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Questions Related To Mortgages

  • Mortgage deed of title By Guest on 18/03/2024

    Back in 2012, the Financial Ombudsman Service ruled in my favour that my mortgage supplier at the time, Kensington, had acted inappropriate and unlawful and denied me access to an insurance taken out at conveyancing. On the mortgage document, Kensington h...

    Mortgages
  • How do I add a charge to my property for a loan from my parents without incurring legal fees? By Guest on 08/02/2024

    How do I add a charge to my property for a loan from my parents without incurring legal fees?...

    Mortgages
  • transaction By Guest on 10/11/2023

    Does a huge transaction in my bank account that came in and went out of my bank affect my Mortgage purchase? The huge transaction does not count toward the purchase of the property and the deposit too. My deposit is coming from my savings from my salary a...

    Mortgages
  • Dan Burke By Guest on 15/09/2023

    I'm preparing to apply for a mortgage, and I have a history of poor credit, including a past IVA registration that has since been removed. I'm curious if the solicitor's bankruptcy search will uncover my previous IVA details. Is it possible for me to obta...

    Mortgages
  • 60/40 split but I pay 50/50 mortgage By Guest on 19/08/2023

    Hi, our TR1 form is a TIC with a 60/40 split. However I’ve been paying 50/50 on the mortgage. Will the 60/40 split only relate to the initial transfer price, so any profit after that amount will be split 50/50 or will it be the whole sale price of the p...

    Mortgages
  • 2 title deeds with 2 owners - purchasing nightmare! By Guest on 02/08/2023

    I’m purchasing a property - or trying to!

    First hurdle - the house has 2 kitchens, so most lenders won’t touch it as residential. Also a current business on the property, business is not included in the sale. Again issues with lenders as they surv...

    Mortgages
  • Private & Business property with two title deeds By Guest on 21/07/2023

    Our property comprises of our home and garages/premises from which my husband ran a small business for over 35 years. The property also has two title deeds. Our estate agent is recommending that we de-register the business side of the property as he thi...

    Mortgages
  • What types of records show on a K16 Bankruptcy search? By Guest on 17/05/2023

    We are at the point of setting a completion date and unsure of these searches have already been carried out. I don’t feel I have a need to worry but previously had financial issues due to redundancy and it took some time to get hired for another job and...

    Mortgages
  • How to remove a charge from a property, where the mortgage lender is now dissolved? By Guest on 17/02/2023

    as per question...

    Mortgages
  • JBSP Mortgages By Guest on 09/02/2023

    I am looking to obtain a joint borrowers sole proprietor mortgage with a family member however the sponsor is renting from a housing association. My question is will this affect their property in any way bearing in mind they will be liable for the mortgag...

    Mortgages

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