• REgularisation Certificate Vs Indemnity Insurance

    By Guest on 01st Nov 2018

    I am selling a 3 bedroom victorian terrace and the sellers solicitor has stated the following, We note there is a loft conversion to form an attic bedroom. Please specifically confirm when this was carried out, and provide a copy of the Building Regulation completion certificate together with any required planning permission. If there is no Building Regulation completion certificate, please confirm that the seller will now apply for a regularisation certificate as this is a matter of safety for which indemnity insurance is unsuitable. I have no idea when the conversion took place but would presume over 40 years ago. Can I decline the regularisation certificate and pay for the indemnity insurance?

  • 2 Answers

    By Guest on 02/11/2018

    This will come down to what you and the Buyer agree. It would seem reasonable to refuse but bear in mind the Buyer could walk away. If you wish to instruct Notary Express to act as your conveyancer please get in touch.

  • By Guest on 02/11/2018

    As the work is 40+ years old, an Indemnity Insurance Policy is arguably entirely unnecessary as the risk of enforcement proceedings for non-compliance are negligible at best. However, the other side do not seem to be looking for the certification to protect against local authority enforcement but instead to evidence the works safety.
    If you are adamant that you do not wish to undertake regularisation, I would perhaps speak with the buyer and perhaps offer an allowance or retention to the allow them to get the certification after completion.
    Please feel free to contact Notary Express if you would like a quote.

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