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Questions Related To Mortgages

  • I may be in breach of my mortgage... By Guest on 20/12/2016

    I have let my property out through a proper letting agent. I have fulfilled all the criteria i.e. I have a landlords license in place and have all the certificates of safety. My mortgage lender has been informed. I have been told that I am in breach of my...

    Mortgages
  • Removing name from.mortgage By Guest on 02/12/2016

    My ex partner is remortgaging house and needs me to sign to say i agree to coming off mortgage. What do i need to do?...

    Mortgages
  • Bank mandates survey in our name By Guest on 28/11/2016

    Hi. We are trying to buy a house which has historic subsidence (has been dealt with). Our mortgage provider (Halifax) have mandated that we need a full structural survey, so we asked the vendors to provide it as they did not disclose the subsidence origin...

    Mortgages
  • Entitlement By Guest on 23/11/2016

    My parents moved abroad eleven years ago my sister took out a mortgage on part of the property.
    My parents have now moved back to the uk and want to sell the property they have no mortgage and are named on land registry, my sister still has about half to...

    Mortgages
  • Additional 3% stamp duty By Guest on 19/11/2016

    Hi,

    I currently own a property which isn't and has never been my main residence. It is let to parents, although the initial intention was for me to reside at this property I never have and proof of this can be provided.

    I have previously owned a mai...

    Mortgages
  • Married with Sole Mortgage By Guest on 18/11/2016

    Hi I have been married for 11 years and 5 years ago my husband band I bought a house with the mortgage being in his sole name as I had an older mortgage in my sole name which I took out before we got married as my husband had an IVA but we wanted to get o...

    Mortgages
  • Remortgage By Guest on 14/11/2016

    At the point of signing to remortgage with a different lender we were told that as part of the joint mortgage was to consolidate individual debts we would have to appoint a solicitor and provide the correct documentation to show we understand the implicat...

    Mortgages
  • Transfer the property ownership to my former wife but keep the mortgage By Guest on 08/11/2016

    I got divorced and the Family Court basically asks me to transfer the property ownership to my former wife but to keep paying the mortgage (my wife has no income). So I am wondering how it can be done and I am looking for a solicitor who can help....

    Mortgages
  • Stamp duty on 2nd property buy to let mortgage and staircasing By Guest on 19/08/2016

    I own 85% of a property in my own name since 2013 and I am looking to remortgage to buy 100% and transfer to a buy to let mortgage. I also own a house in joint names with my partner since September 2015. Will I need to pay additional stamp duty following ...

    Mortgages
  • Transfer of equity By Guest on 10/08/2016

    I'm trying to remove my ex husband from my mortgage and property deeds (using a consent order), and would like to add my fiance to the mortgage and deeds. What is the best way to do this I.e. minimising costs e.g. stamp duty? The house is valued circa £2...

    Mortgages

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