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Questions Related To Mortgages

  • Title issues and mortgages By Guest on 28/10/2020

    I am looking to buy a property which is being sold by the deceased owners relatives.
    The title deeds are lost / unregistered title and their solicitor is in the process of submitting an application for first registration - my understanding is to obtain ...

    Mortgages
  • Part of title not covered by registered charge? By Guest on 10/10/2020

    Part of our title, which includes a barn with planning permission to convert to a 2 bed holiday let is not covered by the current lenders registered charge but sits in the property title plan.

    Questions
    - can I remortgage the part not covered by the r...

    Mortgages
  • Splitting Deeds By Guest on 01/10/2020

    I have a large house that I want to convert into two single dwellings. I have a 40% mortgage currently but need to know if the mortgage company have to give permission for me to undertake the work. Thanks...

    Mortgages
  • Changing jobs after completion By Guest on 04/09/2020

    I have a mortgage offer and I’m looking to complete in Nov 2020, however, I have been approached by my old manager for opportunity in his firm, is it best I wait to complete before considering a change it will be higher salary and he would be willing to...

    Mortgages
  • Title Splitting By Guest on 28/08/2020

    We want to purchase a property that has two kitchens. This is making it difficult to find a mortgage provider. How could we go about splitting the title of the property so we could get a mortgage on a property with just one kitchen? Many many thanks for a...

    Mortgages
  • Does it need to be registered at companies house By Guest on 11/08/2020

    Acting for the lender who has loaned a company funds. The loan is guranteed by the director in his personal capacity against his home address which has nothing to do with the company. Do I have to register this charge at Companies house?...

    Mortgages
  • Indemnity insurance By Guest on 27/07/2020

    I am in process of purchasing a property, I have a gifted deposit coming from my partner and now the lender is insisting I take out this policy which I will have to, but my solicitor is asking hoe long me and my partner have been together? Is this relevan...

    Mortgages
  • Purchasing a second property with my income drawdown pension By Guest on 03/06/2020

    Can my income drawdown pension pot be considered in my overall income to get a mortgage on a second property?...

    Mortgages
  • Mortgage lender two properties one deed By Guest on 26/05/2020

    Which lender will lend against two properties one deed or how does the vendor obtain deed for 2nd property which is two storey no bathroom or kitchen but water and electricity ...

    Mortgages
  • Simultaneous title transfer and completion By Guest on 24/05/2020

    Can I add a name to my freehold purchase at the same time as completion?...

    Mortgages

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