear of the property where he has built, and has left his dormer and single storey extension with no guttering. Due to the camber of the hill, all the rainwater ...

    Sale/Purchase
  • Selling a Flat By Guest on 06/09/2014

    I am trying to sell my leasehold flat. However the freeholder is refusing to sign the relevant paperwork, and is making unreasonable demands. I have already lost the sale of the flat, twice, due to the freeholder. My solicitor is at a loss as to what to d...

    Sale/Purchase
  • Utility Bill Payments By Guest on 06/09/2014

    Hi I am in the process of selling my property but I have outstanding arrears with the water company. Will this affect the sale of the property?...

    Sale/Purchase
  • Third Party Interest By Guest on 06/09/2014

    Property in joint names but I paid all deposit. When selling can I get all proceeds?...

    Sale/Purchase
  • deposit 3 By Guest on 29/08/2014

    do I as a seller have to pay the buyer 10% of the purches price...

    Sale/Purchase
  • deposit money By Guest on 28/08/2014

    can a solicitor release deposit money before completion i.e.; as agent or stake holder ??...

    Sale/Purchase
  • Delayed completion on purchase By Guest on 04/08/2014

    Our completion date for sale and purchase of a house was supposed to be last Friday 1 Aug. The sale went through ok and we handed in the keys to the estate agent at 1.30 pm, but the purchase completion never happened because there was a delay in transferr...

    Sale/Purchase
  • Ownership of a freehold By Guest on 26/07/2014

    If, after buying a freehold, it was found not previously to have been registered, is the purchase valid?...

    Sale/Purchase
  • Draft Transfer By Guest on 23/07/2014

    I have been asked to supply a draft Transfer. Can I download this?...

    Sale/Purchase
  • Sellers property info form By Guest on 20/07/2014

    I have recently bought a leasehold flat and have discovered since that the freeholder is trying to get planning permission to build another property on land at the end of our garden. This would overlook our building and the occupants would have access thr...

    Sale/Purchase
  • Insufficient funds to complete By Guest on 10/07/2014

    We have exchanged contracts, but circumstances have arisen whereby we may not now have sufficient funds to complete on the agreed completion date.
    Would we need to pay interest on the outstanding sum?
    Could the seller take our deposit and cancel the sale,...

    Sale/Purchase
  • Right to But Purchase By Guest on 10/07/2014

    My mother has activated their right to buy (council property)
    She is unemployed so getting a mortgage is close impossible for her. I wish to step in and help her secure the purchase of this property. My name is not on the right to buy letter, how can I ar...

    Sale/Purchase
  • Conveyancing 3 By Guest on 07/07/2014

    I see no old-type 'Conveyance' issued after purchase, only Land Registry Certificate. Has it now been replaced with been replaced by 'Tranfer of Whole' instead?...

    Sale/Purchase
  • Stamp Duty query By keithscott on 14/06/2014

    Hello,
    I have agreed to purchase a property from my mother for £249,000. Recent valuations have valued it at £290,000. If HMRC decide to investigate (quite likely I imagine) can they demand that I pay 3% rather than 1% SDLT.

    Thanks
    Keith Scott...

    Sale/Purchase
  • negative equity By Guest on 09/06/2014

    if on sale, there is still money owed to the building society, can I still complete the sale and make arrangements to pay the different direct to my building society mortgage lender? Or do I have to have all the monies with the solicitor before completion...

    Sale/Purchase
  • sale of single garage in block By Guest on 07/06/2014

    Can both parties agree on DIY conveyancing when transferring a block garage worth £12000 please ?...

    Sale/Purchase
  • Can we borrow from a business By Guest on 24/05/2014

    Can we borrow from a business overdraft to help fund our purchase?...

    Sale/Purchase
  • SPIF form By Guest on 23/05/2014

    Do you answer the questions on the SPIF form for the completed dwelling. I have constructed the property myself then lived in the property for 18 months before selling. Do the questions get completed on the property under construction or the completed pro...

    Sale/Purchase
  • SPIF By Guest on 21/05/2014

    URGENT! Why is the downloadable version of this form different from your guidance notes?...

    Sale/Purchase
  • Building Regs By Guest on 02/05/2014

    We had a non load bearing wall removed by professional contractors. No building regs were needed. But our purchasers solicitors are asking to see Building Regs. How do I prove that the wall was non load bearing and regs were not required?...

    Sale/Purchase
  • Gone pass LSD... What happens By Guest on 26/03/2014

    Do we get compensation?...

    Sale/Purchase
  • Notice of Assignment By Guest on 24/03/2014

    Who should be dealing with the Notice of the Assignment and who should be paying the fee. ...

    Sale/Purchase
  • Do I require a solicitor By Guest on 04/03/2014

    Must I hire a solicitor to sell a property....

    Sale/Purchase
  • selling a property 2 By Guest on 02/03/2014

    Having done so before, I am hoping to act for myself in the sale of a property. It has no mortgage. Can my estate agent be my deposit stakeholder? Can the final money transfer come direct to the sellers still?...

    Sale/Purchase
  • Late completion By Guest on 14/02/2014

    Hi,
    I completed half a day late [instead of 1pm on the Wed it was midday Thurs]I paid the necessary penalty to the sellers solicitor approx £240,but after 2 months the seller is asking/claiming compensation for extra incurred costs does this have any leg...

    Sale/Purchase
  • Mortgage By Guest on 07/02/2014

    Hi, I am in a process of buying a house, in fact exchange of contracts and completion dates have been agreed but I have lost my job last Friday and I know I am supposed to let my bank(mortgage lender)to know that. However the estate agent is convincing me...

    Sale/Purchase
  • leasehold charges responsibility By Guest on 31/01/2014

    I sold a leashold flat and between exchange and completion the leaseholder rebuilt a garden wall the cost of which will be billed to 6 flats. Will I be liable for the cost of will my buyer as he was technically responsible for the flat after exchange. ...

    Sale/Purchase
  • delayed completion By Guest on 27/01/2014

    what are the issues to consider in a delay of 10 month between exchange and completion for a cash buyer
    ...

    Sale/Purchase
  • Mortgage delay By Guest on 30/12/2013

    I am in the final stages of completing an off-plan purchase of a new build as a first time buyer. My mortgage offer had been approved and the completion date set for the end of December. My solicitors had been in contact with the bank's solicitors for ove...

    Sale/Purchase
  • Mr Beale By Guest on 16/12/2013

    On exchange of contracts do both my wife and myself have to be present....

    Sale/Purchase
  • TERMINOLOGY By Guest on 10/12/2013

    A clause in the lease of the flat I am buying stipulates that "the transferee shall have entered into a deed of covenant at the lessee's expense". I told my conveyancer that I am the transferee and the vendor is the lessee. My conveyancer tells me that I ...

    Sale/Purchase
  • Can my buyers deposit be used by me on a rental property By Guest on 30/11/2013

    I am selling my house due to financial reasons and going into rented for a year or two but do have a significant positve lump due at the end. Due to my credit status I will need to put a years rent down on a property to secure. Can part of my buyers dep...

    Sale/Purchase
  • 5th edition contract By Guest on 13/10/2013

    Hi,

    I have prepared a contract using the 4th Edition of the standard conditions of sale but my buyer is insisting that this is changed to refer to the 5th edition. Can he do this?

    Thanks...

    Sale/Purchase
  • Can I purchase an apartment? By Guest on 01/10/2013

    I need to purchase an apartment.. Can I do it here?...

    Sale/Purchase

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